At Absa bank, we are a subsidiary of Barclays Africa Group and are listed on the Johannesburg stock exchange. We offer a comprehensive range of accounts, home loans, personal loans and investment options
5 Star credit provider
We provide a complete range of services for individuals, businesses and corporations from every day bank account to home and car loans. We also offer wealth management and investment banking as part of our commitment to serve everyone in South Africa. We are a highly sought-after lender with a five-star rating in the industry.
We are dedicated to our customers
At Absa, we are passionately dedicated to serving our customers. We will provide you with advanced tailor-made in-store and online loan solutions based on our extensive experience and expertise. Over the years, we have stretched the reach of our banking to other countries on the African continent, such as Botswana, Mozambique, Zambia, Nigeria and Namibia.
We use a new visual identity for Absa bank, it is focused on the letter A, this corresponds to “Alpha” in the Roman alphabet, and that symbolizes beginning.
Top ratings from our customers
Our logo is designed in a way that it represents our company as a trend-setting leader in the provision of financial services, and we are proud to have retained the top position from ratings through customers and experts.
Whether you're looking for vehicle finance or a simple savings account we are here to assist you.
Let us help you
Our staff are highly trained financial experts. Their friendly service to you is a great advantage when it comes to banking and financing.
They are extremely helpful and will answer any questions you have and guide you through the various processes.
Absa Product Details
- Loan Type Vehicle finance
- Interest Rate from 14%
- Loan Amount up to R350,000
- Repayment 30 days to 60 months
Summary of Services
- Competitive interest rates from 9.25%
- Convenient loan terms up to 72 months
- Apply online and get pre-approved
Absa loans – Your Reliable Lender
We answer the big question – How do I obtain financing for my dream car?
Our reputation at Absa is undoubtedly that of a reliable lender. Absa is part of the Barclay’s group and we have a solid position in the South African market as well as other countries on the continent. Our vehicle loan service is easy to use, and we have some of the best-trained staff in the country in comparison to other lenders.
Your financial options
Our vehicle loans are available for financing instalment sales, direct sales as well as lease agreement sales.
If you choose an instalment sale loan, we will give you access to a tailor-made repayment plan schedule for a maximum of 6 years. You can also obtain cash for paying your lease instalments. This is a great advantage to help you save money and feel more comfortable about the repayment of the borrowed amount.
ABSA offers Shari’ah compliant vehicle finance, which is specially designed for the Muslim community.
Our online application will save you time and effort
The easy online accessibility of our personal loans is one of our main benefits. We have a finance calculator on our website that you can use to determine how much you need to borrow and thereafter you can apply directly online.
The online application saves you time, effort and money too. Our interest rates are among the most affordable in South Africa. You must have a good credit score in order to take advantage of these low interest rates. If you are an excellent applicant, you will be able to secure a larger loan amount as well.
Loans of all sizes
At Absa, our car loans come in various sizes. You can obtain enough funds to finance the vehicle you require, your only limit to the loan amount will be set by your own budget.
Overall, an Absa car loan is a great choice for busy individuals who want easy and affordable vehicle finance. Our experienced staff will happily guide you through the online loan application process and discuss the different financial loan options with you. They are friendly and highly efficient when it comes to getting you the best loan options to finance the car of your dreams!
Summary of services
We offer personal loans and car finance for individuals that are interested in purchasing a new vehicle and are great deals at a great service!
Absa is a trusted & reliable provider of vehicle finance
In our review, Absa adheres to the compliance criteria in accordance with NCA regulations, where the granting the loan will not cause financial distress to the consumer.
Absa is a registered credit provider in South Africa: NCRCP7
Customer Reviews & Testimonials
I was able to apply for a loan over a 6 year period and I used this loan to purchase my vehicle. The repayment terms were very easy to manage and at the end of the contract, I have owned the vehi...
— George —
Your service is so convenient that I was able to apply for a car loan directly from my cell phone in only a few minutes. I was approved for financing before my lunch break was over and shopping f...
— Cape Town —
I found the car of my dreams but was unable to afford it and was heartbroken. My sister suggested that I apply for a loan with you and I was so happy when my loan was approved. I was able to bor...
— Mooi Rivier —
Thank you for negotiating such a good price on my new car and then helping me buy the car that I had my eye on. All I had to do was fill out one simple application form and you sent me so many ca...
— Soweto —
Absa Contact Details
- 180 Commissioner St, City and Suburban Johannesburg Gauteng 2000 South Africa
- Get Directions
Absa Universal Branch Code
- PO Box 7735, Johannesburg, 2000, South Africa
- Monday 08:30 – 15:30
- Tuesday 08:30 – 15:30
- Wednesday 08:30 – 15:30
- Thursday 08:30 – 15:30
- Friday 08:30 – 15:30
- Saturday 08:00 – 11:00
- Sunday – Closed