FNB Debt Consolidation

As South Africa’s favourite bank, you can rest assured that FNB will exceed your expectations and help move toward your financial goals.

Whether it’s their low-rate personal loans, eBucks rewards program, award-winning accounts, or world-class customer service, FNB delivers on its promises.

What are you waiting for?

FNB has always tried to position itself as the bank that has more to offer. Not only do they have one of the widest selections of financial products and services on the market but they offer excellent value for money.

The majority of their customers, whether young or old, would recommend their services to family and friends.

This is simply because FNB’s consultants will always go out of their way to deliver a service that not only meets your needs but exceeds your expectations.

A bank with a long and vibrant history

FNB is the oldest bank in the country. Not only does this history add value and richness to their story but it influences their company goals and values.

Their archives are a prized treasure for the country, and in particular for scholars.

Looking for a little help with your debt?

FNB offers an affordable personal loan that can be used to consolidate debt.

This loan is flexible in both loan amount are repayment terms and can be accessed by anyone who needs a little breathing room when it comes to their debt.

If you have a clothing account, a furniture account, and two maxed-out credit cards, this is an option that you may want to look into. Other personal loans and even vehicle finance may be consolidated.

FNB offers a personal loan of up to R300,000 with up to 60 months to repay.

FNB offers a large personal loan, which ensures that customers can consolidate large debts as well as small ones. If you’re struggling to manage your debt or simply don’t have enough money to maintain your debts, consolidation may be the answer you’re looking for.

Who should consolidate with FNB?

Just about anyone who meets FNB’s lending criteria can apply to consolidate their debt using a personal loan. That said, those with three or more high-interest debts such as credit card balances and store accounts stand to benefit the most from consolidation.

This option not only rolls all your existing debts into one, larger loan but will make it easier for you to manage your debts and may save you on interest in the long run.

With up to 60 months to repay your loan, you can reduce your monthly instalments significantly and give yourself some much-deserved peace of mind.

Be aware though that, doing this will generally drive up the cost of debt. To make the best decision it’s important to consider what you can afford to pay on a monthly basis carefully.

Using FNB’s loan calculators

You can make use of FNB’s loan calculators to work out exactly how much you can afford to lend, and what it’ll cost you monthly as well as overall.

Ready to switch?

FNB will actually help you switch over. This means that they’ll walk you through the process of consolidating your debt into a new personal loan, opening your new account, and moving over important debit orders.

That’s one of the best things about this bank, they don’t just try to get you to open an account and drop you, and they strive to be there with you every step of the way.