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  • Business loans up to R1,500,000
  • Low-interest up to 28%
  • Repayment up to 12 months

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Author Lulalend. Screenshot of Lulalend website.
[Accessed May 13, 2018]

Lulalend - Effective business financing

Who is Lulalend? For starters, we’re more than just a company. We believe in the power of small businesses, and ultimately striving for excellence through all our efforts in the lending industry.

We work tirelessly to empower the businesses of South Africa by providing them with the funds they need to grow and develop. The best part is that we have the greatest of times doing it.

The way we see it, SME’s are the key to local economic success and therefore deserve an awe-inspiring lending experience.

We will save you time

Time is money, right? That is why our services are designed to save our clients time so that business can keep moving. We strive to remain completely transparent about our costs and terms and since we understand the importance of business financing, we have specialists at your disposal to assist with anything you may need.

Lulalend delivers funding for your financially needy business through the use of our unique scoring technology, which carefully looks the overall health of your business along with your personal credit score. In the end, Lulalend is able to furnish your business the best online funding solution.

Apply now for an obligation free quote and gain access to R20,000 – R1,500,000 in funding.

The Lula difference

Our online loan application process is quick and requires no paperwork, unlike with traditional lenders where you might need to provide many details and apply in store.

  • Our funds are delivered within 24 hours while some lenders might take up to 12 weeks to deliver funds.
  • We don’t need security for your loan, while other lenders typically do. Our costs are transparent, yet other lenders might have hidden costs you only discover later on.
  • Our repayments are flexible, not fixed, and we offer a world class service!

Business advances between R20 000 and R500 000

You can be approved for a business advance of R20,000 - R1,500,000 when you apply online.

This process takes minutes. Educate us on the type of funding you’re looking for and furnish us with a few of your standard personal and business details.

Once you’ve done that, simply upload your recent bank statements or link your internet banking account to us and you’re done.

Security guaranteed

You can even call us and will assist you in getting your business loan application underway. Don’t fret over the security of your documentation, as we keep all your information 100% confidential and secure.

You’ll receive a decision based on our scoring technology, which evaluates the current performance of your business so that you have access to the most suitable funding option for your SME.

Fast loan turnaround times

This decision is seriously quick, and better yet, you’re not even obliged to take us up on our offer if you so wish. You can choose to access your credit now or at a later stage.

Lastly – get funded! We aim to pay out your funds within 24 hours of application. You can repay your instalments regularly over a 6-12-month period, depending on your suitability.  

Our costs are transparent, so start growing your business with Lulalend today and get quick cash when you need it!

Let’s check if you qualify

Our minimum qualifications are pretty simple to meet, as we’re focused on getting you approved so your business can continue to thrive. See our website for details!

Lulalend – Business loan

  • Loan Type Business loans
  • Interest Rate 28%
  • Loan Amount up to R1,500,000
  • Repayment 6 months to 12 months

Benefits of Lulalend

  • Business loans up to R1,500,000
  • Repayment up to 12 months
  • Low-interest up to 28%

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Lulalend shares how one can unlock economic growth through business financing

In South Africa’s economy, the SME sector is viewed as a lever for increasing our economic growth.

Despite this attractive concept, SME’s still face such difficulty when the need for finance arrives on any of their doorsteps.

Financing and job creation

Since it also produces a great effect when building up communities and creating jobs for those in the country, it’s ironic that there you’ll still find a gap in the South African lending and borrowing market for small businesses. Especially since of the many NDP goals is to create 90% of new jobs through SMEs.

You’ll still find many traditional lending institutions steering clear of offering finance to SME’s due to the risk that comes along with them. However, some are starting to broaden the spectrum of their products to include such finance in this sector.

Having taken so long to so has resulted in alternative lenders getting on board with this sector and often times they aren’t acting in the best interest of the business, by way of being transparent and practising responsible lending.


SASFA was established to drive the standards of the finance industry to ensure that small businesses are treated with the utmost fairness and that the reputation of these SME’s is maintained.

The SASFA Framework promotes transparency and responsible lending, all the while encouraging businesses out there that require financing solutions, to ensure SASFA is following the principles outlined in their business. One should also have a clear understanding of the type of business finance product, as well as understand all the risk involved.

SME’s need to be confident in their dealings with us and also understand that they are dealing with an alternative lender who practices responsible lending and can be relied upon throughout the process. We aim to work closely with other reputable financial companies create a safe place for all to communicate and work together without the risk of encountering any bad transactions.

The success of all the small businesses in South Africa remains the key to introducing a standardised marketplace that encourages transparent and responsible lending. It is a critical facet of our company to not only facilitate growth but to ensure the sustainability of businesses.

When it comes to the traditional hurdles that business face where financing is concerned, times are changing. Lenders are starting to embrace the notion of lending smaller amounts and offering short-term loans with lower risk to at least accommodate these SME’s. Entrepreneurship is tough enough as it is just by trying to get your business out there, we’re simply trying to help unlock the economic growth.

Customer Reviews & Testimonials

November 2018

As a business, we don’t have the time to wait for cash when we need it right now. Lulalend understands this and that’s why we continue to trust them with financing our business needs. They work f...

Ronnie M
— Polokwane —

March 2019

The quick service is fantastic! I applied for a loan online and within just 24 hours, I had the money to use.

Rajesh N
— Pretoria —

Lulalend Contact

Physical Address

  • 112 Buitengracht Street, 1st floor, The Studios, Cape Town City Centre Cape Town Western Cape 8000 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed