Capitec Personal Loan
- Personal loans up to R250,000
- Low-interest starting from 12.9%
- Repayment up to 84 months
Table of Contents
Capitec Bank - Tailor-made personal loans
Sometimes opportunities arise and money becomes the only thing preventing you from taking advantage. A personal loan from Capitec has the potential to get you back in the game.
Oftentimes people are faced with life-changing opportunities and often don’t have the financing available to make things happen. This is no problem when Capitec has an option that's hard to access elsewhere.
Capitec knows that when people have a trusted source that can help with financing, dreams can become a reality.
Capitec strives to simplify your finances
Many things have changed in financial institutions in the past few years.
These changes have been both beneficial and complicated. Capitec has stayed true to its motto of making life easier than ever.
Giving their clients a service that's safe, innovative, and easy as pie, is what they strive for. They've done everything possible to ensure that getting a loan from them makes your life less complicated.
Making life affordable for everyone
Many mainstream banks seem to offer great personal loans until you realise how much you'll be paying for them. Fine print and financial lingo that the average person won’t understand are often used. Unfortunately, many people fall into the trap of taking on debt they can't afford because they feel desperate at the moment.
Being open, honest, and 100% transparent is highly prized at Capitec. With a personal loan from them, you'll be in the loop at all times.
Quick and easy personal loans
At Capitec, their pride is giving you outstanding services and they've established a bank that has the customer's best interest at heart.
With the best service in the industry, they've made banking more convenient than ever. Their growing customer base is a testament to that.
Capitec has a vast variety of services on offer. Anything from home loans to personal loans, everyday banking and even life cover.
Capitec makes getting a loan a breeze
When it comes to making life more than manageable, Capitec should be your bank of choice. Their innovative and up-to-date technology makes applying for your loan a walk in the park. By going on to their website you can get an estimate before you even apply.
Capitec has personal loans of up to R250 000 on offer. You can apply or get an estimate either by going online or by using the Capitec app if you're already a client.
A personal loan for any occasion
Whether you're looking to do some long overdue home improvements or need a new vehicle, Capitec can help you achieve those goals.
A loan from Capitec can be used for things that require a lump sum of money when you don’t have it. You'll then be able to do what you need and repay them in monthly instalments.
You can manage your money better and still do the much-needed renovations or even buy that car you've wanted for so long.
Capitec – Personal loan
- Loan Type Personal loans
- Interest Rate from 12.9%
- Loan Amount up to R250,000
- Repayment 30 days to 84 months
Benefits of Capitec
- Convenient online loan applications
- Get the best deals on loans and interest
Personal loan calculator
Capitec - Better banking, better loans
You can apply online, through their user-friendly app, or at your nearest branch. Their friendly and able staff will assist you every step of the way.
Here is what you will need before you apply:
- You'll be required to have a valid identification document.
- The last three months’ salary slips.
- You'll also need the last three months' bank statements showing that your salary gets paid into your bank account.
Here are the easy steps to apply for your personal loan
Go online to the Capitec website. Click on the button that says get an estimate.
You'll be asked what amount you want to borrow. Choose your loan amount and click next. You can then choose your preferred loan term.
You'll then be given an estimate based on the loan amount and term you chose. If the estimate falls within your budget you can click on the button that says 'I’m interested'.
Sit back and relax.
A Capitec consultant will be in contact with you within 24 – 48 hours to complete your application. You'll then have to send all the relevant documentation upon request so make sure you have everything on hand.
Capitec is your trusted loan partner
When there's a need for a large amount of money, it’s good to know that there's a financial institution that is on your side. Capitec prides itself in giving its customers only the best offers and services.
Make the smart choice today and choose Capitec to achieve the success you deserve.
The benefits of a personal loan from Capitec
- You can get a loan of up to R250 000.
- You get to choose the terms of your loan. Capitec offers you fixed monthly repayments.
- You can manage your loan from the Capitec app.
- Loans are paid out quickly after approval.
Capitec is a trusted & reliable provider of personal loans
In our review, Capitec adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.
✅ Capitec is a registered credit provider in South Africa: NCRCP13
Customer Reviews & Testimonials
Capitec Contact
Physical Address
- 212, Zevenwacht Mall, Polkadraai Rd & Van Riebeeck Road Kuils River Cape Town 7579 South Africa
- Get Directions
Opening Hours
- Monday 09:00 – 18:00
- Tuesday 09:00 – 18:00
- Wednesday 09:00 – 18:00
- Thursday 09:00 – 18:00
- Friday 09:00 – 18:00
- Saturday 08:00 – 14:00
- Sunday 09:00 – 13:00