SEFA

SEFA strives to offer structured and unique solutions to help finance your business.

Its mission is to provide access to business loans in an effective and sustainable manner to small businesses and organisations throughout South Africa.

Their main goal is to support local businesses with financial backing to grow and strive.

They support responsible lending, and they are reliable when it comes to financing your business.

Growth for the economy

Small businesses help the economy to grow, and they also promote diversification within the economy.

The finance can be used for any working capital from operating overheads, stock, new equipment, or a cash flow issue that you need to sort out.

One of the factors that small businesses are bringing to the economic development of this country is that it drastically reduces unemployment.

This is a massive advantage for citizens in the country, especially for companies within the formal sectors of the business world.

Get a small start-up business loan from a company you can count on.

SEFA helps SMEs with direct loans. Their loans range from R50 000 to R15-million.With repayment terms between 12 and 60 months.

The finances can be used to purchase moveable assets for your business. These moveable assets do not contain serial numbers and can’t be identified and consist of office furniture, fixtures, and fittings.

SEFA offers financial help to businesses in trouble

• The programme offers the following financial support:
• Blended finance consists of a 60% grant and a 40% loan.
• A 5% limit on the interest rate of the business loan.
• Initial payment suspension of up to 6 months.
• Repayment period of a maximum of 60 months.

You will receive excellent customer service

You can expect dedication and great service from their friendly and professional staff. They will provide you with personal care and give you amazing advice when it comes to your business finance needs. You have a better chance of getting a small business loan with SEFA than with commercial banks.