Pay Plan Solutions

Pay Plan Solutions has a unique approach to helping people with debt consolidation.

They've been helping individuals overcome their financial strain since 1999.

If you’re struggling and considering cashing in your life policies just to make ends meet, Pay Plan Solutions is the answer. Debt counselling is one of several services they offer and they pride themselves on making sure that they have tailored a well-structured debt plan for your individual needs.

They have a well-rounded reputation

The head of the company, Mr Eugene Cilliers, is a current member of the Debt Counselling Association of South Africa. He has also spent the last decade serving on the National Executive Committee.

Having a frontman with these accreditations has resulted in Pay-Plan solutions and establishing a well-rounded reputation.

A description of debt review

• All your debt is combined into one easy payment
• A great way to improve your credit score and get a clean credit record
• A budget will be put in place to help you manage your plan for daily living expenses
• It assists you to get rid of your debt much faster
• You will be protected against the repossession of your assets
• A better financial future

Consolidation loans

If you’re overwhelmed with the number of accounts you're trying to manage daily, debt consolidation may be the best solution. You’ll have access to extended repayment terms which will, of course, result in lower repayments and all at a far lower interest rate than what you’re currently paying.

Pay Plan Solutions can help you easily get out of your indebtedness, and they'll strive to keep the consolidation process fair and transparent.

Your assets will be safe

Often financial advisors will suggest bankruptcy as an option to start again with a clean slate. When you find yourself in a position where your liabilities have come to exceed your assets, then it’s very difficult to get to a point of financial freedom.

With them, there are ways to go about repaying your debts without losing your assets and still seeing some light at the end of the tunnel.

A user-friendly website

On their website, you’ll find all the services that they offer to their clients in need of consolidation. They also outsource their debt consolidation products to other registered financial companies that are the best in the business where needed.

If you have any questions about their services or how to get started, they have a call centre that you can contact and one of their friendly consultants will assist you.

The financial wellness programs

Pay Plan Solutions have customised programmes to offer financial wellness to suit many of the major banks in SA like ABSA and Nedbank. They are also involved in sharing this free financial wellness among names such as the Spur Group and Multichoice to name a couple.

If you want to receive the best financial advice, you should consider attending one of their wellness power lunch workshops. At these launches, they give talks on several interesting and necessary topics that will assist you in your financial situation.