Rating based on 27 reviews

Absa Credit Card

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Author Absa. Screenshot of Absa website.
[Accessed May 13, 2018]

Absa - Modern and reliable banking services

Absa, listed on the Johannesburg stock exchange is a subsidiary of the Barclays Africa Group.

We serve private clients, businesses and entrepreneurs with banking products. We have a long-term investment and wealth management experience, and we use this experience to help you with better financial products like personal loans and home loans.

Achieve your goals

As one of South Africa’s most trusted banks, we have supplied countless clients with solutions to their financial circumstances. We have many satisfied customers who trust us to help them manage their money better. We have a wide variety of products, credit cards and services to suit every individual's financial needs.

How our success story began

We were established in 1991 as a result of a merge between 4 large banks. In 1998 we rebranded our company to ABSA and we are well known for delivering quality driven services. Our banking services are modern, reliable and flexible. We have been highly rated by our customers and our customer base is growing every day.

We have exceptional banking solutions

We have grown into a bank that South Africans love due to our friendly service and exceptional banking solutions.

We have one of the country’s largest ranges of credit cards and home loan products. Our banking services help student, individual and business owners.

Premium credit cards

Our ranges of credit cards are for everyone from student to business owners.

Our credit cards are for everyday use, we have branded cards, for example, Virgin Money and Avios as well as student credit cards.

Leading the banking industry

We strive to grow stronger and grow better strategies to serve you better as our client. We boast with exceptional customer service.

Visit a branch and let one of our consultants help you manage your money better.

We are the leaders in the banking industry, through the years we have won many banking and financial awards.

Absa – Credit card

  • Loan Type Credit cards

Benefits of Absa

  • Use your credit card to shop online
  • The credit cards have full ATM functions
  • Use your credit card and earn rewards

Absa – You can bank better with our quality range of banking services.

Our credit cards allow you financial freedom and flexibility.

Every modern person has their own unique lifestyle. Our cards cater to all South Africans with our designer credit cards and banking solutions.

Professional Experts

We are well known for having the best deals on short term loans, credit cards and banking solutions. Open an account with us and you will enter into a world of banking benefits. With the Transact card, you will get an interest free period up to 57 days. With this account there are no transaction fees on qualifying purchases, you have a fixed monthly instalment.

Absa ATM additional benefits

For maximum convenience, we have designed our ATM’s for your maximum banking convenience. The functions of the ATM include most of your popular banking features. Deposit cash into your or anyone else’s account right from the ATM

For the sophisticated individual, we have the titanium credit card

This card has technologically advanced features and it allows you to make transactions internationally. And you have direct access to your cheque and savings account.

You will receive exclusive entertainment and travel offers. The qualifying monthly income amount is R3, 000. You will also enjoy the benefit of 57 days without interest charged.

The Absa gold card has a minimum salary income limit of R4,000

Visa or Mastercard

We give you the freedom to choose a credit card that best suits your financial situation. You can get a garage card to pay for petrol or diesel conveniently and if you are a student we have the student credit card for you.

Our Visa and Master cards have the same benefits as for the transaction card, but you will also receive a secondary card for use by family members. It can be used as a separate card or you can link it to your main bank account.

Join Absa today and let us take the stress out of your finances. We have a credit card designed for anyone. Open an account with us today or apply for a loan online and you will never look back. Absa is South Africas most trusted bank.

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Absa is a trusted & reliable provider of credit cards

In our review, Absa adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Absa is a registered credit provider in South Africa: NCRCP7

Customer Reviews & Testimonials

November 2018

Absa offers a variety of credit card options that will suit anyone’s pocket. Along with the assistance of their friendly employees, I was able to find the credit card that could assist me in maki...

Dave M
— Mahikeng —

February 2019

A big thank you to Absa for their expert and professional staff members; it was such a treat to be able to walk in a work with employees that know exactly what they are talking about.

Andrea C
— Mmabatho —

November 2018

With the assistance of a credit card from Absa, I was able to finance the new microwave that I needed. Sometimes a short-term loan is just too costly and the credit card was the perfect alternati...

Paul N
— Potchefstroom —

Absa Contact

Physical Address

  • 180 Commissioner St, City and Suburban Johannesburg Gauteng 2000 South Africa
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Absa Universal Branch Code

  • 632005

Postal Address

  • PO Box 7735, Johannesburg, 2000, South Africa

Opening Hours

  • Monday 08:30 – 15:30
  • Tuesday 08:30 – 15:30
  • Wednesday 08:30 – 15:30
  • Thursday 08:30 – 15:30
  • Friday 08:30 – 15:30
  • Saturday 08:00 – 11:00
  • Sunday – Closed