Rating based on 76 reviews

Mr Cash Loans

  • Personal loans up to R200,000
  • Low-interest starting from 28%
  • Repayment up to 60 months

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Mr Cash Loans homepage
Author Mr Cash Loans. Screenshot of Mr Cash Loans website.
[Accessed January 30, 2023]

Mr Cash Loan - Fast affordable loans

If you're looking for a loan, look no further than Mr Cash's loans. They offer personal loans online.

If you need a cash loan fast, they can help you. Simply apply via their easy online application system. 

They'll make sure you'll be able to pay back the loan and calculate your level of affordability. Once you've been approved, the money will be in your account within 1 to 2 banking days or as little as 24 hours depending on your bank.

Security loan option

Although their personal loans are all unsecured, they need a level of security to make sure you'll able to pay back the loan.

They'll do a credit check and ensure that you'll not be pushed further into debt by taking the loan. Their loan repayment options vary from short-term loans for as little as 3 months or longer-term loans for as long as 60 months depending on the agreement signed.

How to get your loan approved quickly

  • Apply online by filling out the application form
  • Make sure all your contact details are completed correctly
  • Make sure all your required documents are uploaded

Required documents to apply for a loan

Mr Cash Loans require you to send certain documents to determine if you're able to obtain a loan without landing in further financial difficulty.

These documents can easily be scanned and emailed to them during the verification process.

  • You'll need to be permanently employed for at least 6 months
  • Older than 18 years/younger than 60 years
  • Have your own South African banking account that your salary is paid into
  • Your own cell phone number/ and access to email

We have a fast loan turnaround time

Online loans describe quick loans that can be taken out in the comfort of your own home.

The process is very easy to complete and you'll not need to visit your bank or go to a branch for assistance. The entire process, from start to finish can be completed online. Mr Cash Loans' lending practice complies with the NCR (National Credit Regulator) and can take up to two days to be approved.

Swift approval from Mr Cash Loan

They aim to ensure they provide swift approval of all our short-term loans. Their loan approval process is completely free and confidential.

They aim to provide you with a convenient and secure way to get the money you need, quickly and without hassle. Their service will match you with a prospective lender while taking into account your unique circumstances and requirements.

Easy personal loans

Mr Cash Loans know that you need access to money as quickly as possible. They aim to give you the cash you need when you need it. Whether you need the money for an unexpected expense or financial emergency, they're ready to help you.

Even if you've previously been denied credit in the past or your financial situation and credit record are not ideal, Mr Cash Loans will still consider your application and offer you a bad credit loan. Their panel of lenders ensure that the repayment terms are fixed and the interest rate is competitive.

Easy repayment terms

They offer a wide range of easy repayment terms ranging from 3, 6, 12, 24, and up to 60 months. If you're able to repay your loan early, there's no settlement penalty and all repayment terms are determined by your overall credit score.

Mr Cash Loans know that you need an answer as soon as possible - so they aim to provide you with their decision on approval of your personal loan within a 24-hour period.

Once all documents have been received and your loan has final approval, you can expect the funds to be in your account within mere hours.

Mr Cash Loans – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 28%
  • Loan Amount up to R200,000
  • Repayment 12 months to 60 months

Benefits of Mr Cash Loans

  • Convenient online loan applications
  • Flexible repayment plans

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Quick and easy personal loan application with Mr Cash Loans

The best and easiest way to determine if you qualify for a personal loan is to fill out the online loan application form.

Mr Cash Loans' friendly consultants will help you through the application process and together with the required documents determine if you qualify for a loan.

The application process is free, so you have nothing to lose by applying. If for any reason your application form has been denied, they'll explain why and help you to rectify the problem.

If you're still denied a loan, you'll always be able to apply in a month or two or when your financial situation improves.

Time is money

Mr Cash Loans know that your time is valuable, which is why they'd like to make it as simple as possible to apply for an instant loan and give you the best tools available to assist you in determining your affordability.

For your added convenience, we have provided easy-to-use online calculators to help you take the guesswork out of determining your affordability.

Use our online loan calculator

Our online loan calculator can be used to give you an estimated example of how much you would need to pay back the loan, depending on certain criteria and different repayment terms.

You can use this calculator as many times as you like and easily identify which loan amount and repayment terms will best suit you. Remember that this is an estimation and that the true amount will be reflected in the loan quote that you will need to approve and accept before the loan is paid into your account.

Extra fees on personal loans

Mr Cash Loans believe in being transparent with you and don’t want you to be surprised by additional fees. Their payday loans are subject to a monthly admin fee, an initiation fee and a credit life insurance fee.

Each client will be charged a different rate, this is determined by your individual credit rating and is subject to whether you fall into a higher or lower risk bracket.

How much you can borrow

You can choose to borrow as little as R3000 over a 6-month period or as much as R 5 0000 over a maximum of 60 months. Using their online calculator will help you determine which repayment terms will suit you best.

Customer Reviews & Testimonials

November 2018

With Mr Cash Loans, I was able to attend to my financial emergency without feeling like I was in a tight spot for cash because they gave me an affordable loan to pay off on a monthly basis.

Noluthando M
— Rustenburg —

February 2019

All it took was one business day before my loan application was approved.

Deborah M
— Cape Town —

Mr Cash Loans Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed