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  • Student loans up to R50,000
  • Flexible loan options
  • Affordable rates

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[Accessed May 13, 2018]

Justmoney.co.za - Affordable student loans

It’s no secret that as much as we’d like to believe it’s love that makes the world go around, that it is in fact money that makes the world go around, and sometimes to our detriment.

Before you look again, you find yourself in a position where finances are down and debt is up! Justmoney.co.za established themselves in the market to save you from yourself when you’ve landed in this position.  

Choose your loan type

Justmoney.co.za will help to save you money by ensuring you have access to the best student loan deals available where your finances are concerned. We’ll also educate you on all the various options that you have at your disposal to choose from. Taking your lifestyle into consideration is part and parcel of the process when choosing a loan type with us.

Sometimes we’re uncertain of the amount we need or how long we can afford to repay a personal loan. If that’s the case, make use of our easy to use comparison tool. It’ll quickly assist you to identify the type of loan you require.

Go shopping!

No one’s ever said that you before? Well, we encourage it! Shop for the best option and the most suitable provider. Ensuring you choose the best product is crucial to the financial benefit you’ll gain through your selection.

The best part – It’s free!

Our clients don’t have to open their wallets at all in order to use our tools and guides provided. We are just happy that you’re taking that leap of faith to sort your finances out. There is also no obligation to register with us. If you do choose to register with us, there’ll be far more information and product knowledge available to you.

We make your money through charging providers as soon as you apply to them for a short-term loan or any other form of finance. We work on a commission structure which means that we are fully unbiased when we approach our clients’ needs. .

We have a variety of products on offer

In an emergency, Justmoney.co.za comes to the rescue.

We are a partner of Direct Axis, which allows us to offer you the much-needed loans when you need them. We offer personal loans, home loans, student and vehicle finance.

Student loans

Education is the foundation of our futures and that is why we aim to assist those who desire it - but cannot afford it.

Yes, it’s a costly affair and when tertiary institutions are looking for money upfront, it’s easy to feel like running away and avoiding it altogether. But don’t, stay put! We have a student loan that will solve this problem for you!

This loan can suit your needs from the outset, meaning right from the point of registration fees we can have your costs covered!

Next, come the books and equipment – we have this covered too! We understand this is exciting news, however, we urge you to read through the guidelines on applying for a student loan before you get started!  

If you have any questions, you can simply reach out to the Justmoney.co.za forums and community for help.

Banking with us

We also offer some of the best deals around. You are even able to choose the product you’re after, compare it with another and finally come to a sound decision on what you should do.

You’ll find on offer, current accounts, credit cards and savings accounts.


Don’t worry about losing anything anymore with Justmoney.co.za, we’ve got it all covered.

Your vehicle insurance, your funeral cover, bond cover, anything you have access to through us will be covered.

Justmoney – Student loan

  • Loan Type Student loans
  • Loan Amount up to R50,000

Benefits of Justmoney

  • Private funding
  • Government subsidies

Student loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Justmoney.co.za is your guide to student loans

Education is a vital component of our paths toward building a career or funding our entrepreneurial dreams.

Does that mean we all have access to it freely? No. That is why student loans are there to assist you.

What exactly is a student loan?

A student loan is a financing option where one can achieve a loan through a financial or educational firm that will cover your tertiary education. From registration fees to all the necessary textbooks and accommodation you might require in order to complete your studies, a student loan makes sure it’s all taken care of. Full-time students are only required to repay their loan upon completion of their studies, while part-time students need to pay back immediately.

Tailored options to meet your lifestyle

It is highly recommended that you obtain the financing through a financial institution over an educational one, simply because they have tailored options to meet every lifestyle requirement. If you are of the working class, then your loan can be repaid through salary deductions, meaning it’s easily budgeted for each month. Therefore, no matter the choice whether full-time or part-time, a financial institution will make your experience with a student loan the most ideal.

Requirements for a student loan

At certain institutions, you can expect to repay your fixed payment over as long a period of 22 months. To discover whether you qualify for the salary deduction facility, you’d need to be employed full-time and the employer would have a registered agreement through their payroll system with the provider.

Looking at the fixed interest rate with the provider of choice, it’s a good idea to ensure they cover this and also be prepared to undergo an affordability assessment. You can apply for a loan provided the instalments are lower than 25% of your basic salary.

Easy and affordable student loans

A student loan is granted in lines with affordability. The financial institution would make absolutely sure that you were able to repay the loan before approving it. From finance provider to the next, the amount repayable could be different based on the fact that the amount could be paid directly to the institution – thus reducing admin on your loan, thus saving you money.

Studying has never been this easy or this affordable. No more strain from the pressures of whether your parents can afford it or not, you can take your future into your own hands! It’s certainly the smarter way to take a loan out for studies from the more traditional personal loan, due to the savings on interest and charges that are structured to meet a student’s needs!

Customer Reviews & Testimonials

November 2018

I applied for a Justmoney.co.za student loan and I got my money on the very same day!

Nikita J
— Gauteng —

February 2019

Applying for a Justmoney.co.za loan didn’t even take me 10 minutes to complete.

Christopher G
— Pretoria —

Justmoney Contact

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  • 186 Loop St, Cape Town City Centre Cape Town Western Cape 8001 South Africa
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  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed