Cyber Finance

If you are experiencing debt strain, Well, you can get the relief you need today.

Cyber Finance is a company based in Cape Town that to date has helped many South Africans through debt review.

Today, Cyber Finance has highly qualified and experienced staff members and has, through expertise and positive relationships with credit providers, changed the lives of more than ten thousand South Africans. They have over a decade of experience and their team are experts in their fields.

Reduced repayments for you

They work with clients that are over-indebted and unable to pay their accounts and have assisted thousands of clients through the hard years at work in resolving their debt problems.

They aim to build lasting relationships with their clients and strive to keep them out of debt. Their team has the knowledge and experience to negotiate better deals on your behalf and guarantee this effort if you register with them.

Only one monthly instalment

They have the mandate and relationship to negotiate with your creditors on your behalf in order to obtain a lower payment structure which in turn will help consolidate your debt.

By calculating your debt and converting it into one lump sum, your monthly instalments will be divided across all of your creditors in separate agreements.

Their assistance extends to those individuals who are struggling with debt as well as businesses with financial problems.

Effective debt solutions

Through constant communication they will walk the journey with you, every step of the way, keeping you on track with your debt solution.

They do not offer personal loans, instead, they offer you a solution to get out of debt. With the, you can access debt review, loan consolidation, administration, sequestration, and voluntary debt restructuring.

Voluntary debt review

This is where you don’t qualify as over-indebted, but are still unable to settle your personal debts. They will then work with you to tailor a realistic budget. Each client is individually assessed to establish these plans for moving forward with their debt.

Debt counsellor

Taking the time to talk with one of their trained debt counsellors will help you find an effective solution e.g. debt review.

As soon as a debt counsellor has established that you’re over-indebted and require debt review, they will negotiate lower monthly instalments with your creditors on your behalf.

This will allow you to retain your assets while settling your debts, all at an affordable fixed monthly payment. By undergoing this process before your creditors take legal action against you, you will avoid being blacklisted or receiving any judgments against your name.