Rating based on 19 reviews


  • Payday loans up to R5,000
  • Low-interest starting from 12%
  • Repayment up to 6 months

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Dunami homepage
Author Dunami. Screenshot of Dunami website.
[Accessed May 13, 2018]

Dunami - Fast payday loans

Dunami is based in Cape Town but we offer online assistance, which allows our clients to apply for a loan no matter where they are in South Africa.

Dunami has gained an unremarkable understanding in assisting clients over the years; which has enabled us to become the online leading-edge lender in assisting with cash-flow difficulties by means of short-term loans so that you are able to cover any of those unwanted emergencies that you are not able to save for.

We take all our clients' circumstances into consideration and because we are a responsible lender our short-term loan is a small amount, we don’t want our customers to take a lifetime paying off loans.

We are passionate about helping people

We are proud of the fact that we have the ability to offer payday loans between R1 000 and R5 000, payable within a period of 6 months, this will assist in making the repayments quite comfortable and stress-free for clients. We encourage our clients to budget an allocated amount every month in order to pay the borrowed amount back without cutting themselves short of cash.

What makes us a preferred lender

Nobody wants to run around trying to get appointments and not knowing who to go to in order to apply for a loan, this can be overbearing. We have earned the right to call ourselves the preferred online lender because our online process is easy and it saves you precious time.

If you have a computer and internet access, you are able to apply online and get that application approved as soon as possible.

Hassle-free payday loans

Do you feel squeezed for cash, feeling miserable? Dumani is able to provide you with an Instant Cash Loan.

Perhaps you need a payday loan, payday loans are easy to attain, all you need to do is follow our step by step procedure and your loan could be approved online within a few minutes

How to apply

Step 1

Complete a short application, form by logging onto our website and applying online, this holds all your personal info and you will be signed up as a member offering our services and packages, you just need to choose a package suited for you.

Our online wizard portal also gives you the option of downloading your credit score. It’s as easy as that!

Step 2 

You are requested to upload the following – proof of income (please attach your most recent payslip), 3 months bank statement. 

Should you have difficulty, please make use of our Yodlee app, this enables you to download your bank statement straight from your online banking. This portal is secure, safe, and easy to use.

When completed, start your payday loan process.

Dumani payday loans

We are your leading provider when it comes to instant cash loans plus its hassle-free. All you need is 5 minutes of your time, complete our online application form which you will find on our website.

Dunami – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 12%
  • Loan Amount up to R5,000
  • Repayment 10 days to 6 months

Benefits of Dunami

  • Low-interest rates from 12%
  • Payday loans up to R5,000
  • Repayment term up to 6 months

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Qualify instantly for a quick, affordable payday loans

Our service is convenient, fast with a turnaround time of 24 hours, Dumani is a responsible lender, we will only loan according to your affordability. The golden rule is to only loan as much as you need.

Payday loans are unsecured short-term loans, once you have registered online, you will receive a login password as well as OTP, this enables you to create your own free loan account at your disposal for whenever you have the need, keeping in mind that we offer a smaller amount on payday loans so that you are able to make it through that stretch before payday, we understand that the last week always seems like a lifetime, well not anymore we are here to assist you.

You get assistance whenever you need it

One of our values is that we offer our clients assistance when they need it, we also make it as convenient as possible, in other words, you don’t need to stand in queues or try and get appointments to apply for a personal loan.

Our speedy technology has been streamlined to enable us to give the bad credit loans that we offer. Because payday loans are payable over a shorter period the interest rate is much lower.

Feeling the financial pinch get a loan

Don’t forget we offer longer-term loans that you could pay over a period of 6 months at a larger amount than that of a short-term/payday loan. So doesn’t stress about what life throws at you in those difficult times, when life gives us lemons, make lemonade by making use of our services?

Our clients come first and that’s the reason why your financial needs are taken care of by means of any support we have to offer. We will always give you the attention you need and deserve; we will also offer our professional services at all times. 

Customer Reviews & Testimonials

December 2018

I felt so important and valued as a customer. The next time I need another payday loan, I’m calling Dunami!

Nokubonga D
— Pietermaritzburg —

February 2019

I got approved for my payday loan in minutes! Outstanding!

Rassie G
— Pretoria —

January 2019

Dunami listens to its customers. That’s what I like about them and why I keep coming back.

Robert M
— Kimberley —

Dunami Contact

Contact Number


  • not available


Physical Address

  • 9 Lower Burg St, Cape Town City Centre Cape Town Western Cape 8000 South Africa
  • Get Directions

Opening Hours

  • not available