SA Home Loans

SA Home Loans is a specialist mortgage finance provider that is helping many South Africans to purchase the home of their dreams.

Since its humble beginnings in 1999, the credit provider has assisted over 100,000 clients to buy the home of their choice.

They offer home financing, credit approval assistance, registration assistance, and ongoing loan servicing.

Putting the customer first   

SA Home Loans is on a mission to provide clients with the best home loan products in South Africa. They are perfectly positioned to fulfil this promise with their wide range of competitively priced products when it comes to home loans.

SA Home Loans is a registered credit services provider with great integrity and excellent customer service. Top of the company’s list is to ensure that investors and shareholders feel secure and get consistent returns.

Home loan clients in South Africa receive priority 

SA Home Loans as an established home loan provider has built up its reputation by putting customers first.

SA Home Loan believes that its clients are its partners and its key focus is on the following:

• Taking care and ensuring to take each client’s individual needs into account
• They are passionate about service excellence and integrity
• SA Home Loans prides itself on following up and after-sales service
• They ensure that the client’s home loan is working out and meets lifestyle needs.
• All deals are dealt with transparency in mind
• They guarantee no hidden fees or charges.

SA Home Loan has many different home loan options, including the standard version of home loans.

In South Africa most home loans have a 20-year term, however, there is now also a 30-year bond term available that makes it even easier for anyone to find the home of their dreams. Longer repayment terms help the client to manage cash flow better while a 30-year payment term will carry a lower interest rate.

Variable home loans offers an interest rate that is designed to suit a specific risk profile and flexible payment terms of 20 years.

If the client switches their home loans to SA Home Loans he or she can benefit from a quick loan option and get up to R75 000 in cash within 72 hours. 

Once a client’s home loan is finalised, he or she will have access to a few other credit offers. 

SA HOME Loans has the edge 

Edge is a unique product that is offered exclusively to SA Home loan clients – which is a 30-year term loan.

With this product, clients only pay the interest rate for the first 3 years. This provides buyers with smaller repayment for the first few years before it reverts to the standard home loan where interest is included for the remaining 20 years

It's perfect for clients that want to buy bigger homes – they know their income will increase to match their repayments. Or someone who is buying an investment property to fix it up and sell it again. Only the interest amount is paid while the house is being improved.