Short-term loan calculator

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Small Enterprise Finance Industry - For all of your business loan needs

At Small Enterprise Finance Agency, they offer short-term loans as well as short-term personal loans to companies that require funds unexpectedly to resolve or enhance any business requirements.

They also offer bridging loans and instant loans. They're NCR registered and are reliable microlenders in the industry. You can expect terms of up to five years when repaying a loan with them.

All you need to know about their short-term loans

There are many moments when you might feel that there's virtually no way that you can manage your cash flow. In cases like these, you'll require an effective and trustworthy credit solution.

You can call in for advice on short-term loans at Small Enterprise Finance Agency to make the decision as to whether they'll be helpful for their business.

They have a primary goal, and that's to provide financial assistance to small, micro and medium enterprises that need extra funds to keep everything to keep operating smoothly within their business. Their offers are only for the small, micro and medium enterprises of South Africa.

What it's like doing business with them

When you work with them, you're working with one of the most reliable microlenders in the country. They ensure you that you can expect professional assistance in every aspect of their dealings. You don't have to worry if you have a less-than-ideal financial situation, you're still able to qualify for a fast loan with them.

Types of SEFA loans

There are two types of SEFA short-term loans that are available for you to choose from.

Bridging loans

Their Bridging loans are specially designed to assist you in maintaining the cash flow of your enterprises. With these loans, you're able to borrow cash against funds that are owed to you by clients or other parties. They offer you a maximum term of 12 months to repay your loan and provide you with some flexibility when it comes to making repayments. They've ensured that their interest rates are one of the most competitive rates in the market today.

You still need to evaluate the affordability of their business loans from your personal perspective before making a decision.

Short-term loans

They also offer short-term loans that are designed for the financing of capital goods. The cash can be used for the purchase of any equipment to keep your enterprise running, like machinery, office equipment, and other similar items. They allow you to select your repayment terms which can range from 1 to 5 years. The interest rates on their loans are affordable, but you should keep in mind that the interest amount depends on the term of the loan.

This means that you as the borrower will be able to set your own interest rate. The shorter the term, the more money you'll save. All their loans are easily accessible to you.

They have very basic requirements that aren’t difficult to meet, even if you have a company that you have just started out with. All applications are accepted in the nine regional branches of the lender. Unfortunately, you're unable to make an online loan application as you'll need to do an in-branch application.

Overall, their short-term loans are among the best choices for micro, small and medium businesses in South Africa. They provide you with financing to pay for your company expenses.

Their loans are very easy to qualify for and they offer excellent rates and favourable terms and conditions.

They'll assist you with your business

They're passionate about helping you when you require funding for your company to keep you in production.

Applying for a quick loan is easy with them, even if your company is new and does not have all the funds to cover their expenses, they're there to assist you!