Rating based on 44 reviews

African Bank Credit Card

  • Tailormade credit cards
  • 60-days interest free
  • Quick and easy applications

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African Bank homepage
Author African Bank. Screenshot of African Bank website.
[Accessed May 13, 2018]

African Bank - Humanity through banking

African Bank is firmly rooted in South African soil, and we wouldn’t want it any other way. Much like our clients, our staff come from many different walks of life and reflect a truly diverse South Africa.

We strive to treat every client with dignity, respect and humanity and hope that when they walk away, they feel that way, no matter the situation or circumstance.

We aim to live our brand purpose of ‘humanity through banking’ in everything we do. Our online loan products are not only relevant but innovative too, ensuring you always get more than what you expect in terms of value.

Our values are at the core of everything they do, we are:

  • Transparent
  • Innovative
  • Collaborative
  • Empathetic
  • Profit Conscious

For the goal-oriented achiever

If you focus on achieving your goals, then the Silver Visa Credit Card it just the one for you! With a 2% p.a. interest rate it offers you more choice and financial freedom to make those purchases without pushing your goals to the side.

Gold visa credit card for thrill seekers

Do you enjoy the finer things in life and making great impressions? Or maybe you’re a thrill seeker? Whatever the situation, our Gold Visa Credit Card, is the perfect match for you!

This flexible product allows us to tailor it to meet your lifestyle and financial needs. With a credit interest rate of only 3% pa, what are you waiting for? Start living the life you should be living, today!


Our products are big on benefits too! When applying for either the Silver or Gold credit card, you’ll enjoy the following benefits:

  • Free Till point transactions in South Africa
  • Free SMS notification service

As you know life can be really unpredictable, but with our Credit Life Insurance you’ll be covered for those unforeseen insurable circumstances like:

  • Permanent or temporary disability
  • Death
  • Retrenchment
  • Short term
  • Compulsory unpaid leave/temporary lay-off

Not enough time to get to the bank? We’ve got you covered with our quick loan application and mobile services. These great services are extremely convenient, giving you access to your account information and services 24 hours a day, 7 days a week.

African Bank – Credit card

  • Loan Type Credit cards

Benefits of African Bank

  • CREDIT Cards
  • DEBIT Cards

African Bank - we will meet your financial needs

Our credit offerings are designed to meet your financial needs, by giving you easy repayment plans. Qualifying is easy, all you need to do is complete the online form to get a personal loan or credit card offer.

You’ll need the following documents to apply:

  • A copy of your Identity document
  • Proof of income (last 3 pay slips)
  • Latest bank statement (with 3 deposits)
  • Proof of residence

 follow this link to apply online: https://www.africanbank.co.za/en/home/

Other services

We don’t just offer credit cards, we are so much more than that. Whether you need a loan or are looking to invest or just wanting to protect your assets, we have a product to suit your every need.  Our product range consists of:



  • Fixed deposits
  • Notice deposits
  • Access accumulator
  • Tax-free investment


  • Credit life
  • Funeral insurance 

But our value doesn’t stop there!

Our website is pretty great too and offers online loan applications! With a handy premium calculator and client dashboard, you’ll be able to calculate your premium, log queries or claims and adjust your payment options. What more could you ask for?!

Visit our website to find out more: https://www.africanbank.co.za/en/home/

man holding thumbs up

African Bank is a trusted & reliable provider of credit cards

In our review, African Bank adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

African Bank is a registered credit provider in South Africa: NCRCP5

Customer Reviews & Testimonials

March 2019

African Bank is definitely a bank for the people; their employees reflect our truly diverse country and thus know how to treat people from various walks of life. When I walked into African Bank I...

Yameka Q
— Butterworth —

September 2018

The gold credit card at African Bank will make you feel like royalty. They offer a low-interest rate of three percent which allows you to cater to your own lifestyle and preferences without worry...

Thabo M
— Port Elizabeth —

June 2018

If reasonable interest is not enough for you then the other perks that come along with an African Bank credit card will definitely help you to make up your mind. Their credit life insurance will ...

Daniel M
— Uitenhage —

African Bank Contact

Physical Address

  • 150 Commissioner St Marshalltown Johannesburg 2107 South Africa
  • Get Directions

Postal Address

  • Private Bag x170, Midrand, 1685, South Africa

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday 08:30 – 12:00
  • Sunday Closed –