Rating based on 84 reviews


  • Low interest rates
  • Get 100% finance
  • Best home loans

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Author Investec. Screenshot of Investec website.
[Accessed January 31, 2023]

Investec - Finance your dream home today

Investec is more than just a wealth manager, it is the go-to credit provider when it comes to home loans that are structured to the satisfaction of many South Africans.

Investec, with its long track record as a wealth enhancer since 1974, has since expanded to include corporate, institutional banking, private banking, wealth and investment, and asset management as part of its services.

Building legacies with premium property finance 

Integrity is at the core of Investec’s service culture. They offer clients the best service and advice, by putting client needs first when it comes to providing home loans at market-related interest rates.

Buying a home or business property? The asset management and property finance experts will always point clients in the right direction. Investec’s specialist banking programmes are aimed at high-earners, corporations, and government institutions.

Not just that, they specialise in giving clients advice on any property investment, while providing private clients, charities, and trusts with excellent financial planning management services.

Tailor-made financial solutions

Applying for a property or mortgage loan through Investec has been made even easier. Through a click of a mouse, potential clients can access a home loan with ease if they follow the instructions.

The easy-to-read headings and navigation menus make it easy as 1-2-3 for customers to research all their home loan product offerings. Investec puts service excellence high on its list of priorities and that is apparent when having to navigate through its website.

Their staff includes experienced lawyers and financial planners who will reply to queries almost immediately and put clients wanting home loans online on the right financial track.

In the market for a mortgage loan?  Investec is the go-to credit provider who will sort out their client’s property needs. 

Property finance that stand the test of time

Investec is a specialist when it comes to property funding and investment solutions. Their product offerings include office, retail, industrial and residential property.

They are experts at facilitating deals with their premium clients and will tailor every property investment portfolio to a client’s needs.

Investec is well-known for building and cementing client relationships on trust and honesty. They are experts at creating wealth for clients via a successful property portfolio.

Investec – Home loan

  • Loan Type Home loans

Benefits of Investec

  • Flexible repayment options
  • Wealth management
  • Competitive interest rates

Investec- Flexible lending to suit your needs

Realising the dreams of others with cost-effective Home loans.

Investec understands that owning a home is more than just a dream – it is also of the most important investments anyone can make.

Investec offers up to 100% financing on home loans and helps clients save on registration costs, initiation, and validation fees with well-structured investment plans.

Their website gives access to property financing options - one of them allows clients to reduce what is owing on mortgages by transferring additional funds from their private bank account.

Clients have access to unused funds once a year for the first 5 years. If they already have a private Investec account, they will not have to pay the monthly administration fee.

Experts in helping clients access commercial property loans. Investec is a leader in helping the business community to access commercial property loans.

The company is a global influencer when it comes to finalising deals in international property markets. Its pool of highly trained financial consultants will tailor a plan for the needs of any business.  

What Investec offers commercial property clients:

  • Access to excess funds in the form of a personal loan
  • Flexible payment plan options
  • Fixed interest rate (with the ability to link to prime)

Property investment banking benefits include:

  • Debt structuring
  • Strategic partnerships between developers and investors
  • Access to international property markets 

Want to apply for a Home loan or property loan

Potential clients can visit the website and click on the “apply now” button.  The customer is then directed to an electronic form, where personal details have to be provided.

A consultant will contact the applicant immediately and guide them through the rest of the online loan application process. Clients can call a consultant telephonically on the number provided on the website if they need more information.

Why anyone should choose Investec for residential property finance

  • Easy to manage online access
  • Reduced monthly instalments
  • Access to any unused portion of a loan for 364 days
  • The opportunity to pay the beneficiary for a home loan
  • Competitive interest rates
man holding thumbs up

Investec is a trusted & reliable provider of home loans

In our review, Investec adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Investec is a registered credit provider in South Africa: NCRCP9

Customer Reviews & Testimonials

March 2021

The great thing about Investec is that they take your individual needs into consideration. I was not happy with a few of the loan implications so they simply changed it to suit my preferences.

Andrew S
— Bethlehem —

June 2021

The Investec staff really knows how to pull out all the stops! Their consultants answered each and every one of my questions and put me completely at ease. I know my home loan is in good hands.

Patricia L
— Kroonstad —

January 2021

I was able to obtain the loan that I needed to purchase my business property through Investec. I now have premises for my business and can start with my new business venture.

Stephen M
— Phuthaditjhaba —

April 2021

I could get the dream home that I have always envisioned with the assistance of Investec. And it all started with a simple online application. Thank you for helping me move forward with my life t...

Jerry M
— Queenstown —

Investec Contact

Contact Number


  • not available


Physical Address

Investec Universal Branch Code

  • 580105

Postal Address

  • PO Box 785 700, Sandton, 2146, South Africa

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed