Rating based on 40 reviews

SA Home Loans

  • Debt consolidation up to R600,000
  • Low-interest starting from 9%
  • Repayment up to 240 months

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Author SA Home Loans. Screenshot of SA Home Loans website.
[Accessed January 31, 2023]

SA Home Loans – We have an innovative approach to finance

SA Home Loans can change your life by making refinancing your home possible and using the equity as a debt consolidation loan.

You will benefit from using SA Home Loans

SA Home Loans strives to offer opportunities for growth to both its employees and investors. They will do this by ensuring that professional services are offered to all their clients.

With them being an accredited financial institution you can enjoy proper guidance and advice regarding debt consolidation. Should you wish to refinance your home to consolidate your debt you can have a chat with one of their friendly consultants about your options.

Effective long-term debt solutions

Debt consolidation means applying for a loan that is cheaper than your other debt instalments. This drastically reduces the total interest payable on the debt, which means immediate savings already, just by doing the good deed of settling debt!

Transparency and care

One of the things they will offer you with confidence when you deal with them is their complete transparency. You won’t be exposed to any surprise fees or concerns that are hidden in the fine print, and every query you have will be disclosed openly.

Effective long-term debt solutions

If you need cash to consolidate your debt, SA Home loans will offer you debt consolidation loans of up to R600,000 with a repayment period of up to 240 months.

Be prepared in case of emergency

For those emergency moments when you need unexpected funds in a hurry, SA Home loans will be ready to assist you with one of their variety of products or protection plans.

When it comes to borrowing money, you should always ensure that you are protected.

Individualised service

SA home loans are aware that applying for a loan and accessing funds against your home can be a daunting process. Their amazing team of experts will strive to make the process as effortless as possible for you.

Their amazing service culture is based on the following values:

  • You will come first.
  • Caring and inclusiveness.
  • Uncompromising integrity.
  • Innovative professionals.
  • Pursuit of excellence.

How my refinance is calculated

A refinance loan is done when you own a home that is bond-free, and you want to access cash by bonding that property that will help you consolidate your debt. To calculate how much funds you will have free, they will consider both the market value of the property and your household income and expenses.

SA Home Loans – Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate from 9%
  • Loan Amount up to R600,000
  • Repayment 6 months to 240 months

Benefits of SA Home Loans

  • Affordable loan packages
  • Get an affordability assessment

SA Home Loans teaches those in debt, how to refinance their homes

Home refinancing is one of the most convenient and effective methods to gain access to funds.

It helps by reducing monthly spending and enhancing your financial position. Refinancing your home is the best-proven way to simplify your budget by cutting a massive expense, and it can be used for debt consolidation.

How Home Refinancing works

A typical expectation when it comes to property is that the value increases over time. So, it’s very likely that if you have owned your property for a good number of years already, the chances are that it’s worth more than the date you bought it.

Refinancing your home means securing a new mortgage for your property based upon its current value, and not on the value of origination of the loan. What do you have now? You have access to the equity that you can use to improve your standard of living, help you consolidate your debt or alternatively strengthen your financial standing.

SA Home Loans will help you to refinance your home

Start saving today! Contact SA Home Loans now to speak to their home refinancing experts and let them secure the best deal on your new home loan. You can also complete a loan application form.

Benefits when you partner up with SA Home Loans

  • Lower interest rates and monthly instalments.
  • Consolidate your debt with one loan.
  • Access lending products linked to the value of your property.
  • No hidden costs or penalties.
  • You can get an affordability assessment done.

Customer Reviews & Testimonials

April 2019

I couldn’t have asked for a more affordable loan with SA Home Loans. They exceeded all my expectations.

Malerato N
— Krugersdorp —

February 2019

SA Home Loans made sure that I get a loan that will not put too much financial pressure on my budget.

Peter K
— Bedworth Park —

December 2018

At first, I couldn’t believe the amount I would be saving with SA Home Loans, it unbelievable and meant more money for my pocket.

Phillip N
— Benoni —

September 2021

I could not have asked for a more affordable loan with SA Home Loans. They exceeded all my expectations.

Benko F
— Gauteng —

September 2021

I couldn’t believe the amount I would be saving with SA Home Loans. It was unbelievable and meant more money for my pocket. Thank you for making it possible for me to consolidate my debt.

Dhlamini L
— Kimberly —

November 2021

SA Home Loans made sure the loan that I applied for did not put too much financial pressure on my budget.

Fourie M
— Krugersdorp —

SA Home Loans Contact

Contact Number



Physical Address

  • North Wing / 1st Floor, Pineslopes Shopping Centre Cnr Sunset Boulevard &, Forest Rd, Fourways Johannesburg Gauteng 2055 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday 08:30 – 12:30
  • Sunday – Closed