EC Loans

EC Finance is a company that strives to be the top choice where quick loans are concerned.

Through the many years of service in the industry, we’re grown to be one of the leaders in assisting with debt relief. You’ll find us located in the Western Cape, however, we service various areas in South Africa.

A unique loan service

What sets us apart from other lenders is the fact that EC Finance is owner run. This puts us ahead in terms of our hands-on approach through the passion that exists and is present each and every day on the office.

Our staff are thus highly motivated and we choose to grow our staff morale so that they can motivate you in the same way, thus strengthening relationships throughout our entire customer base. It’s as a result of this service that our clients keep coming back to us!

EC Finance forms part of a large network of creditors that affords us the opportunity to provide you with flexible personal loan offers and costs. We are regulated by the National Credit Act 34 of 2005 and lend responsibly at all times.

Being able to provide affordable loans to our clients is a priority at our company.

We believe that the needs of the customer should come first and that we should match them at all costs. 

Our professional dealings shine through to the end of all agreements and clients feel respected and looked after despite their tough financial situation.

Our mission

To be the number one online loan service or product provider in the country. We aim to assist all consumers that are facing financial hardship and lead them toward a debt-free life.

If you’re looking for a long or short-term loan, then EC Finance has one for you.

There are so many lending institutions that are not catering to the entire market and for this reason, we have tailored products that will match every financial need conceivable.

We offer personal loans ranging from R 1000 to R 120 000 for the medium-income sector.

Fast loan payouts 

When you’re faced with a cash emergency, the only thing that matters is having access to cash – fast!

Well, for this exact reason, applying with us has never been simpler!

Not only are you able to apply online from anywhere in the world, but you also have the chance to access the loan funds the very same day you apply!

All you need is to have the necessary documentation and tick all the boxes on the criteria which are pretty standard, and you’ll be on track to debt relief!   

Ready to apply?

Use us for flexible loan assistance and a loan product range so comprehensive you’ll be glad you chose EC Finance.

Our quick and easy online loan application removes the stress of time and paperwork burdens and if you’re unsure on which package to choose, there are many tips and guides that will help you reach your decision.

When it’s time for the feedback on your application, we’re keeping with the trend of speed and will give you an answer on approval within 6 hours of submitting your loan application.