Rating based on 687 reviews
African Bank is a registered credit provider with South Africa’s National Credit Regulator: NCRCP5
About – African Bank
African Bank is firmly rooted in South African soil, and we wouldn’t want it any other way. Much like our clients, our staff come from many different walks of life and reflect a truly diverse South Africa.
We strive to treat every client with dignity, respect and humanity and hope that when they walk away, they feel that way, no matter the situation or circumstance.
We aim to live our brand purpose of ‘humanity through banking’ in everything we do. Our online loan products are not only relevant but innovative too, ensuring you always get more than what you expect in terms of value.
Our values are at the core of everything they do, we are:
- Profit Conscious
For the goal-oriented achiever
If you focus on achieving your goals, then the Silver Visa Credit Card it just the one for you! With a 2% p.a. interest rate it offers you more choice and financial freedom to make those purchases without pushing your goals to the side.
Services – African Bank
Do you enjoy the finer things in life and making great impressions? Or maybe you’re a thrill seeker? Whatever the situation, our Gold Visa Credit Card, is the perfect match for you!
This flexible product allows us to tailor it to meet your lifestyle and financial needs. With a credit interest rate of only 3% pa, what are you waiting for? Start living the life you should be living, today!
Our products are big on benefits too! When applying for either the Silver or Gold credit card, you’ll enjoy the following benefits:
- Free Till point transactions in South Africa
- Free SMS notification service
As you know life can be really unpredictable, but with our Credit Life Insurance you’ll be covered for those unforeseen insurable circumstances like:
- Permanent or temporary disability
- Short term
- Compulsory unpaid leave/temporary lay-off
Not enough time to get to the bank? We’ve got you covered with our quick loan application and mobile services. These great services are extremely convenient, giving you access to your account information and services 24 hours a day, 7 days a week.
Summary of Services
- CREDIT Cards
- DEBIT Cards
African Bank - we will meet your financial needs
Our credit offerings are designed to meet your financial needs, by giving you easy repayment plans. Qualifying is easy, all you need to do is complete the online form to get a personal loan or credit card offer.
You’ll need the following documents to apply:
- A copy of your Identity document
- Proof of income (last 3 pay slips)
- Latest bank statement (with 3 deposits)
- Proof of residence
follow this link to apply online: https://www.africanbank.co.za/en/home/
We don’t just offer credit cards, we are so much more than that. Whether you need a loan or are looking to invest or just wanting to protect your assets, we have a product to suit your every need. Our product range consists of:
- Personal loan
- Consolidation loan
- The 15% loan
- Value-added deals
- Fixed deposits
- Notice deposits
- Access accumulator
- Tax-free investment
- Credit life
- Funeral insurance
But our value doesn’t stop there!
Our website is pretty great too and offers online loan applications! With a handy premium calculator and client dashboard, you’ll be able to calculate your premium, log queries or claims and adjust your payment options. What more could you ask for?!
Visit our website to find out more: https://www.africanbank.co.za/en/home/
Customer Reviews & Testimonials
African Bank is definitely a bank for the people; their employees reflect our truly diverse country and thus know how to treat people from various walks of life. When I walked into African Bank I felt like I belonged. Joining the African Bank family is one of the best decisions I have made.
— Butterworth —
The gold credit card at African Bank will make you feel like royalty. They offer a low-interest rate of three percent which allows you to cater to your own lifestyle and preferences without worrying about racking up interest costs.
— Port Elizabeth —
If reasonable interest is not enough for you then the other perks that come along with an African Bank credit card will definitely help you to make up your mind. Their credit life insurance will help keep you covered for those unforeseen circumstances such as retrenchment or unpaid leave. I was blown away by the wonder...
— Uitenhage —
Ph: 011 221 2700 / 0861 000 555
Fx: 087 943 0136
Postal AddressPrivate Bag x170, Midrand, 1685, South Africa
- Monday 08:30 – 17:00
- Tuesday 08:30 – 17:00
- Wednesday 08:30 – 17:00
- Thursday 08:30 – 17:00
- Friday 08:30 – 17:00
- Saturday 08:30 – 12:00
- Sunday Closed –