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Cyber Finance

image of Cyber Finance
image of Cyber Finance

About – Cyber Finance

We are a company based in Cape Town that to date has helped many South Africans through debt counselling.

Today, Cyber Finance has a staff complement of over 60 experienced individuals and has, through expertise and positive relationships with credit providers, changed the lives of more than ten thousand South Africans. We have over a decade of experience and our team are experts in their fields.

Our team

We work with clients that are over-indebted and unable to pay their accounts. We have assisted thousands of clients through the hard years at work in resolving their debt problems. We aim to build a lasting relationship with our clients and strive to keep them out of debt. Our team has the knowledge and experience to negotiate better deals on your behalf and guarantee this effort if you register with us.

Lower payments

We have the mandate and relationship to negotiate with your creditors on your behalf in order to obtain a lower payment structure which in turn will help consolidate your debt. We calculate your debt and convert that into one lump sum so that your monthly instalments are divided across all of your creditors in separate agreements.

Affordable repayment structures

Our assistance extends to those individuals who are struggling with debt as well as businesses with financial problems. 

Services – Cyber Finance

Through constant communication we will walk the journey with you, every step of the way, keeping you on track with your debt solution.

Debt solutions

We do not offer personal loans, instead, we offer you a solution to get out of debt. We can provide you with debt review, loan consolidation, administration, sequestration and voluntary debt restructuring.

Voluntary is in the case where you don’t qualify as over-indebted, but are still unable to settle your personal debts due to poor management of your finances. We then work with you to tailor a realistic budget. Each client is individually assessed to establish these plans for moving forward with your debt.

Debt counsellor

Taking the time to talk with one of our trained debt counsellors will help you find an effective solution e.g. debt review. As soon as a debt counsellor has established that you’re over-indebted and require a debt review, they will negotiate lower monthly instalments with your creditors on your behalf.

This will allow you to retain your assets while settling your debts, and all at an affordable fixed monthly payment. By undergoing a debt review before your creditors take legal action against you, you will avoid being blacklisted or receiving any judgements against your name. 


Summary of Services

  • DEBT consolidation


Cyber Finance – your number one debt solution

We believe in the financial wellness of all South African citizens and continually strive to provide excellent service.

We are the ultimate solution to your debt problem. Apply with us today and together we will take the next step to help you become financially independent again.

You will benefit from signing up with us

We will be the mediator between you and your creditors and will negotiate with them on your behalf, as well as protect you against judgements and harassments. We aim to professionally facilitate you in becoming debt free. If you are overwhelmed by debt, then now is the time to act and your first step is to apply to us.

Apply online

Complete our online loan application and a debt counsellor will promptly get back to you with a plan to help you get rid of your debt.  We will need a copy of your South African ID, payslips and bank statements. We will also need a list of all of your creditors and the amounts owed to them. Your debt counsellor will contact your creditors and negotiate a better payment structure on your behalf.

We will also present a court order to your creditors that will protect you from harassment. After negotiating with your creditors, we will offer you an agreement that includes a reduced monthly repayment amount in order to consolidate your debt.

The weight of accumulated debt can make you feel helpless when you are unable to pay your accounts. At Cyber Finance, we will help you lift the weight of your debt through debt counselling and debt consolidation. 


Customer Reviews & Testimonials

 Contact Details

13 Heerengracht St, Cape Town City Centre, Cape Town, Western Cape, 8001, South Africa
Ph: 021 823 9623
Em: info@cyberfinance.co.za

 Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –