Rating based on 63 reviews

Yuppie Cash

  • Payday loans up to R3,000
  • Low-interest starting from 14%
  • Repayment up to 40 days

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Author Yuppie Cash. Screenshot of Yuppie Cash website.
[Accessed January 31, 2023]

Yuppie Cash - Fast convenient payday loans

At Yuppie Cash they make it their life’s work to provide you with short-term financial assistance when you need it the most.

They've been in the industry for over 15 years, and in this time have gained an abundance of experience in the financial services sector. They're proud of how fast and efficiently they deliver quick cash services to you.

Their vision

They're a business that comes with mounds of credibility and exacting standards. Their vision is to produce a contribution to the short-term loan industry that has to mean, simply providing you with a transparent service which complies with standards of best practice. They also strive to always maintain a professional and constructive relationship with you.

With roots in rural South Africa, Yuppie Cash recognises the talent and aptitudes of all South African citizens, regardless of background or location. They value each and every customer and their business has developed into a well-renowned and competitive player in the financial sector.

They comply with the NCA

As a registered credit provider complying with the terms of the National Credit Act, their business adheres to all government regulations where issuing payday loans is concerned. As a business, they're fully committed to serving your best interests, and you can see this in their efforts to provide you with a fuss-free application process.

Should the loan be approved, you can expect a transparent repayment that's affordable to you, and ultimately simple for anyone to understand. They don’t believe in nasty surprises, so don’t expect any!

Exemplary service delivery

Their employees are trained and equipped to handle your loan and undergo regular performance checks to ensure that they're still on top of their game offering exemplary service levels.

They'll always conduct their dealings with you in a professional manner. Keeping with today’s society, they offer online loan application services, with their call centres standing by to deal with any queries that you may arise.

Yuppie Cash prides itself on building trust and ensuring exemplary standards of professionalism. With their dedication and commitment to you, they aim to contribute unique services to the short-term loan industry.

First time payday loans up to R1 000

Its easy to qualify for one of Yuppie Cash’s amazing short-term loans.

You are permanently employed where you currently work, you have a bank account that your salary is deposited into on a monthly basis and lastly, there are no judgements, defaults or blacklists against your name.

Step-by-step application process

When applying, follow their step-by-step application process, it’s really easy and once they've received your request, one of their expert consultants will process your information.

They make sure that you’re always up to date with your payday loan, so they send out emails showing your loan status, but you can always sign in on their website if you want to know anything outside of those channels of correspondence. They'll be in touch with you if there is anything they require regarding documentation.

Upload your personal documents

Please ensure that always furnish them with accurate and true employment details, as they'll be confirming your employment.

Also, make sure to provide a detailed monthly expense list.

You’re then able to upload these documents online by logging into your profile that was created when you first applied. Alternatively, you can fax it to them if you prefer.

They'll send you an email advising you on whether your loan was approved or not. Should it be the former, your funds will reflect in your account within 24 hours. Simple, right? They think so!

They support responsible lending

Due to responsible lending being at the core of their work ethic, the maximum first-time loan amount will be R1000.

You're able to increase this amount by meeting your repayments on the agreed-upon date.

Yuppie Cash also reserves the right to decline bad credit loans to those who are blacklisted, have judgements against their name, or have defaulted with any other creditors.

They understand that not every month is as easygoing financially as others, but it’s important to note that if you don’t meet your end of the contract, there will be an R200 penalty fee charged. However, if you reach them promptly enough, they can come to an arrangement for payment.

Yuppie Cash – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 14%
  • Loan Amount up to R3,000
  • Repayment 5 days to 40 days

Benefits of Yuppie Cash

  • Instant loans
  • Payday loans

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Yuppie Cash teaches you all about responsible lending

As organised as people believe they are with their money or rather would like to be, it doesn’t help when emergencies arise, because unless they have extra money just sitting around, it usually means having to pull a few strings.

An instant cash loan is one of the quickest and easiest strings you'll ever need to pull to kick-start your finances until your next pay date. As soon as your loan is approved by them, don’t forget you need to apply some basic financial management to ensure that you meet your loan repayments and all is repaid smoothly within the agreed time.

How to manage your finances like a pro!

A payday loan is an ideal option for settling unexpected expenses, but it should always go hand-in-hand with a strong, well-thought-out financial management system, to ensure that your situation doesn’t get worse. Below are a couple of ideas that'll help you manage your finances:

  • Try not to over-extend yourself: Limit your daily expenses to items you can afford to pay for in cash. Don’t go about opening too many clothing accounts – only purchase items on credit if you are sure you can afford the monthly repayments.
  • Try to save each month: This one is tricky, but if you can spend less than you earn, you will end up building a nice little pile of savings which benefits you in the long run. Financial emergencies won’t seem so much like emergencies anymore!

Managing your loan like a pro!

If your application for a personal loan is approved, you’ll have to meet repayment dates as agreed to in your loan agreement. To ensure you do this without complications along the way, use the following tips and you’ll see how well you’re able to manage your loan:

  • Pay on time: Ensure that you have sufficient funds in your account when the debit order date arrives so that you don’t default on your payment.  

Communicate: If for any reason you believe you won’t be able to make your payment in time, let them know before the time and they’ll be happy to arrange something for you. This is far better than just hoping and wishing it’ll be okay and missing it, which could lead to additional charges or legal action.

man holding thumbs up

Yuppie Cash is a trusted & reliable provider of payday loans

In our review, Yuppie Cash adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Yuppie Cash is a registered credit provider in South Africa: NCRCP708

Customer Reviews & Testimonials

December 2018

I got my payday loan in no time at all which helped me cover my expenses and get through the month. So thank you Yuppie Cash for helping me take care of what I needed taken care of.

Jenny W
— East London —

February 2019

Yuppie Cash’s experience in the industry really shows because they know what they are doing. I applied for a payday loan and the experience was absolutely fantastic- applying was simple and the s...

Greg S
— Pietermaritzburg —

Yuppie Cash Contact

Physical Address

  • Quantum Street, Carpe Diem, Office C3 & C4 Technopark, Stellenbosch Western Cape 7600 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday Closed –
  • Sunday Closed –