Rating based on 67 reviews

Letsatsi Finance

  • Short-term loans up to R8,000
  • Low-interest up to 150%
  • Repayment up to 6 months

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Letsatsi Finance homepage
Author Letsatsi Finance. Screenshot of Letsatsi Finance website.
[Accessed January 30, 2023]

Letsatsi Finance - fast and reliable short-term loans

Letsatsi Finance strives to deliver fast, fair, and reliable finance for everyone.

They're a registered microlending company that provides only the best quality services and products.

Letsatsi Finance specialises in short-term loans, and they can help you achieve your financial goals.

Using experience gained over the years in combination with innovative technology, they're able to bring you loans faster than most lenders and banks.

A hard-working responsible lender 

As a registered lending company, they follow the guidelines set by the NCA and support responsible lending. So, they'll only grant you a loan amount that you can easily afford.

Thousands of happy clients are returning to them for their fast and reliable service.

They understand financial matters

With over 16 years of experience in the financial industry and more than 40 branches in South Africa, they have a deep understanding of the industry.

This makes it possible for them to understand your financial situation better than most. Their goal is to supply you with short-term loans that are fast and reliable.

Loans up to R8 000

Depending on your affordability assessment, you could qualify for a short-term loan of up to R8 000.

This amount is sufficient when you have emergency expenses, school fees, or car repairs to take care of.

You can select your own loan term that ranges between 2 and 6 months. With a shorter repayment term, you could save on interest, and with a longer term, you can pay smaller monthly amounts.

Loans for clients with Bad credit

Bad credit? Apply for a loan online and see if you qualify for a loan with them. They're passionate about their services and want to help you in the best possible way.

Their loans are reliable and their interest rates are amongst the most competitive in the financial industry. They also boast a quick loan turnaround time.

Tailor-made short-term loans

Their short-term loans are designed around your budget and need with the goal to help you with the extra expenses you did not expect.

Their loans will help you manage your cash flow better. If you apply today, you could have the funds in your account later today or by tomorrow at the latest.

Letsatsi Finance – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 150%
  • Loan Amount up to R8,000
  • Repayment 2 months to 6 months

Benefits of Letsatsi Finance

  • Loans paid out in the same day
  • Affordable short-term loans
  • Debt consolidation loans
  • Loan approval in 60 minutes

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Letsatsi Finance – reliable short term loans

You can easily access the loan you're looking for through their online platform. Simply visit their website and apply online.

After you applied for a loan, you'll know the outcome of your application almost instantly. The loan application process is fast and will only take you a couple of minutes to complete.

What you need to apply

  • You must be at least 18 years old
  • Permanent salary
  • Recent payslips
  • A copy of your SA ID
  • 3 months’ bank statements
  • Email address
  • An active bank account

The application process and affordability assessment

Apply by supplying your details and confirmation of your income and expenses.

They'll conduct a credit check and an affordability assessment. The assessment is calculated by looking at what's left of your salary when all of your expenses have been subtracted. This will determine the size of the loan they can approve you for.

After you've been approved for a loan and the final payment contract has been signed, they'll pay the loan amount to your bank account.

Why Letsatsi Finance

The cost of living in South Africa is continuously rising, and even the best budgets can fall apart. Letsatsi Finance has the solution to the climbing costs of products and services. So, whatever your short-term financial goals are, they have a perfect loan for you.

Their loans are fast to apply for and very easy to obtain while being extremely affordable.

Benefits of a Letsatsi Finance Short-term loan

  • Flexible terms
  • Low-cost rates
  • A swift application process
  • Tailored exactly to what you need and can afford
  • Loans that are unsecured, so you won’t have to provide collateral to be approved
  • A company that has vast experience and knowledge for you to tap into
  • Lenient approvals
  • Various solutions for you to choose from
  • The option of visiting a branch, phoning, or applying online
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Letsatsi Finance is a trusted & reliable provider of short-term loans

In our review, Letsatsi Finance adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Letsatsi Finance is a registered credit provider in South Africa: NCRCP 895

Customer Reviews & Testimonials

January 2019

With over 16 years in operation it is no big wonder how Letsatsi is able to provide such efficient service and excellent short-term lending products. With the help of their short-term loan I was ...

David N
— Emalahleni —

March 2019

The one thing that I loved the most about Letsatsi Finance is that they tailor-make their loans to suit each individual person. I was in control of the amount that I wanted to borrow and the term...

Andrew M
— Klerksdorp —

August 2018

Letsatsi Finance offers a simple and streamlined application process. With only a few documents at hand you can pave your way towards a better financial future. Thank you for knowing how to keep ...

Tarang P
— Mahikeng —

June 2021

They made everything so easy and convenient for me. I am over the moon with this company.

Smit M
— Klerksdorp —

August 2021

A team that thinks outside of the box and truly understood my situation.

Steenkamp N
— Midrand —

September 2021

I got great advice and assistance from them, they are truly reliable and trustworthy.

Madiso S
— Pretoria —

Letsatsi Finance Contact

Physical Address

  • 222 Rivonia Rd, Morningside, Sandton Johannesburg Gauteng 2199 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 12:00
  • Sunday – Closed