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First National Bank

image of First National Bank
image of First National Bank

First National Bank is a registered credit provider with South Africa’s National Credit Regulator: NCRCP20


About – First National Bank

First National Bank happens to be one of the oldest banks of our generation.

It dates back, it’s establishments in the Eastern Treasuries Province Bank, which was initiated in Grahamstown in the year 1838. In 1874, we added another four divisions in Grahamstown, Middelburg, Cradock and Queenstown.

First Rand group

The First Rand Group was initiated in 1998, by the union of First National Bank of South Africa, Rand Merchant Bank as well Momentum Insurance and Asset Management. First Rand is listed as a “locally measured financial services provider” by the South African Reserve Bank, the nationwide investment regulator.

The sky is the limit

There are talks of expanding the bank in other African countries besides the existing subsidiaries in sub-Saharan, Australia and India. We offer credit cards, loans, savings and investment options as well as business services.

Personal loans

First National Bank is committed to helping clients get the best out of life. Should there be any personal loan that you might need, be it on a short or long-term basis, First National Bank is looking forward to helping you. All you have to do is come to one of our branches and a consultant will tell you which loan plans you qualify for.

Services – First National Bank

“How can we help you” is our slogan and we believe we are a bank that helps clients.

Having numerous credit card services available, there is no reason to worry when you bank with the First National Bank.

Black business credit card

With the First National Bank Black Business Credit card, you get free swipes, up to 35 days’ interest-free period, free lost card protection, free courier delivery, free PIN replacement, VISA partnerships for travel, dining, shopping and lifestyle benefits, comprehensive global travel insurance and statements.

Platinum business credit card

With the First National Bank Platinum Business Credit card, you get free swipes, up to 35 days’ interest-free period, free lost card protection, free courier delivery, free PIN replacement, VISA partnerships for travel, dining, shopping and lifestyle benefits, comprehensive global travel insurance and statements.We also offer instant loans for existing customers. 

Gold business credit card

With the First National Bank gold business credit card, you get free swipes, up to 35 days’ interest-free period, free lost card protection, free courier delivery, free PIN replacement, VISA partnerships for travel, dining, shopping and lifestyle benefits, comprehensive global travel insurance and statements.


Summary of Services

  • CREDIT Cards
  • BANK Accounts
  • DEBIT Cards


FNB - We are well known for fast and excellent services

At First National Bank, we know how important time is and that is why we don’t want to waste yours. Walking into one of our branches, you are guaranteed fast and excellent service.

We don’t want our clients to leave the same way they came in. In fact, we go above and beyond for our customers to ensure that all their queries and attended to and answered in a manner and language they understand. You can even get a loan by applying through out online loan application process.

Lodge card

With the First National Bank Lodge card, you get free swipes, up to 35 days’ interest-free period, free lost card protection, free courier delivery, free PIN replacement, VISA partnerships for travel, dining, shopping and lifestyle benefits, comprehensive global travel insurance and statements.

Business Petro card

With the First National Bank Business Petro card, you get free swipes, up to 35 days’ interest-free period, free lost card protection, free courier delivery, free PIN replacement, and statements.

There will be documents that you have filled in and there will be a number of questions you have to answer. However, we do this kind of precaution to protect ourselves as a financial services provider and you as a client.

We need to be sure that we are giving out a long or short-term loan to someone whose of a sound mind, someone who understands the terms and conditions stipulated and someone whose financial capacity to repay back the loan.

The last thing we want to see is to find our client financially trapped from a loan or credit card he can’t repay. We are looking after our clients after all, not monetarily killing them.

Loyalty points and rewards

As another way of saying “thank you” for entrusting us to be your financial service provider of choice, we have points and rewards for our loyal clients. We know how difficult it is to trust someone with your money and at First National Bank, we don’t take the trust for granted.

We have established points that you can earn when you use certain supermarkets, airports, petrol stations and hotels as another way of showing us how grateful we are for providing an outstanding service to you and having our clients reward us by continually trusting in our capabilities that we will deliver a great financial service.


Customer Reviews & Testimonials

 Contact Details

3, First Place, Pritchard St & Simmonds St, Bank City, Johannesburg, Gauteng, 2000, South Africa
Ph: 011 688 9900 / 087 575 9404
Em: info@fnb.co.za

 Postal Address

PO Box 1153, Johannesburg, 2000, South Africa

 Universal Branch Code

First National Bank’s universal branch code: 254005

 Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday 08:00 – 13:00
  • Sunday Closed –