Rating based on 1,245 reviews
About – Easy Payday
Easy Payday loans specialise in granting short-term payday loans to South African citizens when they need a little bit of cash in a big hurry.
Get a payday loan for as much as R2 500 in as little as 24hours. It’s so simple to apply. Just follow these simple 3 steps.
Simple to apply in 3 easy steps
- Apply online – no need for paperwork. Just fill in your personal details and apply in minutes.
- Immediate decision – no need to stress over your outcome for hours, we will give you a decision immediately.
- Get your cash instantly – we will pay the money directly into your bank account within 24 hours
Do I qualify?
To qualify you will need to meet the following criteria:
- You must be 18 years or older
- You must be a South African citizen
- You must have a South African bank account
- You must be permanently employed
How do payday loans work?
Our short term loans are very easy to obtain. You can choose to borrow up to R2 500. This type is loan is perfect for an emergency or for when you have the money for something, just not right at this moment. A payday loan can be taken out so you have immediate access to the cash you need when you need it. You will need to pay back the loan in full the next time your salary is put into your account.
Because these types of loans cannot be paid off over time they can sometimes cause you to fall into a loan trap, each time leaving you with less and less money and more and more debt. You should think very carefully if a payday loan will be right for you.
Advantages of payday loans
- Easy to apply for
- Easily granted
- Quick cash
- Great for emergencies
- Immediate approval
- No paperwork
- Free to apply
- No obligation
Services – Easy Payday
At Easy Payday loans, we specialise in Payday loans. We offer cash loans of up to R150 000. Our loan service comes with a complimentary insurance quote for life cover for you and your family.
At Easy Payday loans and we concentrate on getting you the cash you need in as short a time as possible with as little hassle as possible.
How do I apply?
To apply log onto our website and fill out the online loan application form with the following details:
- First name
- Last name
- E-mail address
- South African ID number
- Monthly Net Income
- Monthly Gross Income
- Employment time
- Let us know if you are under debt review
- The amount that you would like to borrow up to R150 000
- Your city
We will ask your consent to run a credit check for a short-term cash loan. Your application will also entitle you to a free life insurance cover quote.
Why should I choose Easy Payday loans?
The difference between Easy Payday loans and other lenders is that we are there to put the client first and help you with a personal loan even when other lenders won’t because you are a higher risk individual.
Our service offers:
- No credit checks for Payday loans
- An easy application process that can be completed online
- We keep your personal information safe and confidential
- The technology we use keeps your personal data safe
- We make a decision immediately so there is no waiting around
- You will have access to your loan with an hour or two
No need to submit supporting documents
Summary of Services
- SHORT-TERM Loans
Easy Payday - Fast payday loans
We believe that you are not just a number and we want to make sure that you have the best customer experience.
Our knowledgeable consultants are there to assist you every step of the way and answer any questions that you may have.
Is a payday loan right for me?
To determine if a payday loan is a correct choice for you. You should ask yourself the following questions:
- How much money do I need to borrow?
If you only need a small amount of money that you need quickly and can repay easily, then maybe a short term loan is right for you.
- How quickly do I need the money?
Payday loans are granted very easily and paid into your bank account within the same day.
- Do I have a good credit history and record?
Payday loans don’t need to be subjected to a credit check.
Payday loans can be very helpful in certain circumstances and can offer bad credit loans but should be thought about carefully and only be taken if you can afford it.
Why is the interest rate higher on a payday loan?
Payday loans offer a smaller amount of money than personal loans. The Payday loan needs to be paid back on your next payday. This way the lender is guaranteed that the money will be paid back very quickly.
There is usually no credit check performed, this makes it easy for blacklisted people to able and their loan application to be approved. These loans are charged at a higher interest rate because they are so convenient and have the same day payout. They are very easy to obtain as long as you are permanently employed.
Customer Reviews & Testimonials
The difference between Easy Payday and other lenders is that they will place you first even when other lenders have classified you as a high risk borrower. Thank you for giving me the chance that I deserved where the other lenders would not.
— Pretoria —
With their online application I was able to apply using my Smartphone from the comfort of my own bed. This is a type of finance that I can get used to!
— Krugersdorp —
Within three simple steps I was able to get the money that I needed. A more efficient and fast lender I have not yet come across. When you find yourself in a financial emergency you need a lender that can react fast and Easy Payday is that lender.
— Germiston —