About Debt Rescue
Being a prominent player in the debt industry has earned us all sorts of accolades and this has resulted in us achieving a reputable reputation!
At Debt Rescue we value our clients and constantly endeavour to deliver a level of service that both us and you the client can be proud of. We have the ability to provide consumers with the best debt help possible, and that is why we are known for being the best in South Africa.
We speak your language
You can rest assured that you will be assisted in your mother tongue, ensuring that you have no problem understanding the debt counselling process and everything there is to know about it.
Competent debt counsellors
The persons in charge of Debt Rescue’s operations are attorneys, accountants and ex-senior bankers. In our opinion, debt counselling is a legal process and not all registered debt counsellors are necessarily competent enough to deal with the challenges that the process brings. Debt counselling can be a life-changing success if it is dealt with by competent debt counsellors, but in the hands of an incompetent debt counsellor, it can be disastrous.
Although you may arrange for a consultation in person, the whole process can be finalized telephonically and via email, making it extremely easy to make use of the Debt Counselling process. We take your hand and guide you through the whole process, no matter where in South Africa you reside, so there is nothing to be afraid of.
We are registered at the NCR
Our fees are regulated by the National Credit Regulator (NCR) and are included in your affordable debt repayment plan. We can also arrange for a debt consolidation loan or alternative arrangement.
We only make use of specialist attorneys in the field of debt counselling who have established networks of correspondents all over South Africa and who always keep abreast with the latest changes in the law pertaining to debt counselling.
Debt Rescue has established excellent relationships with credit providers throughout the industry, therefore making the process of settling matters and disputes with credit providers quicker and easier, ensuring a very high success rate of the process as a whole.
Debt Rescue Services
We offer clients debt counselling for those who require guidance on how to get out of debt and remain out of debt.
Consolidation loans are available to simplify your debt when you’re feeling over-indebted, and we offer sequestration.
Connect with us online
All you’re required to do is complete an online loan application form and furnish us with the details of all your creditors. Consultations are typically conducted telephonically and via e-mail, but can also be done in person in you prefer.
Our services offered, will easily determine whether you are over-indebted, over-indebted meaning your monthly expenses and debt exceed your monthly income.
If that should be the case, we will correspond with the necessary creditors and the Credit Bureaus that you are undergoing a debt review. Your credit providers will also be called on to furnish us with the balance and other information pertaining to your accounts.
We will restructure your payment plan
Once we have received all the account information, we will restructure your payment plan and negotiate with your credit providers as needed. Thereafter, your new repayment plan will be issued to all your creditors and this payment plan will take effect.
This plan is designed to reduce your monthly debt repayments into one affordable amount, leaving you with enough money to cover your daily living expenses.
We are with you all the way
Our next step is to advise our specialist attorneys to apply to the court to ensure your restructured payment plan is a court order. You won’t be required to appear in court yourself, your debt counsellor will handle this side of things, unless the magistrate in question requires your presence.
Once the process is complete, you must ensure that your monthly payments are made timeously in order to prevent any further credit providers from taking action against you.
Debt Rescue Product Details
- Loan Type Debt consolidation loans
Summary of Services
- We set up your rescue plan
- One affordable payment
- Free personalised debt assessments
- Get protected from creditors
Debt Rescue - We will help you manage your money better
Financial stress can directly be related to short-term debt obligations.
We all know them as credit cards and personal loans. These obligations have resulted in so many individuals struggling to find the funds to actually save for the future.
Review your budget
The first step to improving is reviewing the negatives and shortfalls from the previous year. Go through your statements and see where the frivolous spending is, where you could cut costs and even make use of the handy apps available to you that show you how to track your spending.
Draw up an expenditure list
Include everything on the list, even the little amounts that you don’t think will make a difference, trust us, they do! How many birthdays are coming up, vehicle services, hair appointments and other costs such as these that could potentially change your budget? Ensure then that's your monthly income can cover all of this. If it can’t, you’ll have to look into cutting some of them out, starting with all the unnecessary ones.
Design new goals
You haven’t been able to save in quite some time. But let’s look at changing that and adding it to your budget. Look at creating short-term and long-term goals. This can include saving for a holiday all the way up to investing money for your retirement. List your goals and then formulate a plan on how you aim to achieve them. The best advice we can give to save is to automate your savings each month.
Automate your monthly bills
As with savings, you should also automate your monthly bills. The beauty is that you can’t spend money that isn’t there for you to spend! Set your bills to be paid automatically as soon as you get your salary and this will spare you the effort and the stress, ultimately ensuring all your bills are paid on time.
Start reducing unnecessary expenses
As soon as you have a budget in place, consider the ways to reduce your spending. It might, in fact, it will call for lifestyle changes, however, it will free up cash flow so that you can save more money. Let’s look at just two ways in which you can do this:
- Begin by assessing your monthly bills and finding ways to reduce them. Try saving on electricity and water to reduce your monthly payments.
- Change your daily habits whenever you open your wallet, by rather packing a lunch for work, as opposed to buying takeaway.
Lastly, pay off all your debt
If the debt is a part of your budget and lifestyle, now is the time to regain control by speaking to Debt Rescue today and letting us help you become debt free through debt counselling or debt consolidation!
Customer Reviews & Testimonials
Applying for a Debt Rescue loan was fast, easy and convenient.
— Cape Town —
The agents at Debt Rescue are always willing to go the extra mile for their customers.
— Ramsgate —
Debt Rescue Contact Details
- 85 Friedman St, Kempton Park Johannesburg Gauteng 1619 South Africa
- Get Directions
- Monday 08:00 – 16:30
- Tuesday 08:00 – 16:30
- Wednesday 08:00 – 16:30
- Thursday 08:00 – 16:30
- Friday 08:00 – 16:00
- Saturday 08:00 – 16:30
- Sunday – Closed