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Debt Fresh

image of Debt Fresh
image of Debt Fresh

About – Debt Fresh

We are a leading debt counselling firm in South Africa that is dedicated to helping you regain your financial stability. Our team of esteemed and registered debt counsellors is here to help you, from expert debt advice in dealing with the creditors.

We will restructure your debt repayments through debt counselling to specifically suit your budget, buy you some much needed time to get back on your feet and lastly, get you out of debt in no time! We’ll help you from start to end.

Get out of the debt trap

Not too long ago, obtaining credit was easy in this country. South Africa’s business and financial institutions were more than happy to offer South Africans with the finance to live beyond their means. So many of us fell into this debt trap and the economic recession, arguably one of the toughest to date, resulted in over 9 million South Africans struggling with serious financial trouble.

To date we have assisted endless South African’s, from all walks of life, being doctors and lawyers to business owners and the general public. When you feel that you are overwhelmed by your debt and that you cannot afford your monthly payments, it means you are in a position where you need help, and we’re here to offer it to you through debt consolidation and review.

Services – Debt Fresh

We know debt better than anyone available in the industry.

That is why we will help you in achieving a scenario where you have just one affordable monthly instalment, as well as protection from any legal issues arising due to your debt.

We ensure that your creditors are paid every month and protect you from harassment.

Debt counselling requirements

In order for us to process your debt counselling request, we will need you to furnish us with your particulars.

We will need a clear copy of your South African ID, a recent payslip, your marriage certificate (spouse details and income details if you share expenses), all of your creditor details and all legal documents you have received from creditors.

Consolidation debt

At Debt Fresh, we do not lend money, nor do we provide an instant fix that will clear your debt.

We provide a long-term solution, which will ensure that you stay out of debt as well as offer you an affordable single monthly instalment on your consolidated debt.


Summary of Services

  • DEBT Counselling
  • DEBT Review 


Debt Fresh – your pathway to financial freedom!

We offer you a step by step process to help relieve you of all your debt!

Become debt free

When you sign up with us, we will help you to calculate all of your debt and restructure your payments into one affordable monthly instalment. All South Africans who have a monthly salary and more debt than they can afford, qualify for our services.

We care about our customers and we strive to offer you a product of quality and complete transparency. Our employees are passionate about helping you become debt free, so you can rest assured that your priorities are always front of mind.

Confidentiality guaranteed

We understand that your financial situation is something that you require to be handled discreetly. We also understand that you wouldn’t be comfortable with anyone knowing that you are seeking debt assistance. At Debt Fresh, we guarantee you that none of your information will be disclosed to any third party or person, as we will protect your personal information at all times.

Fast service delivery

Once you submit your application, we will process it within 2 days. Furthermore, we will restructure your payments with your creditors within just 60 days, depending on how quick your creditors correspond with us as per our requests.

How to apply for debt review?

 Step 1:

Contact us for your first assessment. You can do this by either calling us or by sending us an email. Please make sure that you include all of your supporting documentation. The information you send us will help us calculate whether or not you qualify for a debt review. Thereafter, we will contact you to discuss your payment plan and the terms regarding being under debt review.

Step 2:

We will verify and assess all of your personal information and create a proposal for you. The proposal will include a repayment amount that covers all of your outstanding debt, at a reduced fee, which we will negotiate with your creditors.

Step 3:

We will contact all of your creditors and let them know that you are under debt review. They will be issued with a legal document, and this will keep you clear of harassment from creditors every month. We will also negotiate lower repayment terms with each creditor on personal loans and credit cards before we finalise your contract.

Step 4:

We supply you with a new budget and payment plan. Each payment will be distributed amongst all of your creditors at a reduced payment rate. We will use a debit order to collect the money every month on the same day until your debt has been paid in full.

At Debt Fresh, we will help you eradicate all the debt you have accrued, and rid you of that helpless feeling whenever you think about your finances. With a team of professionals, we will restructure your debt so that you can afford to live the life you have always dreamt of. Apply to us today and we will set you on the path to financial freedom!


Customer Reviews & Testimonials

 Contact Details

91 Mangold St, Newton Park, Port Elizabeth, Eastern Cape, 6055, South Africa
Ph: 087 237 9901
Em: info@debtfresh.co.za

 Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday 08:00 – 13:00
  • Sunday Closed –