Rating based on 42 reviews

Hippo Loan

  • Compare home loans
  • Low-interest starting from 9.5%
  • Repayment up to 30 years

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Hippo homepage
Author Hippo. Screenshot of Hippo website.
[Accessed May 13, 2018]

Hippo - Fast loan and insurance comparing website

Hippo.co.za was founded in 2007 as a free comparison service website that helps you compare quotes from insurance companies and personal financial products. Our website allows you to click and compare a wide range of proudly South African products from a wide range of service providers.

Before Hippo, the client would need to phone around to different companies trying their best to get quoted on everything from life insurance to home loans. This cost not only time but also money and was a very frustrating process. Hippo.co.za saw a gap in the market and decided to provide a service to take the frustration out of getting a quote and making sure the client gets the best deal so they have a choice to compare the different option available side by side.

What we do

Hippo.co.za helps you compare a wide range of South African service providers in minutes via our instant real-time search results. Our comparing service includes comparisons on Motor insurance, Home insurance, Business insurance, health, life insurance, personal loans and more. We take the hassle out of getting quotes and comparing services. If you are interested in specific product or service we will even put you in touch directly so that you can continue the transaction.

Our research over the last few years has proved that we have saved South African citizens hundreds of rands per month on various products and services. We have helped thousands of happy clients and our service continues to develop and grow.  

How it works

We make use of cutting-edge technology to provide you with the quotes you need when you need them most. You click and compare the quotes side by side. Our quotes are competitive and pulled directly from our service providers.

Our service is 100% free

The best part about hippo.co.za is that it’s 100% free for our clients to make use of. We make our money by charging our partners such as large South African banks and insurance providers a small fee when a client decides to find out more about the specific partner that we suggested in our comparison quotes. 

Insurance and loans all on one website

Using hippo.co.za couldn’t be more simple. Simply visit our product page and choose the option that you need.

Our product range covers the following:

  • Car insurance
  • Home insurance
  • Household insurance
  • Loan finding service
  • Mortgage finding service

Once you have made your selection you will be asked to complete the quick quote form. The quote will appear and all you have to do is to compare and find the product that best suits your individual needs. We order the quotes according to price to make it completely fair to our providers and to make it easy for you to compare prices. Once you have found what you are looking for, simply click the “I’m interested” button. We will then put you directly in touch with the specific service provider and help you through the rest of the process.

We are part of the Telesure group

Hippo.co.za is part of the Telesure group but we are a completely separate business. We pride ourselves on being completely unbiased and arrange all products and services by price so that no provider is favored in any way.

We partner with the most trusted brands

We only partner with the most trusted brands that guarantee customer satisfaction. We are anle to find you the best deal when it comes to a wide range of personal financial services like short-term loans and credit cards, insurance, banking and other products. Some of our partners include:

  • Prosper
  • Altech netstar
  • Different life
  • Standard Bank
  • Spectramed
  • Simply
  • 1st for women
  • Mobilife
  • Tracker
  • Union life
  • Dialdirect
  • Key health medical scheme
  • Virseker
  • Chubb
  • Get bucks and many more.

Hippo – Home loan

  • Loan Type Home loans
  • Interest Rate 9.512.5% p/a
  • Repayment 5 years to 30 years

Benefits of Hippo

  • Expert home loan consultants
  • The bond approval rate is higher
  • A free loan comparison service

Hippo - Compare loans and save

You have found the home that you have always fanaticised about and now you need a little bit of assistance in order to purchase it in the form of a home loan.

Visit hippo.co.za and we will get you quotes from a range of online loan providers that you can easily click between and compare.

In order to get you the quote you need, we will need some of your personal information such as:

  • Your full name and surname
  • Your ID number
  • Proof of income – last 3 bank statements
  • Proof of address – not older than 3 months

The financial institution will then run a credit check to make sure that you will be able to afford a home loan and the repayment terms. They will check for any financial irregularities, poor payment history or debt review.

What is the loan to value amount?

The loan to value amount refers to the calculated percentage of your home loan deposit amount against the property value. The more you put down as a deposit the less interest you will pay over the duration of the loan period.

What home loan best suit my needs?

Choosing the correct home loan to suit your needs depends on your affordability and what you are looking for. It is always advisable to use a reputable lender and to read the terms and conditions very carefully. Sometimes a deal may look good on paper, but once you scrutinize it, you might find out that it isn’t as great as you originally believed.

Make sure that the online loan application you send in filled in correctly and that if you have had financial difficulty in the past, you disclose it up front. Otherwise, your application might be declined.

Should I approach my bank for a home loan?

Most people think that approaching your bank is most likely option to have your home loan approved. However, banks are there to make money and have high targets that they need to meet. Although you might have a good relationship with your banker, home loans through banks usually cost more and don’t offer very much flexibility.

Should I approach a bond originator?

Bond originators in South Africa are there to help process your bond on behalf of you the buyer, by using a bond originator your application will be processed quickly. They will also be able to let you know of any issues that you might have on your application and sort them out before your application is declined.

The bond originator is usually paid by the bank once your application has been successfully approved. This will guarantee that you receive great customer service and that your application will be processed very quickly.

Contact us

To contact us, simply log onto www.hippo.co.za and fill in our contact us form. Then one of our friendly consultants will contact you back. 

man holding thumbs up

Hippo is a trusted & reliable provider of home loans

In our review, Hippo adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Hippo is a registered credit provider in South Africa: FSP16357

Customer Reviews & Testimonials

August 2018

With the assistance of Hippo I was able to get the loan that I needed to finance my dream home. It can be difficult scouring the market for the perfect deal but Hippo employees are professionals ...

Gregory M
— Cape Town —

November 2018

The great thing about Hippo is not only that they do all the work for you but rather that they do all the work for free! I do not know what I would do without our friendly neighbourhood Hippo!

Janine M
— Oudshoorn —

May 2019

When I was looking for the perfect lender for my home loan I discovered Hippo to assist me. When they found me a lender they queried about potential home insurance providers and I now have a deal...

Michael D
— Boksburg —

Hippo Contact

Physical Address

  • Auto & General Park, 1 Telesure Lane, Rivergle Midrand Gauteng 2191 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 13:00
  • Sunday – Closed