Rating based on 35 reviews


  • Business loans up to R1,500,000
  • Low-interest up to 28%
  • Repayment up to 12 months

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Author Lulalend. Screenshot of Lulalend website.
[Accessed January 31, 2023]

Lulalend – Effective business financing

Lulalend is more than just a loan company. They believe in the power of small businesses within South Africa, by ultimately offering support and striving for excellence through all their efforts in the lending industry.

Lulalend works tirelessly to empower the businesses of South Africa by providing them with the funds that will help them grow and develop within their businesses.

The way they see it, SMEs are the key to local economic success and therefore deserve an awe-inspiring lending experience.

Save your time with Lulalend

The saying goes "Time costs money", that is why Lulalend is designed to save their clients time so that their business can keep moving.

Lulalend strives to remain completely transparent regarding its costs and terms. Since they understand the importance of business financing, they provide you with specialists to assist with anything you may need. Therefore apply today for an obligation-free quote and gain access to R20,000 – R1,500,000 in funding.

The Lula difference

Lulalend has an online loan application process, which is quick and easy to complete. The process requires no paperwork and can be done within the comfort of your home or office.

You can be assured to receive your finance within 24 hours while some lenders might take up to 12 weeks to deliver funds. No security is required for your loan. They also provide you with flexible repayments and offer you world-class service.

Business advances between R20 000 and R500 000

You can be approved for a business advance of R20,000 - R1,500,000 when you apply online and you will receive feedback within minutes.

You simply need to inform Lulalend regarding the type of funding you’re looking for and supply them with your details. Once you’ve done that, simply upload your recent bank statements or link your internet banking account to them and you’re done.

Security guaranteed

You can even call them and they will assist you in getting your business loan application underway. Don’t fret over the security of your documentation, as they keep all your information 100% confidential and secure.

You’ll receive a decision based on their scoring technology, which evaluates the current performance of your business so that you have access to the most suitable funding option for your SME.

Instant loans

Lulalend has proven to be a trustworthy lender and guarantees fast approval rates. You can choose to access your credit now or at a later stage. They aim to pay out your funds within 24 hours of application. Repayments can follow throughout 6-12-months, which is dependent on your affordability. 

Lulalend’s costs are transparent, so start growing your business with them today and get quick cash when you need it.

Lulalend – Business loan

  • Loan Type Business loans
  • Interest Rate 28%
  • Loan Amount up to R1,500,000
  • Repayment 6 months to 12 months

Benefits of Lulalend

  • Business loans up to R1,500,000
  • Repayment up to 12 months
  • Low-interest up to 28%

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Lulalend shares how one can unlock economic growth through business financing

The success of all small businesses in South Africa remains the key to introducing a standardized marketplace that promotes transparent and responsible lending.

It is a critical factor of Lulalend to not only facilitate growth but to ensure the sustainability of businesses.

Business Finances to create jobs

It produces a great effect when building up communities and creating jobs for those in the country.

You’ll still find many traditional lending institutions steering clear of offering finance to SMEs due to the risk that comes along with them. However, some are starting to broaden the spectrum of their products to include such finance in this sector.

Having taken so long has resulted in alternative lenders getting on board with this sector and oftentimes they aren’t acting in the best interest of the business, by way of being transparent and practising responsible lending.

SASFA (South African SME Finance Association)

SASFA was established to drive the standards of the finance industry to ensure that small businesses are treated with the utmost fairness and that the reputation of these SMEs is maintained.

The SASFA Framework promotes transparency and responsible lending, all the while encouraging businesses to succeed. It is important to understand the types of business finance, as well as all the risks that are involved.

Business Finances

Lulalend aims to work closely with other reputable financial companies to create a safe place for all individuals to communicate and work together without the risk of experiencing any bad transactions.

All businesses have traditional difficulties which they face when financing is concerned as times are changing. Lenders are starting to embrace the idea of lending smaller amounts and offering short-term loans with lower risk to at least accommodate these SMEs.

Entrepreneurship is tough enough as it is just by trying to get your business out there, therefore Lulalend is simply trying to help unlock economic growth for you.

Customer Reviews & Testimonials

November 2021

As a business, we don’t have the time to wait for cash when we need it right now. Lulalend understands this and that’s why we continue to trust them with financing our business needs. They work f...

Ronnie M
— Polokwane —

March 2022

The quick service is fantastic! I applied for a loan online and within just 24 hours, I had the money to use.

Rajesh N
— Pretoria —

Lulalend Contact

Physical Address

  • 112 Buitengracht Street, 1st floor, The Studios, Cape Town City Centre Cape Town Western Cape 8000 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed