Lifestyle Financial Services

• Short-term loans up to R15,000
• Low-interest starting from 23%
• Repayment up to 12 months

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A guide to applying for a short-term loan from Lifestyle Financial

Like with many loans on the market, you must qualify to ensure you’re approved.

This criterion is a checklist of items you need to comply with to apply for a short-term loan. The qualifying criterion for the Lifestyle Financial loan includes:

• You need to be between 18 and 64 years of age
• Proof of 6 month’s employment in the form of pay slips

The documents you’ll need for the loan application will include:

• South African ID/smartcard
• Three month’s bank statements that show three month’s salaries
• Your latest pay slip

The application process

When you’re ready to apply for your short-term loan, you can navigate to the Lifestyle Financial website. Under the personal finance tab, you can select the dropdown menu and select the microfinance option.

Once you’re redirected to the relevant page, you’ll see the 3-step pre-approval questionnaire on the right side of the screen.

Follow these easy steps

1. Use the slider to indicate the desired amount between R1,000 and R15,000. Select the desired repayment term from the dropdown box. You’ll be asked to complete the fields with:

• Name and Surname
• ID number
• Work, home, and cell phone numbers
• Email address

Once this is completed, you’ll click on the apply button.

2. You’ll now be redirected to the FASTA webpage where you’ll enter the following information:

• ID number
• Your address
• Check affordability
• Reviewing your application
• Send through your bank statements

As soon as you have done all of the above, you can submit your application.

3. You’ll be notified of the approval of your short-term loan and the money is paid into your bank account.

Why choose Lifestyle Financial

• The customer protection plan included
• Flexible repayment periods offered
• Quick loan payouts
• They offer a payment break

R75,000 worth of funeral cover

Lifestyle Finance has a funeral policy that can have you covered for up to R75,000. The policy starts from R30 per month.

The policy pays out within 24 hours after Lifestyle Financial receives all the relevant documentation. When a claim is lodged, you’ll be paid an additional R250 worth of airtime to assist with the necessary arrangements.

There are extra benefits to this policy including free repatriation of a body, anywhere in South Africa, to the place of burial. You’ll also enjoy double cover in the event of accidental death.

Some of the additional benefits you can add to the policy include:

• Emergency medical service at an additional R14.50
• HIV assist at an additional R5.00
• Legal assist at an additional R11.00

Let Lifestyle Financial lighten your financial load

Everyone might need a little financial help sometime in their life. Lifestyle Financial can offer you the assistance you need and help you make an informed financial decision.

Don’t let unforeseen events get you down, they have a short-term loan solution to suit your needs.

Lifestyle Financial Services is a trusted & reliable provider of short-term loans

In our review, Lifestyle Financial Services adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Lifestyle Financial Services is a registered credit provider in South Africa: NCRCP 2466