Rating based on 31 reviews

MPOWA Finance

  • Short-term loans up to R5,000
  • Low-interest starting from 36%
  • Repayment up to 12 months

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MPOWA Finance homepage
Author MPOWA Finance. Screenshot of MPOWA Finance website.
[Accessed January 30, 2023]

About MPOWA Finance

MPOWA Finance makes accessing credit simple. If you apply for a short-term loan before 15h00, you'll receive the cash in your bank account before 17h00.

Partner with the right people

Forming a partnership with an online loan provider that understands your financial needs, can make everything simpler for you.

Their lender’s rates are in line with the National Credit Act and are some of the most competitive in the financial world.

MPOWA Finance strives for transparency

Rates and fees are included in the loan products so there are no hidden costs. They're a transparent company, showing you exactly what you'll pay.

You can rest assured that there won't be any unwanted surprises along the way. You can receive your loan in minutes via their website.

Short-term loan delivery within 24 hours

You can expect feedback within minutes after you submit your online loan application. You can expect loan payout within a day.

We are transparent in all transactions

MPOWA Finance offers short-term loans of up to R8,000 which can be obtained online within minutes. 

They're NCR registered and ensure that you get approved within minutes of applying.

Makes getting cash the easiest part of your day

Depending on the time of day you've submitted your application, you could get the loan credited to your bank account on the very same day.

You can apply for a short-term loan from the comfort of your own home. If you've obtained a loan through MPOWA in the past, they offer access to another loan in a few easy steps. 

Get the assistance and advice you need 

Anyone who is a South African resident and needs a short-term loan can apply.

They understand the financial related requirements of their customers, and they realise the demand of life in general and how expensive it has become.

MPOWA Finance is a firm that understands what you need.

MPOWA Finance – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 3660% p/a
  • Loan Amount up to R5,000
  • Repayment 30 days to 12 months

Benefits of MPOWA Finance

  • 0% interest on your first loan
  • Get a free credit check
  • Get your loan on the same day

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

You can get a short-term loan through them in no time through their online platform.

They've made it easier for you, by allowing you to apply online which saves you time by avoiding long queues.

Their fast loan application process

Since all the applications are submitted online, that means you don’t need to take time off from work to stand in a tedious queue to apply for a quick short-term loan.

All agreements are marked, and voice recorded for the security of both the lender and the client, which ensures security for the client whilst applying for a loan.

Criteria to apply:

  • 18 years or older
  • A permanent resident in South Africa
  • Have a valid bank account with a regular income that is being paid into your account each month.

It’s even faster for returning customers

If you're reapplying for a loan, you won’t have to provide them with all your information again, as all your information is already in their system. This means your loan could be paid out even sooner.

They're straightforward with their clients and guarantee that they won’t burden them with any unexpected hidden fees during the process.

Why choose MPOWA Finance

Its rates are in accordance with the National Credit Act and are one of the most flexible in the business. With them, you can enjoy excellent customer service from their team of experts, who are constantly on the lookout for your best interest.

They offer simple processes, easy applications, instant personal loan payouts, and affordable instalments. They assist you during financial emergencies by delivering the best short-term loans on the market.

man holding thumbs up

MPOWA Finance is a trusted & reliable provider of short-term loans

In our review, MPOWA Finance adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ MPOWA Finance is a registered credit provider in South Africa: NCRCP 6666

Customer Reviews & Testimonials

April 2018

MPOWA’s personal loans are fantastic. Not only was I able to get through the application process quickly but they also had everything arranged within the same day. The best part about their perso...

Kurt R
— King William’s Town —

August 2018

MPOWA was recommended to me by two close friends who had made use of their services in the past. I am happy to report that their products and service live up to the recommendation my friends gave...

Dana W
— Bethlehem —

October 2021

I applied for a loan with them in under 10 minutes and had an answer within less than an hour. They are super-fast and reliable.

Kobus K
— Hartebeespoort —

November 2021

Good service delivery with fast turnaround times is a given with this company.

Kriek M
— Port Elizabeth —

MPOWA Finance Contact

Physical Address

Postal Address

  • Postnet Suite 462, Private Bag X9, Benmore, Johannesburg, 2010, Gauteng

Opening Hours

  • not available