Rating based on 62 reviews

Lifestyle Financial Services

  • Short-term loans up to R15,000
  • Low-interest starting from 23%
  • Repayment up to

In-page navigation

Lifestyle Financial Services homepage
Author Lifestyle Financial Services. Screenshot of Lifestyle Financial Services website.
[Accessed May 13, 2018]

Lifestyle Financial Services - Loans for your financial needs

The products and services that we offer are all designed to meet the credit requirements of South Africans, and at a fast and competitive rate.

Our short-term loan offers can be used over a wide range of needs such as simply paying bills, to purchase appliances and even travelling.

Financial service solutions

We became established in 2001 with the sole purpose of providing a one-stop, integrated financial services solution and come with over 15 years of experience in the financial market.

Our founders came to realize that there is potential in the insurance industry, and so First Federal Investments was born.

Everyday financial products

Our goal here at Lifestyle Financial Services is the become the top aggregation platform for all South African clients and businesses that require quick online loans. Lifestyle Personal Finance offers an every day financial product range and solution platform that includes, but is not limited to credit and insurance products.

Short term cash loans between R1000 and R15000

We ensure that our clients come first and that they receive exactly what they are looking for when they apply to us.

Lowest interest rates

As an authorised agent of First National Bank, we are able to provide our non FNB clients with low interest rate personal loans.

Our instant loans are far more attractive than alternative credit providers, since our rates are much lower. The loan amounts are much higher and the terms more flexible.

Pre-approved loan applications

If you wish to find out if you qualify for a loan, please feel free to fill out our pre-approved online loan application now.

The short-term loans that we offer, all range from R1 000 to R15 000, and anyone who is a holder of a South African ID, earns an income and is older than 18 years of age, can obtain a loan. The loan terms range from 1 to 12 months, but we do offer extended terms for our other credit products.

Lifestyle Financial Services – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 23%
  • Loan Amount up to R15,000
  • Repayment 30 days

Benefits of Lifestyle Financial Services

  • Short-term loans up to R15,000
  • Repayment up to 60 months
  • Low-interest starting from 23%

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Lifestyle Financial Services - Get cash fast

Our loan offers include personal loans for the everyday personal requirements that call for lump sums of money. We also have student loans for potential students that want to further their education as well as micro loans.

Debt consolidation is also on offer for those who are trying to minimize their debt repayments and lead a debt free life after struggling with financial woe.

Our online micro loans

The short-term cash loans that we offer you are highly versatile and can be used for the paying of bills or simply go jet off on a lovely holiday. But we do not recommend our client use the funds to consolidate their debts as the terms are way too short. We do offer debt consolidation loans and you are welcome to contact us to inquire about this loan type.

Signing the loan agreement

Once we have sent the loan agreement form to our clients regarding their loans, it is their responsibility to read through all the details that are provided therein, and ensure their personal details are correct. It must be verified that they fully understand all the terms and conditions included.

Our clients should make sure that they know the exact cost of the repayment schedule on their fast cash loan. Once they have signed the agreement and returned it to us, we will credit their accounts with the funds within an hour.

What do I require to apply for a loan?

If you choose to apply for a loan with us, there is a set of criteria you first need to meet. You will need to provide us with your full name and surname as well as a cancelled cheque to prove you have an active bank account. You’ll need to provide us with a copy of your ID and recent pay slips as well as bank statements that are not older than 3 months.

We are here to assist at all times!

You can trust us to provide you with the money that you urgently need with no hassle upon choosing one of our range of online cash loans on offer.

Our staff is well trained and ready to assist you with all your needs, and we can assist and guide you with your application or even with the loan repayments.

We are a licensed financial provider and are leaders in the procurement of personal loans. Staying focused on serving our clients and achieving their dreams in a top priority at Lifestyle Personal Finance. We believe that we can provide our clients with only the best possible services in securing a loan suitable for all your financial needs, with our enthusiasm, commitment, honesty and integrity. Our South African clients can also expect personal finance and insurance.

man holding thumbs up

Lifestyle Financial Services is a trusted & reliable provider of short-term loans

In our review, Lifestyle Financial Services adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Lifestyle Financial Services is a registered credit provider in South Africa: NCRCP 2466

Customer Reviews & Testimonials

February 2019

Unfortunately there are some things that a woman can just not do without in her kitchen and a microwave is definitely one of them. I did not have the savings to fork out for my missed appliance b...

Estene S
— Nelspruit —

April 2019

Having multiple credit cards had become a schlep for me and I noticed I was wasting so much money on interest and fees. Lifestyle advised me to take out a debt consolidation loan to repay all of ...

Rebecca D
— Secunda —

November 2019

Thanks to Lifestyle’s online application I was able to get through all the formalities in a jiffy. It is wonderful to work with a lender who makes borrowing so simple.

Tabisa B
— Emalahleni —

Lifestyle Financial Services Contact

Physical Address

  • Rivonia Gate, 381 Rivonia Blvd Sandton Nationwide 2128 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:00
  • Saturday 11:00 – 15:30
  • Sunday – Closed