Rating based on 51 reviews

MBC Finance

  • Short-term loans up to R4,000
  • Low-interest starting from 32%
  • Repayment up to 30 days

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MBC Finance homepage
Author MBC Finance. Screenshot of MBC Finance website.
[Accessed January 30, 2023]

MBC Finance - Your needs come first

They're a South African lending firm and they believe they understand your financial needs better than anyone.

They offer you short-term loans that are flexible, come with good interest rates and can be obtained by applying online. Due to their experience in the financial world, they're reliable and ensure they always get the necessary done.

Their communication skills are superb

At MBC Finance they believe that communication is key. They understand that when you're searching for a personal loan, one of the most frustrating things that you may encounter is the lack of communication from the lender. 

With them, you're always kept informed on the progress of your application from start to finish and are welcome to call or email them when you need them.

Stress-free short term loans

They provide you with quick, stress-free short-term loans that range from R500 to R4 000.

What makes them different from their competitors is the fact that they don’t turn you away if you have bad credit or if you're blacklisted.

They take a look at your needs and your financial status on an individual basis, to determine if they're able to lend you the money in the form of a bad credit loan.

Repaying your loan

If you have a payday loan with them, you'll need to repay it by the next payday. That's the reason they scrutinise your income, so as to determine if you can afford to repay your loan in full with the next salary that you receive.

With them, you'll receive a short-term loan that falls in line with your actual income.

MBC Finance – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 32%
  • Loan Amount up to R4,000
  • Repayment 7 days to 30 days

Benefits of MBC Finance

  • No endless paperwork
  • Quick and easy online applications
  • Affordable personal loans

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

MBC Finance - Loans between R500 and R4 000

Each of these loans will come with different terms specifically to meet your requirements.

Applying for a loan

When applying for a loan with them, it's all completed online and will be done in a matter of minutes. They ensure you that with their loans, there are no unexpected expenses or hidden costs that could leave you short on money.

Why wait? Apply for an online loan with them, and get ahead of your expenses today! Their short-term credit products are specially designed to fit virtually any budget.

Minimum requirements for applying for a loan

They try and make the online loan application as fast and easy as possible for you, and they'll only request the information and documents that they require to process your application according to regulations.

When applying for a loan, they'll require the following:

  • A certified copy of your ID
  • A certified copy of 3-month bank statements
  • Your most recent payslips
  • A utility bill as proof of address

MBC Finance offers instant loans that range from R500 to R4 000 and terms extend from 7 days to 30 days with a processing time of only 30 minutes. They do offer an unsecured loan option for clients who have poor credit or are blacklisted, and they are just as welcome to apply for a loan with them.

man holding thumbs up

MBC Finance is a trusted & reliable provider of short-term loans

In our review, MBC Finance adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ MBC Finance is a registered credit provider in South Africa: NCRCP506

Customer Reviews & Testimonials

March 2019

So often you complete an application and do not hear from the lender or financial institution for days on end. Thankfully that is not the case with MBC! They kept me informed throughout the proce...

Claire F
— Boksburg —

January 2019

My credit record has always been a concern but, unfortunately, I have not been able to bring it up. I am so grateful that MBC gave me the break that I have been praying for and I can now finally ...

Linley T
— Brakpan —

July 2018

The NBC came highly recommended to me by a family member. They had an overall wonderful experience and I am happy to say that I am satisfied with their products and services too.

Nadine O
— Pretoria —

MBC Finance Contact

Physical Address

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:00
  • Saturday 11:00 – 15:30
  • Sunday – Closed