Rating based on 73 reviews

Kuyasa Fund

  • Business loans up to R20,000
  • Low-interest starting from 27%
  • Repayment up to 24 months

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Author Kuyasa Fund. Screenshot of Kuyasa Fund website.
[Accessed January 31, 2023]

Kuyasa Fund - Social development through microfinance

The Kuyasa Fund is a non-profit organisation and they are dedicated to social development through no-nonsense quick microfinance.

Their company goal is to help the poorest South Africans and give them a chance to own their own home. They strive to improve the living conditions of the communities.

Low-income home buyers

They make it possible for clients with low to purchase their own house. These clients are usually shown away by major lenders and South African banks.

They will work with these clients to establish responsible credit management through regular repayment and saving groups. They want to improve the housing and social development of communities. Ultimately, they help clients to build their own houses.

Improve your lifestyle

They facilitate access to loans for poor clients with the goal in mind to improve their lives and lifestyle.

As a company, They strive to boost these clients' financial and social well-being. If you run a business from home and have not been able to secure any business loans that you have applied for Kuyasa Fund may be able to assist. 


They help the client with guaranteed occupation rights to build homes. Their services are available to clients who would not be able to get a personal or property loan from a bank.

Apply for your housing grant and see what the Kuyasa fund can do for you and your children.

By giving financially to low-income clients we boost their social standings and give them a place to call their own.

Kuyasa Fund – Business loan

  • Loan Type Business loans
  • Interest Rate from 27%
  • Loan Amount up to R20,000
  • Repayment 6 months to 24 months

Benefits of Kuyasa Fund

  • Housing grants

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Kuyasa Fund – Apply for your housing grant

The company was established to provide financing for housing and home improvements. Entrepreneurs who own a home and especially business owner who runs their business from their homes can benefit from this fund.

The maximum loan amount that can be granted is R30 000. This amount has to be used as stipulated by the fund program. You can use it to do home improvements or as business funding to run your business better.

Repayment terms

The repayment of this loan can be done between 6 months and 2 years. You must have a monthly income of R3 000 a month in order for you to apply for this loan. If you are blacklisted or have poor credit you can still apply for this as a bad credit loan. This program is dedicated to clients who are unable to find financing anywhere else.

This non-profit organisation strives to make the lives of the poorest communities better, they want to improve your social and financial circumstances. When you are unable to finance a loan from a bank or other lender, let them help you build or expand your home. 

Customer Reviews & Testimonials

May 2019

The personnel are very warm and friendly. This made the experience very painless and easier to get through.

Francinah R
— Port Elizabeth —

June 2019

Kuyasa removes the trouble out of getting finance and they replace it with a simple, easy to get through process.

Themba N
— Durban —

April 2019

Kuyasa helped me a lot with the funding for my business I desperately needed in order to make sure that I wasn’t going to close shop. I’d like to say thank you for being a helping hand.

Menzi M
— Johannesburg —

Kuyasa Fund Contact

Physical Address

  • 3 Wrensch Rd, Observatory Cape Town Western Cape 7925 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 13:00
  • Saturday – Closed
  • Sunday – Closed