Rating based on 4 reviews


  • Quick services
  • Low-interest starting from 5%
  • Repayment up to 10 years

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Author Finsap. Screenshot of Finsap website.
[Accessed January 31, 2023]

About Finsap

Have you been looking to buy your dream home

Would you like to invest in property? Maybe you were lucky enough to have found yourself a starter home and would like to move away from renting.

If you require a home loan, otherwise known as a mortgage loan, then Finsap Loans is the answer for you and all your home loan needs! Finsap Loans offer loans over multiple different terms which include; short-term, medium-term, and long-term, all according to your own personal and financial needs. If you are considering investing in a property of your own and require a home loan - a long-term home loan from Finsap Loans would be the best option for you!

Finsap offers loans to people who have bad credit

Finsap Loans has been operational, as an independent finance and loan company, for more than 10 years. They provide different types of credit loans, like business loans, personal loans, consolidation loans, mortgage loans, and general loans throughout South Africa and other parts of Africa.

Finsap Loans offer home loans (mortgage loans) to both non-blacklisted clients as well as those who are currently blacklisted. If you are a prospective blacklisted client then please do not allow this to get in your way, because Finsap Loans certainly will not. Finsap Loans offers financing solutions for people who are blacklisted or have bad credit.

Finsap Services

The long-term loan, in this case, your home or mortgage loan, has a period anywhere of 3 years or more.

This of course depends on how much you would like to borrow and how much you can afford to pay in monthly instalments. Finsap aims to make your repayments as affordable and manageable as possible.

Efficient online home loan applications

Applying for your home loan is just a click away. Finsap Loans offer you the simple and quick online loan option of applying for the loan to secure your dream home wherever you may be, by filling out the application form online. The application itself takes up to 5 minutes, without having to blindly find your way through any unnecessary or overcomplicated questions. This is just another way of helping you realize your dreams sooner than you thought would be possible.

If you are not sure how much you can afford to pay in monthly instalments and therefore not quite sure how much you can borrow, then take a look at Finsap’s website and make use of the loan calculator to help you to get a better understanding of what your options are.

Affordable loan services in ZA

When applying for a home loan on a long-term loan, you will get some great advice and guidance from your very own Finsap professional agent. This serves as a great help when entering into a long-term loan because often these long-term repayments can seem daunting and quite intimidating. With the help of your professional agent from Finsap Loans, this can be avoided altogether.

Finsap – Home loan

  • Loan Type Home loans
  • Interest Rate from 5%
  • Repayment 1 month to 10 years

Benefits of Finsap

  • Affordable rates
  • Flexible loans
  • Quick approval

Value-added financing solutions

One of the most important things for Finsap Loans is to help you grow.

Therefore Finsap’s goal is to facilitate social change and economic development. This is so that all those who are long-term clients with Finsap Loans, will certainly experience opportunities that will enable real, positive development, financially.

Another extremely important value held at Finsap Loans is that of responsible access to credit. It gives our clients peace of mind to know that their loan is secured by a mortgage provider that is committed to making a difference.

Become a happy client

Finsap Loans has a huge, happy customer base with many testimonials and case studies with stories about how clients have been more than satisfied as a result of partnering with Finsap Loans for their homes and other types of loans. Buying your first home or dream home is possible because Finsap Loans are just one click away. Why would you waste any more time?

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Finsap is a trusted & reliable provider of home loans

In our review, Finsap adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Finsap is a registered credit provider in South Africa: NCRCP 10078

Customer Reviews & Testimonials

August 2020

Thank you very much Finsap, for helping us with the buying of our home. A very warm thanks to you for your patience with us. We greatly appreciate all you have done. The realtor said he would rec...

Pieter K
— Soweto —

November 2019

The easiest process ever from a loan company

Jan J
— Rosebank —

May 2020

I thank you for an extremely professional job helping get my loan completed, my experience was very easy.

Nelson B
— Roodepoort —

Finsap Contact

Physical Address

  • 125 West Street Sandton, Johannesburg Gauteng 2196 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 17:00
  • Sunday – Closed