Rating based on 55 reviews

Investec Vehicle Finance

  • Vehicle finance up to R200,000
  • Low-interest starting from 10%
  • Repayment up to 60 months

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Investec homepage
Author Investec. Screenshot of Investec website.
[Accessed January 30, 2023]

Investec will finance your dream car

Investec will make it possible for you to drive your desired car.

Their journey started 40 years ago in 1974 and since then they have been the leader in providing banking services and vehicle finance. They specialise in wealth and asset management as well as helping their customers achieve their financial goals.

They have been listed on both the Johannesburg Stock Exchange and the London Stock Exchange.

Solutions for a brighter future

Operational in three major markets, which are South Africa, the UK, and Australia as well as other countries.

They have the best options for you when it comes to vehicle finance and they are focused on developing a financial plan for you, to have a brighter financial future. Their expert knowledge and effective solutions have proven to be effective over a period of time to make sure you have a seamless experience.

Empowering the values of their amazing staff

Investec, have strong, structural values which are what makes them different from the rest. It’s driven by their principles and forms an extraordinary behaviour towards each other, and all their stakeholders.

These values create a positive environment, where people build relationships that enhance their contribution to the organisation. The organisational development team works to strengthen the standards of the business by continuously contributing to the long-term sustainability of the group.

Investec offer effective finance solutions

Investec caters to individual buyers and companies of various sizes, which makes the amount of finance available almost unlimited.

You can easily buy a fleet of vehicles with a loan from them with affordable rates and highly competitive interest rates on vehicle loans.

With their special rewards that are available to you, you can get up to 200,000 in Investec reward points through McCarty or Bidvest. Investec’s advanced and affordable car loans are among the best you can find.

Instalment and agreements

You will be able to get vehicle finance of up to R200,000 with a low-interest rate that starts at only 10% and has repayment terms of up to 60 months.

They offer instalment sale agreements for your vehicle, and it will be used as security and will be transferred to your name as soon as the finance has been repaid. They consider tax implications on fixed repayments which will maximise your budget and help you save on interest.

Investec is with you all the way

A unique feature of Investec car loans is the flexible credit facility wherein you can deposit and withdraw funds within certain limits. This will enable you to repay the loan quicker and save on interest and fees.

You may withdraw a certain amount of funds that you have already paid when your budget requires it, to help you stretch your money till the end of the month.

Investec – Vehicle finance

  • Loan Type Vehicle finance
  • Interest Rate from 10%
  • Loan Amount up to R200,000
  • Repayment 6 months to 60 months

Benefits of Investec

  • Apply online for quick approval
  • Flexible credit facility
  • Affordable and tailored vehicle finance

Vehicle finance calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This vehicle finance calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Investec Car Loans – A team of professionals

An important step for any business or individual is a seamless and hassle-free way to purchase a vehicle.

Their kind and expert staff will help you through all the processes and applications to make sure everything is perfect.

Existing customers can apply for a loan online while new customers are required to fill out a “request to be contacted” form. If you are new, a consultant will contact you regarding the loan process as well as answer any questions you may have.

Follow these easy steps to apply for your loan:

On their website, you can fill in their application form and attach the needed documents.

They will process your information and based on your requirements they will send you a car loan offer.

If you accept the offer they will do the final touches on your finance application, and let you know when it is approved.

You can expect a quick, efficient approval process from application to registration. The private banker will attend to your loan and keep you up to date at every stage. If you have a query out of their office hours, the global Client Support Centre is a phone call away.

Apply for a car loan today and drive away with the car you have always wanted.

Benefits when you apply for a loan with Investec Loan   

  • Safe and secure internet banking.
  • Vehicle Finance up to R200,000.
  • Choose between loan options.
  • Reliable flexible loans.
  • Competitive interest rates.
man holding thumbs up

Investec is a trusted & reliable provider of vehicle finance

In our review, Investec adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Investec is a registered credit provider in South Africa: NCRCP9

Customer Reviews & Testimonials

February 2019

I'm on the road a lot for work and so when my car started giving problems I knew it was time to bite the bullet and buy a new one. New cars are very expensive and I didn’t have very much money to...

Judy D
— Kimberley —

March 2019

I hate filling out forms and paperwork. Contracts are confusing and make my head spin in circles. I was excited to buy a new car but overwhelmed by the process and everything it entailed. Lucky f...

Kirsten S
— Klerksdorp —

October 2021

Investec offered me a deal I could not resist. Their friendly team of experts helped me through the application, and they were very caring and companionable.

Kanuba Z
— Kroonstad —

October 2021

Investec is an amazing company to have car finance with. They offer amazing deals and I had so much to choose from. Thank you for helping me to get my dream car.

Breintjies E
— Mpumalanga —

November 2021

What a wonderful experience. I would recommend Investec to anyone! They treated me so well and advised me to choose the best option of finance.

Gibson B
— Mpumalanga —

Investec Contact

Contact Number


  • not available


Physical Address

  • 36 Hans Strijdom Ave Ln Cape Town City Centre Cape Town 8001 South Africa
  • Get Directions

Investec Universal Branch Code

  • 580105

Postal Address

  • PO Box 785700, Sandton, 2146, South Africa

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:00
  • Saturday 11:00 – 15:30
  • Sunday – Closed