- Pre-approval in 2 minutes
- Low-interest starting from 5%
- Repayment up to 30 years
[Accessed March 28, 2023]
About Mortgage Market
Mortgage Market is a well-established mortgage brokerage that has been operating in South Africa since 2006.
Founded by Shaun Rademeyer, a seasoned mortgage professional with over 20 years of experience in the industry, they’ve grown into one of the leading mortgage brokers in the country.
Over the years, Mortgage Market has built a reputation for providing personalised service and expert advice to customers looking to finance the purchase of their homes.
They’ve also developed strong relationships with banks and lenders, which allows them to offer competitive interest rates and loan terms.
Today, Mortgage Market continues to be a trusted and reliable partner for customers looking to navigate the complex world of home financing in South Africa.
Mortgage Market's core values
- Professionalism: They strive to maintain the highest levels of professionalism in all their interactions with customers, lenders, and partners.
- Expertise: They believe in providing expert advice and guidance to customers, based on their extensive knowledge of the South African property market and the home financing industry.
- Integrity: They value transparency and honesty in all their dealings and strive to build trusting relationships with their customers.
- Customer focus: They put their customers' needs first and work tirelessly to find the best home loan products to meet those needs.
- Innovation: They embrace new technologies and ideas to continuously improve their services and provide innovative solutions to their customers' home financing challenges.
What gives them a competitive advantage?
Mortgage Market is a technology-driven company that leverages cutting-edge tools and platforms to make the home loan process as smooth and efficient as possible for you.
They offer a range of online resources, including a home loan calculator, a mortgage bond indicator, and an affordability calculator, to help customers understand their financing options and make informed decisions.
Additionally, they’ve developed their own proprietary software platform that enables them to quickly and accurately match customers with the best home loan products for their needs. This platform also allows them to streamline the application and approval process, reducing the time it takes to close a loan and helping customers get into their new homes faster.
Mortgage Market Services
If you're looking for a mortgage broker to help finance your home purchase, Mortgage Market is a great option to consider. As a mortgage brokerage, they work with multiple lenders to help you find the best possible mortgage product to fit your specific needs.
They specialise in helping first-time homebuyers navigate the often complicated process of buying a home and can also assist with refinancing options.
In addition, they provide expert advice and guidance on a variety of related topics, including property valuations, legal issues, and insurance. With a focus on personalized service and expert advice, they’ve earned a reputation as a trusted partner for homebuyers throughout South Africa.
The incredible benefits:
- Choice: They work with multiple lenders, giving you access to a wider range of mortgage products than you might find by applying with a single bank.
- Expertise: their brokers are experts in the South African property market and the home financing industry. They can provide personalised advice and guidance based on your specific needs and circumstances.
- Time-saving: They can streamline the application and approval process, potentially saving you time and hassle compared to applying directly with a bank.
- Competitive rates: By working with multiple lenders, they can help you find the most competitive interest rates and financing terms for your mortgage.
- Convenience: Mortgage Market provides a one-stop shop for all your home financing needs, including providing information on property valuations, legal issues, and insurance.
Benefit from having experts on your side
The team at Mortgage Market is made up of experienced and knowledgeable mortgage brokers who are experts in the South African property market and the home financing industry. They understand the home financing landscape in South Africa and can help you flawlessly navigate the process of buying a home with ease and confidence.
A gem for first-time home buyers
Working with a mortgage broker can be especially valuable for first-time home buyers who may not have experience with the home buying process or may not fully understand the various home loan products available to them.
A broker can provide expert advice and support to help you make informed decisions and find the right home loan product for your needs and budget.
Mortgage Market – Home loan
- Loan Type Home loans
- Interest Rate 5 – 13% p/a
- Repayment 15 years to 30 years
Benefits of Mortgage Market
- Pre-approval won't affect your credit score
- Compare home loans
- Get pre-approval in 2 minutes
Do you qualify for a home loan? Let Mortgage Market help you find out
When you work with Mortgage Market, you can expect to receive personalised service and expert guidance throughout the home financing process.
Their brokers will take the time to understand your unique needs and circumstances and help you find the best possible mortgage product to fit your specific requirements. They’ll also guide you through the application and approval process, providing support and guidance with every step of the way.
In addition, Mortgage Market can assist with a range of related services, such as property valuations, legal issues, and insurance, to help ensure that you have a smooth and stress-free home-buying experience.
With their commitment to customer service and expertise in the South African property market, you can trust that you're in good hands.
Knowledge is power: The process of applying for a home
- Prequalification: Before applying for a home loan, you may want to consider getting prequalified by a lender or mortgage broker. This involves submitting some basic financial information, such as your income, debts, and assets, to help determine how much you may be able to borrow.
- Documentation: To apply for a home loan, you'll need to provide documentation that proves your income, employment status, and other financial details. This may include pay slips, bank statements, and tax returns, among other documents.
- Application: Once you have your documentation in order, you can complete the home loan application process. This typically involves filling out an application form and submitting your documentation to the lender or mortgage broker.
- Underwriting: After you submit your application, the lender or mortgage broker will typically review your documentation and assess your creditworthiness. This process is known as underwriting and may involve a thorough review of your financial history and credit score.
- Approval and Closing: If your application is approved, you'll typically receive an offer for a mortgage product with specific terms and conditions. You'll need to review and sign the offer, and the lender will then schedule a closing date to finalize the loan and transfer ownership of the property.
When applying for a home loan, you'll typically need to provide the following documentation:
- Proof of identity: A valid South African ID or passport.
- Proof of income: You'll need to provide documentation that proves your income, such as pay slips, bank statements, or tax returns.
- Employment details: You may need to provide proof of your employment, such as a letter from your employer or a copy of your employment contract.
- Property details: You'll need to provide information about the property you want to purchase, including the purchase price, the address, and any relevant property documents.
- Financial information: You may need to provide information about your financial commitments, such as any existing loans, credit cards, or other debts.
- Bank statements: You'll need to provide recent bank statements to show your financial history and transactions.
Here’s where Mortgage Market’s services become priceless
If you have a low credit score, it may be more difficult to qualify for a home loan with a traditional bank or lender. However, a mortgage broker may be able to help you find alternative lenders who specialize in working with clients who have credit score issues.
Mortgage brokers can also help you improve your credit score by providing guidance on how to manage your finances and make responsible borrowing decisions. They may also be able to connect you with credit repair services or provide other resources that can help you improve your creditworthiness over time.
Customer Reviews & Testimonials
Mortgage Market made it so easy for me to find the perfect home loan provider! The platform is user-friendly and very easy to navigate. I was able to compare different lenders and rates quickly a...
— Johannesburg —
The platform is very intuitive and easy to use. I was able to compare different lenders and rates quickly and easily, and I ended up with a great mortgage that met all of my needs. I would defini...
— Durban —
I ended up finding the perfect mortgage for me. I would definitely recommend Mortgage Market to anyone in the market for a home loan.
— Cape Town —
Mortgage Market Contact
- 377 Rivonia Blvd, Rivonia Johannesburg 2128 South Africa
- Get Directions
- Monday Open – 24 hours
- Tuesday Open – 24 hours
- Wednesday Open – 24 hours
- Thursday Open – 24 hours
- Friday Open – 24 hours
- Saturday Open – 24 hours
- Sunday Open – 24 hours