Rating based on 1,167 reviews


LAMNA Financial

image of LAMNA Financial
image of LAMNA Financial

LAMNA Financial is a registered credit provider with South Africa’s National Credit Regulator: NCRCP7428


About – LAMNA Financial

We are well-known in South Africa for our diverse range of loan options.

If you need a short-term loan fast you are in the right place. We are committed to addressing our client's financial needs and we strive to help you achieve your financial goals.

National Credit  Act

We support responsible lending as set by the stipulations of the NCR. We will never grant you a personal loan that you cannot afford.

We will give you exceptional service throughout the loan process and the loan repayment term.

You can benefit from getting a loan through us

  • We can help you with the strain that holidays can leave you with
  • We will help you recover your credit score
  • We beat the impact that the falling Rand can have on your budget
  • We give you cash fast to cover emergency expenses

Services – LAMNA Financial

We have one of the fastest loan turnaround times as well as a fast loan application process

You can apply online on our website for maximum convenience. We have designed the online loan application process to be as fast and efficient as possible

Short term loans

When you need cash fast our short term loan option is right for you. The interest rates are lower due to the shorter repayment terms. Our loans are affordable and you can spend your loan on anything like fixing that broken geaser or medical emergencies

Loan requirements

  • You must be 18 years old and a South African citizen
  • You must have a fixed monthly salary
  • We will need your payslips and a 3-month bank statement

Once your payday loan is approved, you can expect the amount to be paid into your account within minutes


Interest Rate

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Loan Amount

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Repayment Term

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Summary of Services

  • SHORT-TERM Loans


Lamna – Gain control over your finances

We understand that when expenses happen that was not included in your budget, it can leave you feeling stressed and helpless.

This is where we come in at Lamna, we take the stress and hassle out of applying for a short-term loan.

Skip the queues

Our online loan service can be conveniently be done from anywhere. You do not have to stand in long queues or fill in endless paperwork.

The entire loan application can be done online. We have years of experience in the loans field and we will use our experience to make this process easy for you.

Our helpful consultants can help you with any questions you may have.

Affordability assessment

We will conduct an affordability assessment to see how much you can afford an instant loan with monthly repayments, you can choose the loan term that best suits your financial situation.

Debit order repayment schedule

Your monthly repayments will be made with a debit order. If you come into a situation where you are not able to pay your bad credit loan on time, please contact us so that we can make an alternative payment plan for you. Not repaying your loan on time will reflect badly on your credit score.

Apply today at Lamna – we put cash in your pocket fast. We will help you to gain control over your finances.


Customer Reviews & Testimonials

 Contact Details

128 Strand Street, Soho On Strand Building, Office 201A, Cape Town, Cape Town City Center, 8000, South Africa
Ph: 086 111 2866
Fx: 086 613 6244
Em: info@lamna.co.za

 Postal Address

PO Box 50798, Waterfront, Cape Town, 8002, South Africa

 Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday Closed –
  • Sunday Closed –