Rating based on 1,242 reviews


image of WesBank
image of WesBank

WesBank is a registered credit provider with South Africa’s National Credit Regulator: NCRCP20

About – WesBank

We are proudly a division of First Rand Bank Limited.

What sets us apart from other banks is that we take the time to find out what financial solutions you need be it personal loans or overdraft facilities. We want to know what your financial goals are for the next 5 or 10 years and we will help you achieve your goals.

Long-term relationships with our clients

We build long-term relationships with our clients whether your financial goals are short-term or long-term we want to give you the best online credit solutions in order to help you reach these goals. Visit us in a Wesbank branch and speak to one of our friendly, professional consultants about your financial needs.

We have everyday products

We have a range of financial solutions and credit cards that will make your everyday living better.

Our products are competitive in the financial market and we are always looking for ways to make our products more innovative, simple and convenient. Our products are tailor-made to fit in with your needs easily.

Asset finance

For over 40 years, Wesbank, has been the leader in fleet management and asset or business finance.

We have built the reputation of offering low-risk solutions and we guarantee high returns. Our exceptional attention to detail is another major advantage of joining Wesbank.

Services – WesBank

We are part of the First Rand group which is one of the most progressive companies in South Africa.

With your cash power personal loan you have a fully flexible loan and you can borrow up to the amount of R150, 000. This amount can be used for anything from helping you out of financial trouble do home repairs or even go on holiday.

Our portfolio

We have a large portfolio and it covers important industries including:

  • Company and commercial vehicles
  • Office and plant equipment
  • Franchise finance
  • Agriculture
  • Aviation
  • A wide variety of personal loans

Personal loans

We give you the freedom of choosing your loan amount and repayment terms. Our instant loans carry maximum flexibility and convenience, and what's more, we have competitive interest rates.

Credit cards

Your credit card will be designed to meet your needs. The application is simple and fast. Once you have completed the application you can expect a quick response. Alongside Direct Axis we offer the best short-term products in the country.

Summary of Services

  • BANK Accounts
  • DEBIT Cards
  • CREDIT Cards

Wesbank – Creating financial solution to create a better lifestyle for you

We offer a large range of products and services including; insurance savings, short-term loans and everyday transaction accounts.

Our products and services are easily accessible and you can reach your financial goals sooner than you thought.

Build a good credit history

You can use our credit cards to build up a good credit history. With a good credit history you get access to bigger loan amounts and with a good credit score, you can prepare yourself to buy a home. Our credit cards can be used for anything like shopping sprees or medical emergencies and the best of all is that you will earn rewards points every time you swipe your credit card.

Apply for your credit card online

We have become modern and innovative an, therefore, we also strive to offer you maximum convenience. You can use our online platform to apply for personal loans and credit cards.

You can apply at any time, day or night and a consultant will contact you with the outcome of your online loan application. Our staff will answer any questions you may have and make sure that your financial needs are met.

Benefits of our credit cards

  • eBucks rewards
  • 55 days interest-free period when you open an account
  • R75, 000 overdraft
  • 3day processing time
  • You can apply in-store or online
  • Free lost card protection
  • Free comprehensive travel insurance
  • Free email statements

If you add a Pedro card you can receive free roadside assistance.

For banking solutions that create a better living, get an account with Wesbank. Our comprehensive financial products and services is tailor-made to your needs. With a whole lot of benefits, there is no reason for you not to use us at Wesbank as your primary credit provider.

Customer Reviews & Testimonials

 Contact Details

Portside, 21st Floor, FNB Building, Buitengracht Street & Hans Strijdom Avenue, Cape Town City Center, Cape Town, 8001, South Africa
Ph: 086 193 7265 / 0861 288 272
Fx: 0861 888 272
Em: service@wesbank.co.za

 Opening Hours

  • Monday 07:00 – 16:30
  • Tuesday 07:00 – 16:30
  • Wednesday 07:00 – 16:30
  • Thursday 07:00 – 16:30
  • Friday 07:00 – 16:30
  • Saturday 08:00 – 12:00
  • Sunday Closed –