Rating based on 17 reviews


  • Short-term loans up to R4,000
  • Low-interest up to 60%
  • Repayment up to 30 days

In-page navigation

Mulah homepage
Author Mulah. Screenshot of Mulah website.
[Accessed May 13, 2018]

Mulah - The loan specialist

We are currently one of the most popular online short-term cash providers in South Africa.

With the ability to provide immediate financial relief to our clients with our personal loans, and no hidden fees, clients know that we are not wasting their time. We also provide our clients with cash as soon as possible.

Specialists in microloans

We have thousands of clients that access instant cash from our online platform each month. We know for sure that we have space at the top of the financial market and understand exactly what our clients are looking for. Having this information at our disposal means we constantly strive to provide them with what they need.

We offer unsecured loans

We all know that obtaining cash is not always that easy, especially for providers that are wanting collateral and security to cover the borrowing needs of their clients. With us the services are different. We provide our clients with the short-term loans they need without the need for a security measure of putting down your home or vehicle as collateral.

Simple short-term loan solutions

We have simplified the process by removing all the complications of obtaining a short-term loan.

We have many years of experience in successfully helping our clients with their financial needs through our online and paperless process.

Simpler loan processes

The world is turning even faster towards technology to streamline tedious processes. We did the same for our clients who were in need of a quick loan, and by making everything simpler, our clients no longer have to wait weeks for an appointment, or even months to receive their cash.

You can receive cash within 24 hours

All you need to do is complete, our online loan application and upon approval, you’ll receive the cash into your bank account all within 24 hours. All this can be done without you needing to leave your home or office.

Our short-term loans are offered on a short-term basis, with amounts that are available in smaller amounts, ensuring that you can afford to repay the loan.

Mulah – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 60%
  • Loan Amount up to R4,000
  • Repayment 24 hours to 30 days

Benefits of Mulah

  • Safe and secure loans with ease
  • Up to R4000 short-term loans
  • Simple online registration
  • Queries answered in minutes online

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Mulah - We make getting a loan easy

Our clients can follow these easy steps in order to obtain a loan - They can calculate the amount of cash they need on the online calculator that we are providing them with.

Then they can use this to calculate the repayment amounts before they apply for a loan. Lastly, all they need to do is register, apply and wait to receive the funds. We have a 24/7 online platform so that our clients can register and apply at any time of the day.

Easy solutions to your cash flow problems

We all know that life can throw unexpected financial curve balls at any time. When this happens, we will be there to assist you and your cash flow.

Quick cash loans

We require instant cash in South Africa when our bank account is depleted. This all adds unnecessary stress to our busy lives. So, if this happens to you, remember you are not alone, most people experience financial problems at some point in their lives. Mulah however, can help you get out of this situation.

We have all the tools to get you back on track and reduce your financial stress and we offer short-term finances and bad credit loans in order to do this.

All you need to do is register online on our website and create your own personal profile. Once you have done this, you can go ahead and work out exactly how much you can afford to borrow each month with our loan calculator, that provides sliding scales calculating the exact amounts.

Applying with us is super-fast

You can apply for a loan online and complete an application within minutes with us. Once you’re aware of exactly how much you need to borrow, you can go ahead and complete our online application form. You can apply from anywhere and at any time.

Our clients have access to their short-term loan application at all times, and we will inform our clients of the status of the application within minutes after they have submitted the online application form.

Processing of the application is then carried out once our clients have agreed to the terms and conditions of the loan. We then deposit the cash directly into their bank account within 24 hours.

The repayments of the loans of our clients will be deducted via debit order on the stipulated date each month to ensure that you do not fall behind on payments. This just saves you time from having to remember to make the payment or having to find a means online or via ATM to do so.

We have a simple short-term loan application for our clients

We have a very simple lending process with everything processed online for your convenience. We don’t expect our clients to stand in endless queues or jump through hoops to apply for a payday loan in South Africa. We want to help get them back on track with their finances by offering them a personal loan when they need it.

If you apply for a loan with Mulah today, you will get the loan transferred to your bank account the same day.

Customer Reviews & Testimonials

July 2018

At Mulah I was able to get the finance that I need without worrying about security or collateral. With their unsecured loan options that are both fair and affordable I was able to get finance wit...

Vivian S
— Uitenhage —

August 2018

I completed their application this morning and got the money transferred into my account by the time I left the office this evening! That is a spectacular turnaround time – I was expecting it to ...

Michael M
— Bloemfontein —

October 2018

With the assistance of their streamlined application you can now apply for the money you need in minutes. I even made use of their nifty online calculator beforehand to ensure that the amount tha...

Angie T
— Welkom —

Mulah Contact

Physical Address

  • A, Waterkloof Rand Corporate Park, 358 Buffelsdrift St, Erasmusrand Pretoria Gauteng 0181 South Africa
  • Get Directions

Postal Address

  • P.O Box 99849 , Garsfontein East, 0060, South Africa

Opening Hours

  • not available