Rating based on 687 reviews

African Bank

image of African Bank
image of African Bank

African Bank is a registered credit provider with South Africa’s National Credit Regulator: NCRCP5

About – African Bank

African Bank is firmly rooted in South African soil, and we wouldn’t want it any other way. Much like our clients, our staff come from many different walks of life and reflect a truly diverse South Africa.

We strive to treat every client with dignity, respect and humanity and hope that when they walk away, they feel that way, no matter the situation or circumstance.

We aim to live our brand purpose of ‘humanity through banking’ in everything we do. Our online loan products are not only relevant but innovative too, ensuring you always get more than what you expect in terms of value.

Our values are at the core of everything they do, we are:

  • Transparent
  • Innovative
  • Collaborative
  • Empathetic
  • Profit Conscious

For the goal-oriented achiever

If you focus on achieving your goals, then the Silver Visa Credit Card it just the one for you! With a 2% p.a. interest rate it offers you more choice and financial freedom to make those purchases without pushing your goals to the side.

Services – African Bank

Do you enjoy the finer things in life and making great impressions? Or maybe you’re a thrill seeker? Whatever the situation, our Gold Visa Credit Card, is the perfect match for you!

This flexible product allows us to tailor it to meet your lifestyle and financial needs. With a credit interest rate of only 3% pa, what are you waiting for? Start living the life you should be living, today!


Our products are big on benefits too! When applying for either the Silver or Gold credit card, you’ll enjoy the following benefits:

  • Free Till point transactions in South Africa
  • Free SMS notification service

As you know life can be really unpredictable, but with our Credit Life Insurance you’ll be covered for those unforeseen insurable circumstances like:

  • Permanent or temporary disability
  • Death
  • Retrenchment
  • Short term
  • Compulsory unpaid leave/temporary lay-off

Not enough time to get to the bank? We’ve got you covered with our quick loan application and mobile services. These great services are extremely convenient, giving you access to your account information and services 24 hours a day, 7 days a week.

Summary of Services

  • CREDIT Cards
  • DEBIT Cards

African Bank - we will meet your financial needs

Our credit offerings are designed to meet your financial needs, by giving you easy repayment plans. Qualifying is easy, all you need to do is complete the online form to get a personal loan or credit card offer.

You’ll need the following documents to apply:

  • A copy of your Identity document
  • Proof of income (last 3 pay slips)
  • Latest bank statement (with 3 deposits)
  • Proof of residence

 follow this link to apply online: https://www.africanbank.co.za/en/home/

Other services

We don’t just offer credit cards, we are so much more than that. Whether you need a loan or are looking to invest or just wanting to protect your assets, we have a product to suit your every need.  Our product range consists of:



  • Fixed deposits
  • Notice deposits
  • Access accumulator
  • Tax-free investment


  • Credit life
  • Funeral insurance 

But our value doesn’t stop there!

Our website is pretty great too and offers online loan applications! With a handy premium calculator and client dashboard, you’ll be able to calculate your premium, log queries or claims and adjust your payment options. What more could you ask for?!

Visit our website to find out more: https://www.africanbank.co.za/en/home/

Customer Reviews & Testimonials

 Contact Details

150 Commissioner St, Marshalltown, Johannesburg, 2107, South Africa
Ph: 011 221 2700 / 0861 000 555
Fx: 087 943 0136
Em: loanbackoffice@africanbank.co.za
Em: cardbackoffice@africanbank.co.za

 Postal Address

Private Bag x170, Midrand, 1685, South Africa

 Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday 08:30 – 12:00
  • Sunday Closed –