Rating based on 53 reviews

Little Loans

  • Short-term loans up to R5,000
  • Low-interest starting from 36%
  • Repayment up to 6 months

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Little Loans homepage
Author Little Loans. Screenshot of Little Loans website.
[Accessed January 30, 2023]

Little Loans – Get a short-term loan fast!

Little Loans started in 2014 with the aim to instantly match a consumer loan application to a qualifying lender by simply filling in a single application.

They're South Africa’s fastest-growing online lending platform and come with free services. Over the years they've established a clientele of thousands of clients who are pleased with their services by providing them with all the financial means they required to get up back on their feet.

Borrow between R500 and R8 000

You can borrow any amount between R500 and R8 000 for your own personal use. You can only apply online, which means that there's no paperwork involved.

Essentially you can apply for a quick loan anywhere and at any time with Little Loans. Their personal loans can be repaid over a time period of 3 to 6 months, and that typically all depends on the terms of the lender.

Why not qualify for a short-term loan today

Today there are numerous lenders who offer you a wide variety of services. For some loans, you might be accepted and with others, you might find yourself rejected. They have a very simple approach to ensure that you qualify for a short-term loan.

Fast loan turnaround times

As soon as they receive your application, they immediately send it to a lender who'll process your loan in no time. This means that you don't have to wait days for approval, instead, you receive immediate feedback from them.

They offer you short-term and payday loans that will meet your borrowing needs, and they accomplish this through effective processes, fast turnarounds and digital processes that save time.

Little loans up to R8 000

At Little Loans, they believe Payday loans and short-term loans are suitable for you.

You’ll also find online loans that you can apply for with an amount of up to R8 000 for your personal use. They're a fast-growing online financial lending site that offers you a bouquet of options to access.

You can choose your lender

They give you the freedom to choose from a list of qualified partners who all offer their own benefits and terms. All the short-term loan processes are paperless and can be processed online.

A comparison tool is provided for you to use and this allows you to choose the right option that will best benefit you during the term.

Need help along the way

You can work out exactly how much money you need, and what the monthly repayments will be on your personal loan, as well as being able to see exactly how much you can afford to pay back.

If there are any complications, or you require additional information and advice about borrowing, you can call them on their available helpline and speak to one of their consultants.

Making the right choices

Making the right choices with them is easy! With their knowledge and experience through leverage and partnerships with various financial providers, they have a list of financial providers throughout South Africa who all offer low-interest rates and attractive benefits to simplify your choice.

If you apply for a loan online with Little Loans, you can expect to receive your funds the next day to cover any unexpected bills that you don't have the money for.

Little Loans – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 36%
  • Loan Amount up to R5,000
  • Repayment 3 months to 6 months

Benefits of Little Loans

  • Instant loan approvals
  • No paperwork
  • Same day loans

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Little Loans - You'll get excellent service delivery

They offer personal and payday loans for the upfront lump sum funds that you might require when in an emergency and need access to funds that you wouldn’t ordinarily have.

There's a quick cash option as well, which you can research to see if this is best suited, due to its instant demand, it will come with different borrowing amounts and terms. Then they have their short-term loan as earlier mentioned.

Free services

You can view their site purely for the resources that they're providing. With superb service delivery and a force driven by passionate people manning the phones to assist you, they'll give you guidance on your short-term lending needs.

How the application works

Once they've received your request for an instant loan, they run it through their loan comparison and search to get you the right loan for your borrowing needs.

You can choose a lender that'll suit you the best from their long list of preferred lenders who are all offering competitive rates. If you wish to apply, all you need to do is complete a short application form that would require your personal details and the amount that you wish to borrow.

Expect full transparency

They're open and transparent with you. That is why you won’t find any hidden fees that might sneak up on you along the way. They ensure that all their lenders are qualified and work in line with the National Credit Act of South Africa.

Although some of their lenders call for your credit report, they don't run any credit checks on you and can help you with a bad credit loan.

Who can apply

Anyone that is 21 years and older, and is a permanent resident of South Africa can apply for a loan.

Contact them

They're based in Ramsgate, KZN. They're a 100% online company, so there's no need for you to come into their offices. You can send them a message on their website if you wish to talk to one of their trusted consultants, alternatively, you can give them a call at 087 00 10475!

Customer Reviews & Testimonials

January 2019

I have been turned away one too many time by unfair lenders with high requirements. I was so happy when I discovered Little Loans and saw that they operate fairly and simply. Gone are the days of...

Sandra G
— Graaf-Reinet —

March 2019

The comparison tool made borrowing a lot more bearable. I was worried that I would make a poor choice but once I saw all the options laid out before me I was able to make a more informed decision...

Nicholas D
— Uitenhage —

March 2019

When I found myself running a bit short this month I thought who better to get a little bit of cash from than Little Loans themselves? They are always there to have my back when the going gets to...

Paul M
— Port Elizabeth —

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