Rating based on 41 reviews

Power Financial

  • Payday loans up to R8,000
  • Low-interest starting from 36%
  • Repayment up to 240 days

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Author Power Financial. Screenshot of Power Financial website.
[Accessed January 31, 2023]

Power Financial - Your payday loan specialist

Power Financial Services is a registered credit provider in South Africa. They've been assisting South Africans with quick and reliable loans for years.

When it comes to loans, they have a wide variety to offer you. One of their most convenient loan types is a payday loan.

30-day loans for financial emergencies

A payday loan is essentially a cash advance that you repay when you get your next monthly income. The full amount must be paid back within 45 days.

It’s also commonly referred to as a 30-day loan. Power Financial Services don’t cater to requests for renewals on these short-term loans. Each loan has to be applied for separately.

With this flexible lender, you and get your loan approved when you’re in a tough spot financially and require access to funds quickly.

Financial assistance when it's needed most

Due to their focus being on those who are in need of financial assistance, they understand the dilemmas and feelings that come with needing money.

Their company has been structured in such a way that you'd be able to receive a high level of service through access to their local branches as well as their national call centre.

Their online loans will support your needs. So, if you would like to visit your nearest Power Financial Services Branch, do so now by using the branch locator.

Loans between R500 and R8000

Power Financial Services have a simple process when it comes to applying online.

By offering a sliding scale that you can toggle on your own to determine the loan amount you wish to apply for, getting started is quick and easy. By doing so, you'll immediately know your loan cost.

Once you're comfortable with what you’ve chosen, all that’s left to do is complete your banking details and your personal details so that they can perform a credit check. 

Payday loans from Power Financial Services

If you're looking for reliable payday loans Power Financial Services has the best options. You can expect complete transparency from them.

They have no hidden costs as they wouldn’t be offering responsible lending if they were to hide additional costs that you can’t afford.

Up front, you’re always aware of what your loan will cost. In this way, you're able to ascertain whether or not you can afford the repayments.

You have the convenience of applying right from your home and avoiding all the paperwork we all dread to deal with at the same time!

With their credit options, you can expect to access from R500 up to R8000 and repay in 2 to 6 months. Interest ranges from a comfortable 36% to 60% APR.

Power Financial – Payday loan

  • Loan Type Payday loans
  • Interest Rate 3660% p/a
  • Loan Amount up to R8,000
  • Repayment 4 days to 240 days

Benefits of Power Financial

  • Convenient online sliders
  • Get cash instantly
  • Maximum affordable loan

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Power Financial Services - when you need cash urgently

Power Financial Services provide you with immediate cash for a short period as and when you need it.

Approval depends on your financial situation and what you qualify for. There are circumstances where you need money to pay for something urgently, but it’s still 12 days to payday.

This is where a loan comes in and when Power Financial Services can offer you some much-needed relief.

Short-term credit with Power Financial Services is not only simple to acquire but can be applied for at one of their branches or via their online loan application.

Once you've taken the steps and outlined the desired loan amount, they can determine the loan type you qualify for. It could be a maximum loan or a specified loan amount.

Use Power Financial Services' popular power cash card

Once your loan is approved, they issue you with a power cash card. This is like a regular bank card and comes with a secure PIN.

You can use it at ATM’s, make withdrawals and swipe as with all your other credit cards. Your funds are transferred to this card for you to use as you wish!

Benefits of a power cash card

  • It’s secure - your money and your new power cash card are both protected with a PIN. Also, no other lender has access to debit from your card.
  • It’s convenient – you can make as many withdrawals as you like at any ATM. You can also use it for debit purchases.
  • It brings you peace of mind – when you’re done and ready to leave, you leave with your funds already saved to your power cash card.

When am I required to pay the loan back?

Payday loans secure your cash loan against your next salary, and this can be up to 45 days.

Having a fast, simple and secure application process means obtaining a quick online payday cash loan most conveniently!

How to apply

Simply complete the quick loan application form, and furnish Power Financial Services with your latest payslip, 3 months' bank statements and a valid copy of your South African ID.

They then calculate the total amount you can borrow, how long you can borrow for and when you'll need to pay it back.

Power Financial Services perform fraud and credit checks on your particulars, so please be honest in all that you share to avoid any problems with your application.

man holding thumbs up

Power Financial is a trusted & reliable provider of payday loans

In our review, Power Financial adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Power Financial is a registered credit provider in South Africa: NCRCP2274

Customer Reviews & Testimonials

December 2018

As this was my first time borrowing money, there were some things that I didn’t quite fully understand. I called customer care and got help from one of the customer consultants. He was very patie...

Lisa G
— Bloemfontein —

March 2019

Everything was clear and straightforward, including the details of my loan. I liked that because it shows Power Financial Services is an honest lender.

Tyson S
— Johannesburg —

Power Financial Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed