Capitec Bank

Bank better with Capitec Bank.

Capitec Bank became the second-largest bank in South Africa in August 2017 with approximately 120,000 customers opening new accounts per month. They have 14,7 million customers and have over 852 retail branches nationwide and they are the employer of over 14,029 staff members.

Global one account

They offer their customers the global one account which means that it is a transacting and savings account facility all in one. Capitec has grown over the years and its main focus is its clients. They have had a growth rate of 23% since 2012 and leaving them with an amazing amount of R8,4 billion of earnings for the 2022 financial year.

Business model

Capitec aims to serve both individuals and businesses offering them a streamlined experience. They will provide their customers with lower costs, lower interest on loans and make transactions effortless.

Personalised banking

Feeling like an upgrade on your vehicle? Then approaching your bank for vehicle finance on a vehicle is the best place to go. You will receive better deals and more attractive interest rates on the finance deal.

Need to invest? Investing is always an ideal way to preserve and grow your money and one of their expert bankers can give you solid and sound advice on which investment to go with.

Capitec believes in the power of technology to make each interaction easier and simpler. They offer amazing banking solutions, innovative technology, and paperless banking.

With their streamlined banking, they have established an all-inclusive solution. Global One is the one solution to manage savings and access quick credit in real-time.

Personal Loans

You can get a personal loan up to R250,000 over a period of 5 to 84 months.

Decide on the amount you need and the monthly instalment that would best suit you and your pocket, or the option that gives you the lowest interest rate.

Credit is approved in a few minutes and the money is obtainable straight away. You will have a fixed monthly repayment with an interest rate of as little as 10.25%. You also have the option to consolidate all your current loans for easier monthly payments in the form of a debt consolidation loan.

There are two ways to apply for credit: you can use the online app or visit your nearest branch.

Affordable credit insurance

Their credit insurance includes retrenchment and death cover for personal loans that are longer than 7 months this should give you some peace of mind.

Home loans by SA Home Loans

If you’re about to purchase your new dream home, you can pop into the bank and request to speak to a consultant regarding property finance.