Rating based on 44 reviews

Just Money

  • Personal loans up to R250,000
  • Low-interest starting from 18.5%
  • Repayment up to 84 months

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Just Money homepage
Author Just Money. Screenshot of Just Money website.
[Accessed May 13, 2018]

Just Money – Your best guide to online loans

Just money has been a South African national service provider and offers you a guide to your money.

We can help you with personal loans, teach you how to save money, help you compare the best deals, inform you of all relevant products and services and help you compare and save.

Compare and save

Our easy comparison tools let you compare the charges between different credit cards, savings accounts, and bank accounts. This will help you choose the correct account for you. Our carefully selected partners will help you compare different providers to give you the best deal available and the most suitable product to suit your needs.

It’s all free

The best things in life are free; we don’t charge you to use any of our comparison tools, calculators, or guides. We won’t even force you to register, but if you do register, you will receive added benefits such as additional information on products and monthly newsletters keeping you up to date on all our upcoming ventures.

Comparison tools, calculators, and guides

All our online calculators are designed to be easy to use and help you calculate everything you need to know regarding personal finance. They include a tax calculator, currency converter, home loan calculator, a tool to help you decipher your retirement needs, vehicle finance, life insurance, and budget.

We also offer a fun online poll with monthly questions focusing on different financial needs.

Every South African should have a budget and save for the future to ensure financial freedom. Understanding your finances and your monthly expenses will help you determine the budget you will need.

We are transparent and reliable

No matter how strict your budget is, sometimes you will need a bit of extra cash to pay for a variety of different expenses.

If you need money for school trips, home improvements, or anything else we have got you covered.

No hidden fees

Our personal loans are unsecured loans; the interest rate is a little bit higher than a secured loan such as vehicle finance.

We don’t make you put up any collateral and the loan repayment will be made over an agreed-upon fixed-term time frame. Our friendly consultant will explain any interest or fees and they will be included for your added convince in all the installments.

We support responsible lending

If you are struggling to repay debts then you need to think very carefully if a short-term loan is the correct loan for you. Going deeper into debt is never a good choice.

If you are struggling with your debt you can always see a debt management consultant. They will help you determine if debt consolidation might be a better option for you.

The documentation needed to apply for a loan

  • A copy of your bank statement
  • South African ID
  • Proof of residence (not older than 3 months)
  • Copy of your payslips for the last 3 months
  • Need to be above the age of 18 years
  • Be permanently employed
  • If you are unemployed or have bad credit – you pose a higher risk and might not be granted a bad credit loan

Just Money – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 18.5%
  • Loan Amount up to R250,000
  • Repayment 3 months to 84 months

Benefits of Just Money

  • Flexible loan terms
  • Credit life insurance
  • Choose between flexible or fixed interest rate

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Just Money - Expert loan assistance

Technology is a wonderful thing and it makes it very quick and easy for you to apply for a personal loan.

By simply providing your South African ID number we can determine your credit information. This information will inform us of missed payments, judgments against your name, and any other relevant credit information.

Your credit score is important

Your credit score is very important and will determine if you are granted a loan. As a responsible lender, should any issues arise, our friendly consultants will give you a full report and make sure you know about any issues regarding your credit report.

We will then give you options and advice on how to solve them. Your loan will only be approved if the consultant is sure you will be able to make payments and will not be getting yourself deeper into debt.

Compare your options

Loans can be a tricky business, with so many different online lenders, banks, and financial service providers offering different deals and repayment options. You need to be sure you are getting the deal that best suits your individual financial needs.

We encourage you to shop around and ask questions; remember that although these quick loans may seem easy and convenient, the terms and conditions should be read through very carefully and the interest rates double-checked. In most cases, you will pay back substantially more than what you originally borrowed.

Contact us

If you have any questions regarding personal loans, why not ask our experts to assist? Our personal loan expert is here to answer any and all questions you may have as well as offer expert advice and guidance.

Contact us online at www.justmoney.co.za

Apply for a personal loan with our easy-to-use online loan application form or just drop us an e-mail. Remember to include your e-mail address so that we can get back to you.

Our added convenient online service even allows you to do a credit check.

So what are you waiting for? Apply today and let us assist you. 

Customer Reviews & Testimonials

October 2018

I am a happy customer because Justmoney.co.za didn’t only ensure that I get a loan but also ensured that it is one I can afford to pay.

Milton R
— Kimberly —

January 2019

Without the financial assistance of Justmoney.co.za, I would still be looking for a credit provider that can meet my financial needs.

Thabiso M
— Soweto —

March 2019

I am satisfied with the interest rates I am paying at Justmoney.co.za

Caroline W
— Cape Town —

Just Money Contact

Physical Address

  • 186 Loop St, Cape Town City Centre Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday – Closed