Rating based on 1,565 reviews
Lifestyle Financial Services is a registered credit provider with South Africa’s National Credit Regulator: NCRCP 2466
About – Lifestyle Financial Services
The products and services that we offer are all designed to meet the credit requirements of South Africans, and at a fast and competitive rate.
Our short-term loan offers can be used over a wide range of needs such as simply paying bills, to purchase appliances and even travelling.
Financial service solutions
We became established in 2001 with the sole purpose of providing a one-stop, integrated financial services solution and come with over 15 years of experience in the financial market.
Our founders came to realize that there is potential in the insurance industry, and so First Federal Investments was born.
Everyday financial products
Our goal here at Lifestyle Financial Services is the become the top aggregation platform for all South African clients and businesses that require quick online loans. Lifestyle Personal Finance offers an every day financial product range and solution platform that includes, but is not limited to credit and insurance products.
Services – Lifestyle Financial Services
We ensure that our clients come first and that they receive exactly what they are looking for when they apply to us.
Lowest interest rates
As an authorised agent of First National Bank, we are able to provide our non FNB clients with low interest rate personal loans.
Our instant loans are far more attractive than alternative credit providers, since our rates are much lower. The loan amounts are much higher and the terms more flexible.
Pre-approved loan applications
If you wish to find out if you qualify for a loan, please feel free to fill out our pre-approved online loan application now.
The short term loans that we offer, all range from R1 000 to R15 000, and anyone who is a holder of a South African ID, earns an income and is older than 18 years of age, can obtain a loan. The loan terms range from 1 to 12 months, but we do offer extended terms for our other credit products.
Summary of Services
- QUICK Loans
- SHORT TERM Loans
- CASH Emergencies
- BAD CREDIT Loans
- FAST Cash Loans
Lifestyle Financial Services - Get cash fast
Our loan offers include personal loans for the everyday personal requirements that call for lump sums of money. We also have student loans for potential students that want to further their education as well as micro loans.
Debt consolidation is also on offer for those who are trying to minimize their debt repayments and lead a debt free life after struggling with financial woe.
Our online micro loans
The short-term cash loans that we offer you are highly versatile and can be used for the paying of bills or simply go jet off on a lovely holiday. But we do not recommend our client use the funds to consolidate their debts as the terms are way too short. We do offer debt consolidation loans and you are welcome to contact us to inquire about this loan type.
Signing the loan agreement
Once we have sent the loan agreement form to our clients regarding their loans, it is their responsibility to read through all the details that are provided therein, and ensure their personal details are correct. It must be verified that they fully understand all the terms and conditions included.
Our clients should make sure that they know the exact cost of the repayment schedule on their fast cash loan. Once they have signed the agreement and returned it to us, we will credit their accounts with the funds within an hour.
What do I require to apply for a loan?
If you choose to apply for a loan with us, there is a set of criteria you first need to meet. You will need to provide us with your full name and surname as well as a cancelled cheque to prove you have an active bank account. You’ll need to provide us with a copy of your ID and recent pay slips as well as bank statements that are not older than 3 months.
We are here to assist at all times!
You can trust us to provide you with the money that you urgently need with no hassle upon choosing one of our range of online cash loans on offer.
Our staff is well trained and ready to assist you with all your needs, and we can assist and guide you with your application or even with the loan repayments.
We are a licensed financial provider and are leaders in the procurement of personal loans. Staying focused on serving our clients and achieving their dreams in a top priority at Lifestyle Personal Finance. We believe that we can provide our clients with only the best possible services in securing a loan suitable for all your financial needs, with our enthusiasm, commitment, honesty and integrity. Our South African clients can also expect personal finance and insurance.
Customer Reviews & Testimonials
Unfortunately there are some things that a woman can just not do without in her kitchen and a microwave is definitely one of them. I did not have the savings to fork out for my missed appliance but Lifestyle swooped to the rescue and gave me the finance I needed fast, without the heaps of paperwork and at a repayment t...
— Nelspruit —
Having multiple credit cards had become a schlep for me and I noticed I was wasting so much money on interest and fees. Lifestyle advised me to take out a debt consolidation loan to repay all of my debts. I am now debt-free and loving the cost savings.
— Secunda —
Thanks to Lifestyle’s online application I was able to get through all the formalities in a jiffy. It is wonderful to work with a lender who makes borrowing so simple.
— Emalahleni —
Ph: 011 807 3323
- Monday 08:00 – 17:30
- Tuesday 08:00 – 17:30
- Wednesday 08:00 – 17:30
- Thursday 08:00 – 17:30
- Friday 08:00 – 17:00
- Saturday 11:00 – 15:30
- Sunday Closed –