Rating based on 76 reviews

Mr Cash Loans

  • Personal loans up to R200,000
  • Low-interest starting from 28%
  • Repayment up to 60 months

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Mr Cash Loans homepage
Author Mr Cash Loans. Screenshot of Mr Cash Loans website.
[Accessed May 13, 2018]

Mr Cash Loan - Fast affordable loans

If you are looking for a loan, look no further than Mr. Cash's loans. We deal in loans, cash loans, personal loans, online and easy loans.

If you need a cash loan fast, we can help you. Simply apply via our easy online application system. 

We will make sure you will be able to pay back the loan and calculate your level of affordability. Once you have been approved the money will be in your account within 1 to 2 banking days or as little as 24 hours depending on your bank.

Security loan option

Although our personal loans are all unsecured loans, we as a lender need a level of security to make sure you will be able to pay back the loan.

We will do a credit check and ensure that you will not be pushed further into debt by taking the loan. Our loan repayment options vary from short-term loans for as little as 3 months or longer-term loans for as long as 60 months depending on the agreement signed.

How to get your loan approved quickly

  • Apply online by filling out the online application form
  • Make sure all your contact details are completed correctly
  • Make sure all your required documents are correctly completed

Required documents

We will require you to send us certain documents in order to determine if you are able to obtain a loan without landing in further financial difficulty.

These documents can easily be scanned and emailed to us in the verification process.

  • You will need to be permanently employed for at least 6 months
  • Older than 18 years / younger than 60 years
  • Have your own South African banking account that your salary is paid into
  • Your own cell phone number/ and access to email

We have a fast loan turnaround time

Online loans, also known as cash loans describe quick loans that can be taken out in the comfort of your own home.

The process is very easy to complete and you will not need to visit your bank or go to any of our branches for assistance. The entire process, from start to finish can be completed online. Our lending practice complies with the NCR (National Credit Regulator) and can take up to two days to be approved.

Swift approval

Our aim is to ensure we provide swift approval of all our short-term loans. Our loan approval process is completely free and confidential. We aim to provide you with a convenient and secure way to get the money you need, quickly and without hassle. Our service will match you with a prospective lender while taking into account your unique circumstances and requirements.

Easy personal loans

Here at Mr. Cash Loans, we know that you need access to the money you need as quickly as possible. We aim to give you the cash you need when you need it. Whether you need the money for an unexpected expense or financial emergency, we are here to help you.

Even if you have previously been denied credit in the past or your financial situation and credit record are not ideal, we will still consider your application and offer you a bad credit loan if possible. Our lenders ensure that the repayment terms are fixed and our interest rate is very competitive.

Easy repayment terms

We offer a wide range of easy repayment terms ranging from 3, 6, 12, 24, and up to 60 months. If you are able to repay your loan early, there is no settlement penalty and all repayment terms are determined by your overall credit score.

We know that you need an answer as soon as possible - so we aim to provide you with our decision on approval of your personal loan within a 24 hour period. Once all documents have been received and your loan has final approval, you can expect the funds to be in your account within mere hours.

Mr Cash Loans – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 28%
  • Loan Amount up to R200,000
  • Repayment 12 months to 60 months

Benefits of Mr Cash Loans

  • Convenient online loan applications
  • Flexible repayment plans

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Free loan application with Mr Cash Loans

The best and easiest way to determine if you qualify for a personal loan is to fill out the online loan application form.

Our friendly consultants will help you through the application process and together with the required documents to determine if you qualify for a loan.

The application process is free, so you have nothing to lose by applying. If for any reason your application form has been denied, we will explain why and help you to rectify the problem. If you are still denied a loan, you will always be able to apply again in a month or two or when your financial situation improves.

Time is money

We know that your time is valuable, that is why we would like to make it as simple as possible to apply for an instant loan and give you the best tools available to assist you in determining your affordability.  For your added convenience, we have provided easy-to-use online calculators to help you take the guesswork out of determining your affordability.

Use our online loan calculator

Our online loan calculator can be used to give you an estimated example of how much you would need to pay back the loan, depending on certain criteria and different repayment terms.

You can use this calculator as many times as you like and easily identify which loan amount and repayment terms will best suit you. Remember that this is an estimation and that the true amount will be reflected in the loan quote that you will need to approve and accept before the loan is paid into your account.

Extra fees that apply

We believe in being transparent with our clients and don’t want you to be surprised by additional fees. Our payday loans are subject to a monthly admin fee, initiation fee and include a credit life insurance fee.

Each client will be charged a different rate, this is determined by our individual credit rating and is subject to if you fall into a higher or lower risk bracket.

How much I can borrow

You can choose to borrow as little as R3000 over a 6 month period or as much as R 5 0000 over a maximum of 60 months. Using our online calculator will help you determine which repayment terms will suit you best.

Contact us today on 086 722 7109 or apply online.

Customer Reviews & Testimonials

November 2018

With Mr Cash Loans, I was able to attend to my financial emergency without feeling like I was in a tight spot for cash because they gave me an affordable loan to pay off on a monthly basis.

Noluthando M
— Rustenburg —

February 2019

All it took was one business day before my loan application was approved.

Deborah M
— Cape Town —

Mr Cash Loans Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed