Rating based on 53 reviews

Bidvest Bank

  • Fleet finance
  • Low-interest up to 10%
  • Repayment up to 72 months

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Bidvest Bank homepage
Author Bidvest Bank. Screenshot of Bidvest Bank website.
[Accessed January 31, 2023]

Bidvest Bank - You can bank better with them

Bidvest Bank has built up a reputation for providing business financial solutions to its many clients in the form of a wide variety of business loans – from small start-ups to established ones.

The bank located in South Africa has an excellent track record in its client portfolio and no challenge is too big for the credit provider. 

No problems only banking solutions 

Operating under the Bidvest Group Limited umbrella, the bank fills the vacuum that traditional banking institutions sometimes ignore. Bidvest Bank is fully compliant with National Credit Act rules and offers products that suit its client's needs.

The bank’s “they get it done policy” is a simple philosophy that encompasses every pillar of its business, especially when it comes to providing personal business loans.

Their team of financial consultants is highly qualified and goes out of their way to help clients achieve their financial goals. They are known for thinking outside the box and tailoring business packages to suit every client’s need.

They offer a wide range of financial solutions

Bidvest Bank ensures that clients stay on top of their game with business loans that ensure the longevity of their business.

Financial experts at Bidvest will go out of their way to ensure that every client whether applying for a small start-up loan or a more established business, is catered for when it comes to meeting financial demands.

Prospective clients can apply online if they opt for an easy and simple way to access a business loan.

What clients get with a Business loan

  • Interest rates pegged at 10%
  • Repayment period of 12 to 72 months
  • Working capital loans
  • Market-related deals on business asset finance
  • Money paid over in next to no time

The clients are always the priority when it comes to Business loans

Bidvest Bank has clients from a diverse network of niches. The bank is perfectly positioned to develop its business loan offerings to suit its clients. Bidvest Bank believes that Broad-Based Black Economic Empowerment investment is paramount to the survival of South Africa’s future economy.

Bidvest Bank being an avid contributor to Level 3 B-BBEE, is committed to the transformation of B-BBEE. Clients have a range of business loan products to choose from - from business banking, personal banking, internet banking, and fleet management. Their financial business loan products for their vehicle range cover a wide range of leasing and finance options that cater to every business’ specific financial needs.

Bidvest Bank – Business loan

  • Loan Type Business loans
  • Interest Rate 10%
  • Repayment 12 months to 72 months

Benefits of Bidvest Bank

  • Great deals on business asset finance
  • Business loans for commercial property and equipment
  • Working capital loans

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

You are never short of benefits when using Bidvest’s products and services

Clients applying for a business loan often would like to know what they will be paying for any loan, including capital and interest.

It can be very frustrating before a loan application is made if the client is not aware of what they can afford or not.

However, the bank’s online calculator gives them a clear indication of what the total cost of any loan will be. This means they are better prepared when dealing with any consultant.

Clients who access the website can insert the amount of the loan they are applying for, choose the repayment term and once the interest is calculated, can see the total cost of the loan first-hand.

For example, someone borrowing R450 000 at an interest rate of 19.5% over 72 months, will pay  R10 746 per month on the loan. The total capital amount to be repaid is R773 775.

Keeping the wheels of business moving 

The banks’ Fleet and Asset Finance business loan products and services are geared to make the life of business easier.

Bidvest Group member, Club McCarthy offers fuss-free motoring at a reasonable and affordable fee. The first year comes free of charge if the vehicle is purchased from a McCarthy dealer!

With it comes a 24-hour SOS roadside and medical assistance for unforeseen emergencies on the road. It also offers hotel accommodation, courtesy transport, tow-in services, and car hire if the driver has any breakdown and needs help urgently.

This offering also includes vehicle recovery and can store any vehicle as required. Discounted servicing can be expected and clients can receive discounts on parts as well.

And if the client has a car breakdown somewhere? No worries they’re available on call 24 hours a day!

Customer Reviews & Testimonials

November 2018

I always trust Bidvest Bank for my needs when financing my business because they are professional and know what they are doing. Of all my dealings with them, I am always left feeling satisfied an...

Daniel T
— Pretoria —

March 2019

Thank you for working hard so that I could get the money for my business loan as quickly as I did. That goes to show how serious you are about your customers. Brilliant!

Courtney B
— Bloemfontein —

December 2018

I loved how transparent Bidvest Bank is. It’s always nice to work with people you can’t rust.

Vanisha P
— Pietermaritzburg —

May 2019

It was great having someone who is skilled and an expert help me with a business loan so that I can take my business to where I want to go. It’s so refreshing having a company that understands th...

Deon L
— Cape Town —

Bidvest Bank Contact

Physical Address

  • 11th floor Rennie House, 19 Ameshoff St, Braamfontein Johannesburg Gauteng 2001 South Africa
  • Get Directions

Postal Address

  • PO Box 185, Johannesburg, 2000, South Africa

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed