Personal loan calculator

How much would you like to borrow?

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The interest rate of a loan will vary based on your credit score and risk profile.

Repayment Term

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This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Investec - Fast personal loans

My briefcase is just like a real briefcase the only difference is that it’s electronic and available to access 24 hours a day.

This electronic briefcase gives you access to electronic copies of all your stored important documents. This is a great place to store secure documents that you don’t want to leave lying around while knowing that they're completely protected by Investec’s secure digital firewall.

Activate your account

To activate your account is very easy, simply call Investec and they'll send you a unique Investec ID that you'll use to set up your own personal password that will allow you access to your account.

For added convenience download the App directly to your cell phone so that you'll have online access via your smartphone where you can even apply for an instant loan. If you log on to a desktop or laptop for added security, they'll send a one-time pin to your cell phone to ensure that it is actually accessing your account.

Your online account allows you to

• Access and manage your accounts in one place
• Easily view, print, or download account statements
• Make payments to beneficiaries and add new beneficiaries
• Request pin resets

Wealth management

Investec's wealth management service offers expertise that you can trust. All their wealth managers are highly skilled and have years of experience between them. They offer high levels of customer service while assisting you with your financial planning and management requirements.

They design their financial services to meet your individual requirements and tailor-make solutions so that you get the best personal loan deal available. You'll benefit from their years of experience in the financial field while learning how to invest and properly manage your finances. They'll teach you about how to manage risk and rewards as well as to budget and save for your future.

My personal portfolio

With their unique personal portfolio option, you'll easily be able to gauge a complete picture of your financial situation. You can view your assets and liabilities in one easy-to-read and review statement. View all your bank accounts, credit cards, investments, and even your rewards. 

The system will generate easy-to-understand charts that track your income and your spending habits so that you can see exactly where you're going right or wrong. The online service is completely safe and your personal information is treated with confidentiality and remains secure. 

Ways to bank

Investec understands that no one has time to sit in banks and wait in long queues. They allow you to take care of your finances through a variety of different options, these include:

• Online banking  - this includes access to your personal portfolio and digital briefcase
• Banking via the Investec App – these include all the online banking benefits while giving you access to your portfolio from the comfort of your smartphone
• This also gives you access to all the latest news and developments

Your own dedicated personal banker 

You'll be assigned your very own personal, private banker that will be available to answer any questions that you may have. They can also give you professional advice regarding short-term loans, finance, and investments when you need it.

Your private banker will also connect you to Investec's wealth managers, mortgage managers, lending experts, and foreign exchange dealers. They'll even help you switch your personal account to a private banking account while transferring all your debit orders to make the transition as smooth as possible.