Rating based on 18 reviews

Sanlam Personal Loan

  • Personal loans up to R200,000
  • Low-interest starting from 18.55%
  • Repayment up to 6 years

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Sanlam Loans homepage
Author Sanlam Loans. Screenshot of Sanlam Loans website.
[Accessed January 30, 2023]

About Sanlam Loans

If you're strapped for cash, and need financing but don’t know where to turn, Sanlam can help you with a personal loan.

Sanlam is your trusted financial partner. You don’t need to feel left out as they're always ready to assist you. Become part of the millions of South Africans that have found financial help with a loan from Sanlam.

A personal loan from a trusted finance company

You'll search far and wide to find another company as old as Sanlam. They've been serving South Africans since 1918. For more than 100 years its mission has been to serve its clients and help them reach their goals responsibly.

Getting a personal loan from a company that has years of experience and a track record like Sanlam is a great benefit.

Financial solutions that go a long way

Sanlam was established with a vision. This is to help people live with confidence, knowing their finances are taken care of. 

Sanlam assists in a financially responsible way that leads to growth and financial well-being. Millions of South Africans have become financially free with them and so can you.

Sanlam's impressive accomplishments

Sanlam can currently be found in 33 African countries, changing lives on the African continent in great ways while employing more than 154 675 people.

They're working hard to ensure impeccable service and they aim to have a customer base of 50 million by 2025.

Sanlam Loans Services

When it comes to service, Sanlam is in a league of its own when compared to other institutions in the industry.

They’ve made sure that their service remains above industry standards and they still maintain that standard. With them, you can be sure that your financial well-being is always the first priority and that your financial health is in good hands.

A Personal loan with a fixed rate

When you look for a personal loan, you need to know that your repayments will fit into your budget. With a fixed interest rate, you know exactly what you'll be paying back monthly. This will help you to manage your money better.

Sanlam is a responsible lender and with your financial health being their priority, you can be sure that they'll help you grow.

This is how Sanlam’s personal loan works

According to your financial ability, you get to choose the amount you need to borrow up to R250 000.

Sanlam gives you the freedom to tailor your personal loan term anywhere from 24 months to 6 years. By tailoring your loan and giving you fixed repayments, you can enjoy the ability to budget smoothly.

A Personal loan can cover anything

Whether it’s a new family car, furthering your child’s education, or starting your home renovations, a personal loan from Sanlam can make it possible.

Helping their clients prosper financially is the ultimate goal and Sanlam has been helping people for many years. You can become a part of their success story too by choosing them to change your financial future.

Sanlam Loans – Personal loan

  • Loan Type Personal loans
  • Interest Rate 18.5524.50% p/a
  • Loan Amount up to R200,000
  • Repayment 2 years to 6 years

Benefits of Sanlam Loans

  • Low-interest rates starting from 18.55%
  • Qualify for a personal loan up to R200,000
  • Get a repayment term up to 6 years

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Personalised service tailored to you and your unique needs

Getting a personal loan from Sanlam is easy and convenient. There are no mounds of paperwork and standing in long queues.

What you'll need to start your application:

  • You'll need a clear copy of your South African ID document.
  • Any recent document like an account to confirm your address.
  • You need 3 months’ bank statements of 3 months’ payslips to prove your income.

Now you're ready to apply

You can go to their website and start your application by completing the form to see if you qualify. You'll be asked what the loan amount is and the term that suits you best. They'll then give you an estimate of what your monthly repayments will be.

Once you're happy with the estimate, you can go ahead and apply. You'll be required to upload all your documents online. As soon as everything is in order and your personal finance has been approved, the funds will be paid into your account quickly.

Why choosing Sanlam is a good choice

When you need a financial institution that's on your side and committed to your financial well-being, Sanlam is your go-to provider. With a track record like no other of more than 100 years, you can be sure that you're in good hands financially. Choose Sanlam today and get the change you deserve.

Benefits of a Sanlam personal loan

  • Sanlam has been in the industry for more than 100 years.
  • They offer you fixed repayments.
  • You can tailor your personal loan

Customer Reviews & Testimonials

April 2020

My Sanlam personal loan Came to the rescue when I needed it the most and allowed my wife and me to fix up our newly purchased home when money was tight. I would definitely recommend Salam for all...

Ricky J
— Port Elizabeth —

May 2020

I’ve had a Sanlam insurance policy for a while but had no idea how great their financial products were until I took out a small loan to help me consolidate some debts that I had been dragging alo...

Sipho N
— Pretoria —

December 2019

My banker is an absolute star and helped my husband and get the loan we needed to make our dream wedding come true. I am so grateful for your superb team!

Jasmine Z
— Soweto —

August 2021

I needed a personal loan fast. I was unsure of which institution would be best. A friend told me about Sanlam and I am so glad I took her advice. Sanlam is a great company.

Meiring L
— Bloemfontein —

May 2021

When you have a medical emergency and you need money fast, a personal loan is the preferred option for many. I applied for a personal loan from Sanlam and could not believe how quick and easy it ...

Chauke B
— Pretoria —

November 2021

We have wanted to renovate our home for so long. We finally decided to take that step and get a personal loan from Sanlam. We could not have made a better choice. Sanlam was there every step of t...

Moodley J
— Cape Town —

Sanlam Loans Contact

Contact Number


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Physical Address

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed