Rating based on 790 reviews


MBC Finance

image of MBC Finance
image of MBC Finance

MBC Finance is a registered credit provider with South Africa’s National Credit Regulator: NCRCP506


About – MBC Finance

We are a South African lending firm and we believe we understand the financial needs of our clients better than anyone.

We offer our clients short-term loans that are flexible, come with good interest rates and can be obtained by applying online. Due to our experience in the financial world, we are reliable and ensure we always get the necessary done.

Our communication skills are superb

We at MBC Finance believe that communication is key. We understand that when our clients are searching for a personal loan, one of the most frustrating things that they may encounter is the lack of communication from the lender. 

With us, our clients are always kept informed on the progress of their application from start to finish and are welcome to call or email us when they need.

Services – MBC Finance

We provide our clients with quick, stress-free short-term loans that all ranges from R500 to R4 000.

What makes us different from our competitors is the fact that we don’t turn away those who have bad credit or are blacklisted.

We take a look at the needs of our clients and their financial status on an individual basis, to determine if we are able to lend them the money in the form of a bad credit loan.

Repaying your loan

If you have a payday loan with us, you will need to repay it by the next payday. That is the reason we scrutinize your income, so as to determine if you can afford to repay your loan in full with the next salary that you receive.

With us, you will receive a short term loan that falls in line with your actual income.

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Summary of Services

  • EMERGENCY Loans
  • PAYDAY Loans
  • ONLINE Loans
  • BAD CREDIT Loans


MBC Finance - Loans between R500 and R4 000

Each of these loans will come with different terms specifically to meet your requirements.

Applying for a loan

When applying for a loan with us, it is all completed online and will be done in a matter of minutes. We ensure our clients that with our loans, there are no unexpected expenses or hidden costs that could leave you short on money.

Why wait? Apply for an online loan with us, and get ahead of your expenses today! Our short term credit products are specially designed to fit virtually any budget.

Minimum requirements for applying for a loan

We try and make the online loan application as fast and easy as possible for our clients, and we will only request the information and documents that we require to process their application according to regulations.

When applying for a loan, we will require the following:

  • A certified copy of your ID
  • A certified copy of 3-month bank statements
  • Your most recent payslips
  • A utility bill as proof of address

MBC Finance offers instant loans that range from R500 to R4 000 and terms extend from 7 days to 30 days with a processing time of only 30 minutes. We do offer an unsecured loan option for clients who have poor credit or are blacklisted, and they are just as welcome to apply for a loan with us.


Customer Reviews & Testimonials

 Contact Details

South Africa
Ph: 031 823 7994 / 031 902 9225
Em: online@mbcfin.co.za

 Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:00
  • Saturday 11:00 – 15:30
  • Sunday Closed –