Just Money – Short-term loans

Just money is a loan-seeking service that was designed to save you money. They enable you to compare different quotes between different lenders so that you can choose the best deal to suit your needs.

We will inform you all the different financial products available and you make a selection on which one you would like to go forward with. We have helped countless South African citizens to find the loan they need to secure their financial future.

Click and compare

Easily click and compare fees on bank charges, credit card charges and chose the best savings account options. By shopping around, you will be able to make sure that you are getting a fair price and that you don’t get taken advantage of. We have a number of different calculators and guides available for you to use to help you better manage your money.

Make your money work for you

Our service wants to help you manage your money better, by teaching you to make your money work to your advantage. Our guides and expert advice will help you to manage your financial future so that you can learn to save and begin to get control over your debt.

It’s 100% free

The service is completely 100% free! You will not be charged a cent for our online loan finding service. We won’t force you to sign up or become a member to access the site, however, if you do sign up you will receive monthly newsletters and product information packs that will help you along your financial journey.

Short term loans

A short-term loan allows you to borrow a smaller amount of money for a shorter period of time. These loans are good for emergency situations. These loans are very easy to obtain but usually, need to be paid back in one payment.  These types of loans are unsecured loans and don’t need any collateral in the form of your assets to secure them. 

Just money offers a number of different services to our clients these include personal loans, short-term loans, home loans, student loans, vehicle financing and other loan applications.

You can also check your credit score directly from the webpage compare credit card costs and apply for insurance.

Personal loan partners

To make sure that you get the best personal loan available, we have partnered with the following lenders:

• Direct Axis
• Capitec Bank
• FNB
• Nedbank

Examples of these types of loans

Short-term loans are also sometimes referred to as:

• Payday loans – these types of loans offer a smaller amount of money at a higher interest rate, that need to be paid back the next time the person is paid giving it the name payday loans.
• Personal loans – these loans offer a smaller loan amount and need to be paid back relatively quickly. Normally depending on the loan amount chosen. The client can choose their repayment terms.
• Credit cards – these are normally only issued by the bank but can be issued by financial institutions. These credit cards can be used instead of cash.
• Student loans – these loans are taken specifically to pay off student debt or fund educational studies.
• Peer to Peer loans – this refers to borrowing money from people that are not related to you instead of borrowing from a traditional lender.