Rating based on 38 reviews

Dunami Loans

  • Short-term loans up to R5,000
  • Low-interest starting from 104%
  • Repayment up to 6 months

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Dunami homepage
Author Dunami. Screenshot of Dunami website.
[Accessed May 13, 2018]

Dunami - A micro lender you can trust

Our product offerings come in the form of short-term microloans that are designed with the everyday South African in mind.

If you are in need of a loan that is big enough to meet all your financial needs, but will not leave you struggling financially at the end of the month, then our products are ideal for you.  

Since we are experts in payday loans, we offer much longer repayment options and flexible terms.

Proud of our excellent speed and reliability

We are a lender that takes huge pride in serving our customers with our flexible and lightning-fast cash loans. All of our clients can rely on us to deliver what’s required and we always ensure that we assist with the same understanding and respect that all our customers enjoy.

When it comes to our finances, we all want the best, so if you are looking for a lender that offers you so much more than just a quick simple short term loan, choose Dunami.

Loans between R1 000 and R5 000

Our motto is to keep everything we do as simple as possible.

You can rest assured that you will not feel intimidated by any slick sales talks or financial jargon with us. What we do is as simple and effective.

We offer all our clients instant loans that range from R1 000 to R5 000, which can be repaid over a term of up to 6 months.

A trusted, regulated, and compliant lender

We give our clients peace of mind by keeping all our short-term loans transparent. As we are registered with the National Credit Regulator (NCR), we believe in responsible lending practices and abide by their regulations.

That is why we will not lend our clients more money than they can afford to repay. Interest rates on all our personal loans are capped at 212% per annum and ITC checks are constantly carried out to ensure that our clients are able to afford the credit that they are applying for.

Dunami – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 104212% p/a
  • Loan Amount up to R5,000
  • Repayment 6 months to 6 months

Benefits of Dunami

  • Competitive interest rates
  • Flexible repayment terms

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Why not get your 6-month loan from Dunami today?

Being a microlender means that we only offer fast microloans and that we are not a payday lender. However, we do offer all our clients a loan term of up to six months.

This is a terrific way to ensure that you can get access to the cash you need today without having to commit a massive chunk of your next paycheck to repay your short-term loan in South Africa.

This allows you to budget for the loan, and to ensure that you still have enough money left to make it through the month.

What is a short-term loan

Before you apply for a loan you should first have an understanding of the type of loan you should apply for. There are many definitions of what a short-term loan is, but since we like to keep everything simple, we define it in short as a loan that does not exceed R5 000 and that is repayable within a 6 month period.

This money can be used to pay for holidays or to pay medical bills or to purchase items that are out of the reach of your usual budget.

How you can apply for a loan with us

We make it possible for you to apply for an online loan at any time in a 24 hour day, throughout the whole year and from anywhere in the world.

Once you have filled in our online application form, you will be required to upload or send us the supporting documents, which will include your ID, payslips, three recent bank statements and a proof of address.

Thereafter, we will let you know immediately if you are approved for a loan or not. All our existing clients can simply log in and request a loan all at the click of a button.

Customer Reviews & Testimonials

August 2018

The repayment terms are a lot more flexible and fair at Dunami than at other lenders I have consulted with. Take it from me – Dunami will not disappoint you because they have surprised me in ever...

Yamkela D
— Umlazi —

February 2019

Dunami is a lender you can put your faith in. Not only do they come highly recommended to me by a variety of individuals in different sectors but they also offer highly transparent services. Ever...

Stephen B
— Musina —

May 2019

For a fast and reliable short-term loan I would definitely suggest Dunami. They are able to arrange your loan just the way that you like it without any muss or fuss. You can even discuss early re...

Lauren M
— Polokwane —

Dunami Contact

Contact Number


  • not available


Physical Address

  • Suite 702 Boland Bank Building, 16 Lower Burg Street, Cape Town, Cape Town City Center, 8000, South Africa South Africa
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Opening Hours

  • not available