Rating based on 27 reviews

Absa Credit Card

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Author Absa. Screenshot of Absa website.
[Accessed January 31, 2023]

Absa - Modern and reliable banking services

South Africa’s best credit card solutions are at your fingertips.

No need for you to search any further if you are looking for the most modern and reliable credit card provider in the country. Absa is listed on the Johannesburg stock exchange and is a subsidiary of the Barclays Africa Group.

With their long-term investment and wealth management experience, they serve private clients, businesses, and entrepreneurs with banking and financial products. They also specialise in personal loans and home loans.

Premium Credit cards

Their wide range of credit cards is for everyone from students to business owners. These cards were designed for everyday use and range from Virgin Money and Avios as well as student credit cards.

Achieve your goals

As one of South Africa’s most trusted banks, they have supplied countless clients with solutions to their financial circumstances. Many satisfied customers are trusting them with their financial problems and advice as they offer leading credit card deals and services to suit every individual's financial needs.

How their success story began

They were established in 1991 as a result of a merger between 4 large banks. In 1998 they rebranded their company to ABSA and are well-known for delivering quality-driven services. Their banking services are innovative and flexible and they have been highly rated by their constantly growing customer base.

They have grown into a bank that South Africans love due to their friendly service and exceptional banking solutions.

Convenient ATMs country wide

For maximum convenience, they have designed their ATMs for your maximum banking convenience. The functions of the ATM include most of your popular banking features. You can deposit cash into your or anyone else’s account right from the ATM.

They have exceptional banking solutions

With them, you will be able to access only the very best deals at the most affordable rates. Open an account with them and enter into a world of banking benefits.

The Premium Banking Credit Card

With this card, you will get an interest-free period of up to 57 days and there are no transaction fees on qualifying purchases and you will enjoy a fixed monthly instalment. A minimum monthly income of R25 000 is required and this card will cost you R92.

Private Banking Visa Signature Credit Card

For the sophisticated individual, they have a private banking credit cards. This card has technologically advanced features and it allows you to make transactions internationally. What’s more, is that you will have direct access to your cheque and savings account.

You will also receive exclusive entertainment and travel offers. The qualifying monthly income amount for this card is R62 500 and this card will cost you R185 per month.

The Gold Card

This is also a convenient card with ample benefits and has a minimum salary income limit of R4 000 and will only cost you R55 a month.

More cards for you

They give you the freedom to choose a credit card that best suits your financial situation. You can get a garage card to pay for petrol or diesel conveniently and if you are a student, they have a student credit card for you as well.

Their Visa and Master cards have the same benefits as the transaction card they offer, but you will also receive a secondary card for use by family members. It can be used as a separate card or you can link it to your main bank account.

Absa – Credit card

  • Loan Type Credit cards

Benefits of Absa

  • Use your credit card to shop online
  • The credit cards have full ATM functions
  • Use your credit card and earn rewards

Absa – You can bank better with their quality range of banking services.

They strive to grow stronger and grow better strategies to serve you better and offer you exceptional customer service.

Visit a branch and let one of their consultants help you with whatever it is you need. Through the years they have won many banking and financial awards, making them one of the leading banks in the country.

Join Absa today and let them take the stress out of your finances. They have options for anyone and you can apply for a loan online.

Applying is easy, here’s how:

Step 1:

Supply them with details of your finances, address and your identity.

Step 2:

Wait for them to swiftly process your application and verify your information. This step is faster if you are already an existing Absa client.

Step 3:

You will let you know what your credit limit can be, you can sign the agreement to proceed.

Bank better, with their quality range of banking services

Their credit cards allow you financial freedom and flexibility. Every modern person has their own unique lifestyle. That’s why their cards cater to all South Africans with all kinds of backgrounds.


  • Cash back rewards
  • Interest-free period of 5 days.
  • An online platform to easily manage your account.
  • The ability to use your card anywhere in the world, online and in-store.
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Absa is a trusted & reliable provider of credit cards

In our review, Absa adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Absa is a registered credit provider in South Africa: NCRCP7

Customer Reviews & Testimonials

November 2018

Absa offers a variety of credit card options that will suit anyone’s pocket. Along with the assistance of their friendly employees, I was able to find the credit card that could assist me in maki...

Dave M
— Mahikeng —

February 2019

A big thank you to Absa for their expert and professional staff members; it was such a treat to be able to walk in a work with employees that know exactly what they are talking about.

Andrea C
— Mmabatho —

November 2018

With the assistance of a credit card from Absa, I was able to finance the new microwave that I needed. Sometimes a short-term loan is just too costly and the credit card was the perfect alternati...

Paul N
— Potchefstroom —

August 2021

When it comes to credit cards their rates are the best. I am very happy with the deal they offered me.

Van Rooyen U
— Campsbay —

August 2021

I love all the benefits and rewards I enjoy. They also offered me quite a good limit.

Jodi Z
— Bryanston —

October 2021

They offer such a convenient and easily manageable service. I am a very pleased customer of Absa.

Smith J
— Queenstown —

Absa Contact

Physical Address

  • 180 Commissioner St, City and Suburban Johannesburg Gauteng 2000 South Africa
  • Get Directions

Absa Universal Branch Code

  • 632005

Postal Address

  • PO Box 7735, Johannesburg, 2000, South Africa

Opening Hours

  • Monday 08:30 – 15:30
  • Tuesday 08:30 – 15:30
  • Wednesday 08:30 – 15:30
  • Thursday 08:30 – 15:30
  • Friday 08:30 – 15:30
  • Saturday 08:00 – 11:00
  • Sunday – Closed