Rating based on 71 reviews

LAMNA Financial

  • Short-term loans up to R7,000
  • Low-interest up to 60%
  • Repayment up to 24 months

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LAMNA Financial homepage
Author LAMNA Financial. Screenshot of LAMNA Financial website.
[Accessed January 30, 2023]

LAMNA - A diverse range of loan options

They're well-known in South Africa for their diverse range of loan options.

If you need a short-term loan fast you're in the right place. They're committed to addressing your financial needs and they strive to help you achieve your financial goals.

National Credit  Act

They support responsible lending as set by the stipulations of the NCR. They'll never grant you a personal loan that you cannot afford.

They'll give you exceptional service throughout the loan process and the loan repayment term.

You can benefit from getting a loan through them

  • They can help you with the strain that holidays can leave you with
  • They'll help you recover your credit score
  • They beat the impact that the falling Rand can have on your budget
  • They give you quick loans to cover emergency expenses

Fast loan applications

They have one of the fastest loan turnaround times as well as a fast loan application process.

You can apply online on their website for maximum convenience. They've designed the online loan application process to be as fast and efficient as possible.

Short term loans

When you need cash fast their short-term loan option is right for you. The interest rates are lower due to the shorter repayment terms. Their loans are affordable and you can spend your loan on anything like fixing that broken geyser or medical emergencies.

Loan requirements

  • You must be 18 years old and a South African citizen
  • You must have a fixed monthly salary
  • They'll need your payslips and a 3-month bank statement

Once your payday loan is approved, you can expect the amount to be paid into your account within minutes

LAMNA Financial – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 60%
  • Loan Amount up to R7,000
  • Repayment 60 days to 24 months

Benefits of LAMNA Financial

  • Short-term bridging finance
  • Secured bridging finance

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Lamna – Gain control over your finances

They understand that when expenses happen that was not included in your budget, it can leave you feeling stressed and helpless.

This is where they come in at Lamna, they take the stress and hassle out of applying for a short-term loan.

Skip the queues

Their online loan service can be conveniently done from anywhere. You do not have to stand in long queues or fill in endless paperwork.

The entire loan application can be done online. They have years of experience in the loans field and they'll use our experience to make this process easy for you.

Their helpful consultants can help you with any questions you may have.

Affordability assessment

They'll conduct an affordability assessment to see how much you can afford an instant loan with monthly repayments, you can choose the loan term that best suits your financial situation.

Debit order repayment schedule

Your monthly repayments will be made with a debit order. If you come into a situation where you are not able to pay your bad credit loan on time, please contact them so that they can make an alternative payment plan for you. Not repaying your loan on time will reflect badly on your credit score.

Apply today at Lamna – they put cash in your pocket fast. They'll help you to gain control over your finances.

man holding thumbs up

LAMNA Financial is a trusted & reliable provider of short-term loans

In our review, LAMNA Financial adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ LAMNA Financial is a registered credit provider in South Africa: NCRCP7428

Customer Reviews & Testimonials

May 2019

When I started looking for a loan on LAMNA’s website I felt like a kid in a toy store. There were so many attractive options that I did not know which one to choose! The best part is that they wi...

Paul M
— Uitenhage —

December 2018

The loan application from LAMNA was specifically designed to be completed and assess as fast as possible to ensure the shortest turnaround time as possible. This is why, when I completed my appli...

Natasha V
— Queenstown —

January 2019

With the help of a LAMNA loan I was able to get the cash I needed to make the unexpected family visit that I needed to and repay the amount by my next payday! No muss, no fuss – just a simple pro...

Damien D
— Grahamstown —

LAMNA Financial Contact

Contact Number



Physical Address

  • 128 Strand Street, Soho On Strand Building, Office 201A Cape Town Cape Town City Center 8000 South Africa
  • Get Directions

Postal Address

  • PO Box 50798, Waterfront, Cape Town, 8002, South Africa

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed