RMB - Financial and wealth management
We are a team of financial and wealth management specialists that focus on wealth and legacy management.
We listen to needs and help you manage, protect and grow your wealth. Our main focus is you and we strive to employ staff that holds the same ideals and values. When tradition meets innovation, our client is guaranteed the best banking products and services that are on offer. We adapt our investment banking solutions to each client to ensure that they will suit your individual needs.
Our First Rand family
We are part of the Firstrand family and are a division d FirstRand Bank Limited, we are the only fully integrated financial services group in South Africa. Out first and family gives us direct access to an impressive resource of intellectual capital. Since the creation of First Rand in 1998, the group has grown in earnings, assets and dividends. First Rand believes in sustainability as well as probability. To date, they have invested more than R1 Billion in social investment projects since 1998.
Our banking family includes:
- First Rand
- Rand Merchant Bank
- FNB insurance brokers
- FNB securities
Our service approach
We designed our business with your wealth creation in mind. Our private bank is dedicated to providing you excellent service, advice and innovative solutions. We know the difference between money and wealth and we would like to teach you the difference. We are dedicated to you and finding specialized property finance solutions for you. We give you access to your own private banker and help you understand your balance sheet and help guide you on your wealth, portfolio management, stockbroking and fiduciary requirements.
Flexible and convenient home loans
Owning your own home or buying property is a great investment opportunity.
We help you enjoy the flexibility and convenience of having a dedicated service by using our company you will have the opportunity to reap the following benefits:
We offer you a choice of different interest rate options
- We provide you with contact messaging that alerts you to activity on your account
- We offer a dedicated service for your day to day banking requirements that is available 24 hours a day.
- You will be assigned a private banker
- You will be given access to a team of Fiduciary lending and wealth management specialists
- Free digital banking
- Free card delivery
- No annual card fees or additional card fees
- Free debit orders and salary switching
- Discounted prices on smart devices
- Up to 40% discount on selected eBucks products
- Discount on flights and domestic car hire
Our flexible options offer you a financial management facility that gives you convenient access to your surplus funds from your home loan account through our online banking available 24 hours a day.
Switching your bond
If you already have an existing home loan, you can easily switch your home loan to the RMB private bank to gain all of the benefits offered.
We will help you to streamline the process and we will pay for any switching costs that might be charged. Just speak to your private banker to find out what steps you should follow.
RMB Bank – Home loan
- Loan Type Home loans
Benefits of RMB Bank
- Affordable home loan deals
- Competitive interest rates
RMB - We have reliable property finance
Commercial property is a very sound investment and is not typically influenced by the swings that are so prevalent in the residential property market.
RMB private bank is there to help you finance your commercial property and we offer exclusive offers for office, industrial, retail or residential properties. We are there to guide you when considering the other factors such as the tenant, the type of lease that is taken and the debt usability.
What documents do need to apply?
- Your completed online loan application form
- Offer to purchase
- Valid South African ID or passport
- Proof of your current residential address
- Assets and liabilities statement
- Business financial statements
- Bank statements
What kind of properties can apply for?
- Owner-occupied properties
- Commercial investment properties
- Commercial, industrial or retail property developments
- Residential and upmarket housing developments
Tailor made solutions to suit you
Each client will have different financing needs and goals in mind. That is why we tailor make property loan solutions that will be perfect for you and your individual circumstances. We will structure your repayment terms to suit your pocket and make sure that you get the best deal available to you.
Other ways to apply
- Contacting your private banker
- Contact the RMB private bank service suite
Keep your balance while earning interest
Once you have taken a home loan you will be able to switch to a single facility. This is “one” account. We consolidate your debt (the loan amount) and add it to your credit balance. This process enables your account to act as a debit and credit balance and allows you a preferential interest rate.
There is now no need to have two separate accounts. The single facility has a single balance at any one time. The interest on your outstanding balance is calculated daily. When your outstanding balance on your loan is reduced, you will save on the interest.
Are you a recognized property investor?
If you are a recognized property investor or developer, we can design a unique business loan solution custom made to suit your needs. We will assist you by using our vast experience reading the property markets and using our available resources. We will help you to further enhance and optimize your investment.
If you would like to contact us, please call your private banker directly for more information. Alternatively, contact us on 087 575 9411 we are available 24hours a day or visit. You could also visit our website www.rmbprivatebank.com or download the RMB private bank app on your cell phone. Contact us today for your exclusive and unique financing solution.
Customer Reviews & Testimonials
RMB has designed its entire lending and banking process around the creation of wealth for its customers. All of their products and services have fair interest rates and affordable charges making ...
— Bloemfontein —
Even though I had my mortgage at a different bank I could swap everything over to RMB Bank. Thank you for handling everything on my behalf and making the entire transition smooth!
— Benoni —
RMB Bank Contact
- No 5 Merchant Place, 9 Fredman Drive, Johannesburg, Sandton, 2196, South Africa South Africa
- Get Directions
- PO Box 785611, Sandton, Johannesburg, 2146, South Africa
- Monday 08:00 – 17:00
- Tuesday 08:00 – 17:00
- Wednesday 08:00 – 17:00
- Thursday 08:00 – 17:00
- Friday 08:00 – 17:00
- Saturday – Closed
- Sunday – Closed