Rating based on 56 reviews

Debt Rescue

  • Debt rescue plan
  • Free debt assessment
  • Affordable repayments

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Author Debt Rescue. Screenshot of Debt Rescue website.
[Accessed May 13, 2018]

Debt Rescue - Let us help you become debt free

Debt Rescue is one of the top players in the debt field. This has resulted in us achieving an impeccable reputation countrywide.

At Debt Rescue our clients come first and we strive to deliver a level of service that our clients can be proud of. We have the resources available to us to provide consumers with the best debt help possible, and that is why we are known for being one of the best in South Africa.

National Credit Regulator

When it comes to debt counselling, we only use the best! Our staff are specialist attorneys who have established networks of all over South Africa and who always keep up to date with the latest changes in the law pertaining to debt counselling. Our fees are in line with the National Credit Regulator (NCR) and are included in your debt repayment plan.

We have established relationships with creditors

Debt Rescue has established some paramount relationships with creditors throughout the industry including large banking institutions, leading to the process of settling matters and disputes with creditors far quicker and easier, ensuring a success rate that is unmatched as a whole.

Let us help you

Many South Africans are struggling with debt problems and it is up to you to make a change. When you sign up with us at Debt Rescue, you are on the road to recovery from your debt problems. We will help you to consolidate your debt into one amount, you will then only have one amount to focus on paying every month.

We will aid you against the endless demands that your creditors may present to you, and essentially offer you an affordable payment to pay off your accrued debts.  All of this in a few easy steps, the first step is to apply.

Effective debt solutions

We can offer you an effective solution in reducing your financial burden.

Our debt counselling processes

The first step is to complete an online loan application form and furnish us with the account details of all your creditors. Consultations typically take place telephonically and by e-mail, but you’re welcome to do it in person.

From your submitted accounts, we are able to determine whether you are over-indebted or not. If you are over-indebted, our obligation at this point to inform all your creditors as well as the Credit Bureaus that you are under debt review. Your credit providers, then provide us with all the balances and other necessary information pertaining to your accounts.

One affordable monthly payment

You will immediately start paying a single and reduced monthly instalment under debt review which will be affordable to you. During the first 60 working days of debt review, legal action may not be taken against you as you are protected by the National Credit Act in this regard.

Once we have received all the account information, we will restructure an effective payment plan for you, and further negotiate with your credit providers where possible to reduce payments on personal loans and credit card debt as well as store accounts and more. After negotiations with your credit providers, your new restructured payment plan is issued to all your Creditors and this payment plan takes effect.

We will do the hard work for you

This newly designed plan will reduce your monthly debt repayments to an affordable amount in your budget, leaving you with enough money for your day to day living expenses. We also instruct our attorneys to apply to the court to enforce your restructured payment plan a court order. You will not be obliged to appear in court yourself, as your debt counsellor will be the applicant in this case, unless of course, that particular magistrate requires you to be there.

Debt Rescue – Debt counsellor

  • Loan Type Debt review

Benefits of Debt Rescue

  • Maximum Loan; 85% of the value of your property
  • Bond repayment; May not exceed 30% of your gross monthly income

Debt Rescue wants to see your debt free

The National Credit Act (NCA) introduced debt counselling into the debt industry to assist over-indebted consumers, by developing a repayment plan, that is affordable to you as well as acceptable to the creditors to whom you owe money.

This process is intended to help over-indebted consumers that struggle with debt, through budget advice, rates and terms negotiation with credit providers to allow for reduced payments and the restructuring of debts.

How do I qualify for debt counseling

To qualify for debt counselling, you need to be defined as over-indebted by the NCA – in other words, you are unable to meet all your financial obligations on a monthly. This is determined by a debt counsellor it’s basically when you’re unable to afford your minimum monthly instalments.

There are huge benefits involved

We will help you pay off your debt with a debt consolidation loan. This loan option means having just one affordable monthly payment. This will afford you the access to extra cash every month to spend as you see fit.

Your monthly instalment will be reduced to a lower amount and with this loan option, you are able to settle it over a longer period while we handle your creditors on your behalf. Important to note as well is that you will be protected by the National Credit Act against becoming blacklisted. 

Debt Rescue will help you out of the overwhelming debt trap with our debt counselling and set you on the road to financial freedom.

Customer Reviews & Testimonials

November 2018

The interests that I received from Debt Rescue on my loan are affordable and reasonable.

Janice C
— Cape Town —

October 2018

I am so happy I chose Debt Rescue; I would have never been able to come out of my financial difficulties.

Rebecca M
— Nelspruit —

Debt Rescue Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 7241, Birchleigh, 1621, South Africa

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed