Xcelsior Loans

Xcelsior loans are an exclusive retained registered credit provider in South Africa. With a business that has been in operation for 15 years, Xcelsior has been a credit service provider of choice.

Seeing that Xcelsior is a credit service provider that goes above and beyond to ensure that you're well taken care of in terms of their short-term loans, it's not surprising that clients have relied on Xcelsior for a number of years.

High demand

With the core focus on ensuring that great customer service is met, Xcelsior loans have remained in the core hearts of clients who've been under financial strain.

Seeing that payday loans have gained so much popularity and clients are making Xcelsior loans a credit service provider of choice, expanding the organisation is an idea that's been in the mind of Xcelsior management.

As a result of this, Xcelsior loans have the probability of being one of the leading credit service providers.

When you know how to take care of your clients, your customers will reward you by being loyal to the brand.

Doing things a little different

Although Xcelsior doesn’t require credibility from you during your online loan applications phase, they do require a form of vehicle that will be used as security during the time of your loan.

Should you not be capable of repaying your loan on time, the vehicle will then serve as compensation in the event of you failing to pay back the loan.

Unlike most credit service providers that offer loans on the basis of passing their credit applications, Xcelsior does things slightly differently.

Although the end goal is for you to receive the financing, the process is different. They take any form of vehicle such as cars, SUVs, bakkies, trucks, motorbikes, caravans and motorised sports vehicles such as jet skis.

Vehicles as security

The amount of the loan will be determined in terms of the assets you put on offer. The reason they accept vehicles is that they know that you might not be credible as far as the South African laws and regulations have deemed them. Therefore, they put their head on the block to help you help yourself.

Blacklisted clients

Since they don't seek any credibility assessments from you, they welcome blacklisted clients to apply for the Xcelsior loan. A blacklisted client is just like any other law-abiding citizen and should be given the same amount of respect and consideration as any other client. They do this by offering loans for bad credit to you. 

Discount

When you've created a great working relationship with them, you're making it easier for them to consider your next short-term loan application. On the other hand, should you not fulfil your financial obligations, it might be difficult for them to show you mercy. The relationship between a client and a credit service provider can only be made stronger if both parties are working together to achieve better and quicker results. That said, all the clients that are already present members of Xcelsior will obtain a 10% discount on interest on their following advance.