Rating based on 45 reviews

Debt Solutions 4 U

  • Protection from creditors
  • Tailored debt management
  • Restructured payment

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Author Debt Solutions 4 U. Screenshot of Debt Solutions 4 U website.
[Accessed May 13, 2018]

Debt Solutions 4 U - Let us help you manage your money better

We are a company of accredited counsellors and will assist you in becoming debt free by providing you with a qualified debt counsellor who will contact you to explain the best way to resolve your financial problems.

All our counsellors are NCR accredited.You can rely on strict confidentiality as all your information supplied is kept securely on our side, and we do not disclose information to any other institute or third party.

We have long-lasting relationships with creditors

We have built up solid and long-lasting relationships with credit providers over the years we have been in the industry. To get you registered with debt counselling, a qualified debt counsellor will analyse your financial situation and further negotiate on your behalf to your creditors, resulting in reasonable repayments plans for you.

When you register with us, it’s important to note that its obligation free. After the assessment, you are still free to decide whether you will go through the counselling process to become debt free or whether it is not an option for you.

Long-term debt solutions

Debt solutions for you will offer you a range of benefits when you need assistance with debt.

We offer debt consolidation

At Debt Solutions 4 U, we do not lend money, nor do we provide an instant fix that will clear your debt. We provide a long-term solution, which will ensure that you stay out of debt as well as offer you an affordable single monthly instalment on your consolidated debt.

Application requirements

In order for us to process your request, we will require some personal documents. We need a clear copy of your South African ID, a recent payslip, your marriage certificate if married (spouse details and income details if you share expenses), all of your creditor details and any legal documents you have received from creditors.

We have a passionate and experienced team

You will get a personal debt counsellor to guide and assist you through the debt review agreement. Contact them if you need any advice or information throughout your contract with us. We will cover you with legal protection against any unnecessary harassment from creditors, and your debt counsellor will deal directly with your creditors.

Debt Solutions 4 U – Debt counsellor

  • Loan Type Debt review

Benefits of Debt Solutions 4 U

  • Protection from creditor harassment
  • Personalised debt management
  • Restructured debt repayments

Debt Solutions 4 U – effective debt solutions

In today’s economic climate, it is quite difficult to claw your way out of overwhelming debt, but not impossible. Though it might seem as though you’re on your own, we are here to make it easier for you.

We offer you a number of solutions and we will make your monthly instalments much smaller than what you are paying now.

Sign up with us and become debt free

Upon signing up with Debt Solutions 4 U, we will take all of your current debt and design a restructured payment plan, into one affordable monthly instalment. We care about our customers and we strive to offer you a quality product, and our employees are passionate about helping you become debt free through debt consolidation.

We have the debt solutions for you

We will contact your creditors and propose an agreement which includes a reduced payment amount in order to consolidate your debt into one affordable monthly instalment, meaning it will be less than the amount you had to pay on your accounts.

We will sign a contract with you until all your debt is settled and you’re cleared from the credit listing. Your new monthly instalments will be paid by you to the Payment Distribution Agency (known as a PDA – an NCR approved agency). The PDA is responsible for paying your instalments to the creditors that we have arranged agreements with directly.

Your debt counsellor is always at your disposal for any advice you require, and he or she will also ensure your monthly repayments to the PDA are being met.

Once your debt is completely settled, we will provide you with your achieved clearance certificates. The debt counsellor then informs all credit bureaus to remove you from the debt review database, enabling you to freely apply for credit again.

We offer a simple application process

Step 1

Start by completing the online loan application form and we will assess your debt situation. Once you have submitted your application one of our debt counsellors will promptly contact you.


Give us a list of all your creditors, as well as the outstanding amounts. We will do a thorough assessment of your debt, and see if you qualify for debt review.


We will establish if you are over-indebted. In this case, you will need to make use of our debt review service.


We will contact your creditors and negotiate a lower payment rate on your behalf. Your debt will be consolidated into one affordable monthly payment which will be divided across your creditors.


If you have legal troubles, we will represent you in court as well in order to obtain a letter for your creditors. In this way, we protect you against creditor harassment.

Overwhelming debt can make you feel helpless. However, we are here to alleviate your stress through debt solutions like debt counselling. You first need to make the choice to change your financial situation and we will do the rest!

Customer Reviews & Testimonials

February 2019

Thanks to Debt Solutions 4 U, I am paying a reasonable loan together with the interest rates.

Nokubunga M
— Durban —

April 2019

Convenience is key when you are applying for credit at Debt Solutions 4 U.

Palesa D
— Parys —

Debt Solutions 4 U Contact

Contact Number


  • not available


Physical Address

  • Unit 13, Cradock Centre, Cradock Ave, Lyttleton Manor Centurion Gauteng 0157 South Africa
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Opening Hours

  • not available