Rating based on 84 reviews


  • Low interest rates
  • Get 100% finance
  • Best home loans

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Author Investec. Screenshot of Investec website.
[Accessed May 13, 2018]

Investec - Finance your dream home today

Investec is known as the home of out of the ordinary, specializing in bank and asset management we build our business around you, our client and do everything in our power to put you first and keep you satisfied.

We believe in wealth management and aim our products and services for our clients. We have a far global reach with companies in the UK, Europe, Southern Africa and the Asia-Pacific.

We were originally founded in South Africa in 1974 and emerged in the UK in 1992 and have since expanded our divisions to include corporate, institutional banking, private banking, wealth and investment and asset management.

Our values  

Integrity is our core value, treating our clients with dignity and respect, but most of all integrity and honesty. We offer our clients the best service and advice, putting their needs first and using our talents to give you the best experience possible.

Asset management, specialist banking, wealth and investment

We strive to independently provide asset and investment management to our clients and institutions. Our specialist banking is aimed at our high earning clients, corporations and government institutions we specialize in lending such as property finance, trading and giving advice and investments.

We provide our private clients, charities and trusts with management services while offering expert advice and financial planning services.

We strive to make your personal wealth work grow, we do this through a combination of services including private banking, personal investment management, savings, financing and lending practices. Our financial experts include financial advisors and lawyers.

Tailor-made financial solutions

We believe having a website that is easily accessible for all is the first step in providing you with the excellent service that you deserve.

The easy to read headings and navigation menus make our website easy to use to optimize user friendliness. All the images that are used on the website have descriptive tags.

The colours that we have used ensure easy reading and there is an option to customize the colours should you have difficulty reading them. Abbreviations and acronym tags have been given in full to eliminate any confusion that the reader may encounter. Our website is very easy to use, but should you encounter any difficulty, please don’t hesitate to contact us.

Property finance

One of our key expertise is in property funding and investment solutions. We specialize in office, retail, industrial and residential property. We aim in assisting our clients to facilitate deals and tractions. We understand that each client is unique and has individual needs so we custom make a solution to fit your needs.

We build our client relationships on trust and honesty and help you create wealth for yourself from a successful property portfolio. Our home loan finance team has years of experience across different property sectors and understand the business better than most. We understand speed and agility is needed to capitalize on opportunities and not miss the deal of a lifetime.

Why should I choose Investec for residential property finance?

  • Easy to manage online access
  • Reduced monthly instalments
  • Access to any unused portion of your loan for 364 days
  • The opportunity to pay your beneficiary’s for your home loan

Investec – Home loan

  • Loan Type Home loans

Benefits of Investec

  • Flexible repayment options
  • Wealth management
  • Competitive interest rates

Investec- Flexible lending to suit your needs

When you need a little extra to tide you over we offer flexible lending solutions for property, vehicles and your lifestyle.

We tailor make our financial solutions to meet your unique needs and realize that no two clients are the same. We believe in providing you with the best deal possible and that means giving you the best interest rate possible as well. Our amazing staff will treat you with respect and handle your enquiry with speed and precision. We ensure a quick approval process and will keep you informed every step of the way. If you have any questions along the way our global client support centre is only a simple phone call away.

Home loans

At Investec, we understand the dream of owning your own home and we would like to help you make your dream a reality. We offer up to 100% financing on your home loan, plus the ability to save on registration costs, initiation and validation fees as well as expert advice.

Our website gives you online access to your property financing this means that you can easily reduce what you owe us by simply transferring additional funds from your own private bank account. You will be given access to the unused funds once a year for the first 5 years. If you already have a private account with us, you will benefit by not having to pay the monthly administration fee.

For commercial property finance you will reap the following benefits:

  • Access to excess funds in the form of a personal loan
  • Flexible payment plan options
  • Fixed interest rate (with the ability to link to prime)

Property investment banking benefits include:

  • Debt structuring
  • Facilitating deals
  • Expert advice and infrastructure funding
  • Strategic partnerships between developers and investors
  • Access to international property markets 

How do I apply?

To apply is so simple, please visit our website and click on the “apply now” button. Then you will be redirected to an electronic form. Provide us with your personal details. We will then get one of our friendly consultants to give you a call and guide you through the rest of the online loan application process.

Contact us

To contact us simply use our contact us page on our website, or call 011 286 9663/ 011 286 7777 or email us at [email protected]

Remember to follow us on Facebook and Twitter to keep up to date with all our latest developments. 

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Investec is a trusted & reliable provider of home loans

In our review, Investec adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Investec is a registered credit provider in South Africa: NCRCP9

Customer Reviews & Testimonials

March 2018

The great thing about Investec is that they take your individual needs into consideration. I was not happy with a few of the loan implications so they simply changed it to suit my preferences.

Andrew S
— Bethlehem —

June 2018

The Investec staff really knows how to pull out all the stops! Their consultants answered each and every one of my questions and put me completely at ease. I know my home loan is in good hands.

Patricia L
— Kroonstad —

January 2019

I was able to obtain the loan that I needed to purchase my business property through Investec. I now have premises for my business and can start with my new business venture.

Stephen M
— Phuthaditjhaba —

April 2019

I could get the dream home that I have always envisioned with the assistance of Investec. And it all started with a simple online application. Thank you for helping me move forward with my life t...

Jerry M
— Queenstown —

Investec Contact

Contact Number


  • not available


Physical Address

Investec Universal Branch Code

  • 580105

Postal Address

  • PO Box 785 700, Sandton, 2146, South Africa

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed