Rating based on 45 reviews

MBC Finance

  • Payday loans up to R4,000
  • Low-interest starting from 19.6%
  • Repayment up to 30 days

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Author MBC Finance. Screenshot of MBC Finance website.
[Accessed May 13, 2018]

MBC Finance - Affordable payday loans

MBC Finance is a company that provides loans to customers with a direct connection to short-term loans, find out more about our short-term loans.

MBC Finance a reliable financial services provider who is dependable and abide by the requirements of the National Credit Act.

Swift service delivery

MBC Finance believes in swift service delivery and we have a large number of happy customers. At times life can be very unpredictable and unforeseen things happen which we don’t budget for and need assistance by means of a payday loan.

This is where MBC Finance is able to assist with a personal loan, we offer R2000 over a 30 day period.

Your repayment is fixed on personal loans, this means your repayments will never change, increase in interest loans will not affect you, we have a real-time approval system that makes sure your application is approved as soon as possible.

Same-day loan approvals

So if you are in a hurry and urgently need assistance with a personal loan you have come to the right place.

Should you qualify for a personal loan with us and all your documentation is in the order you, you would most likely receive your money on the same day.

Our office hours are from 8 am to 4 pm Monday to Friday and 8 am to 11 am on a Saturday.

Hassle free online loan applications

We live in a world where everything is a click away with convenience on our doorstep, well so is our application.

Applying for a loan at MBC Finance is effective, fast and very simple. Our quick loan service is completely online and free of hassle. All you need to do is fill in our online application form and we will contact you.

Personal loans with a difference

Because our service is available online this gets rid of all that unnecessary paperwork making it as simple and convenient as possible.

What precisely does MBC Finance look at when completing a loan application?

We do a full credit check with Compuscan with your consent; of course, this is given on completion of the online loan application form. By doing a credit check we are able to decipher whether you fit the profile to qualify for a cash loan. Payment profile is a term that refers to your existing or former loans and or accounts with other establishments.

This gives us the opportunity to separate the good payers and the not so good players who do not pay their accounts. This is quite an essential factor, at least one of your accounts need to have a good paying track record and is up to date.

The next step after the payment profile has been looked will be is affordability to see if you qualify for a payday loan. Every payment on your credit check will be taken into account, including all other expenses. Please take note that this is in line with the National Credit Regulator. 

MBC Finance – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 19.6%
  • Loan Amount up to R4,000
  • Repayment 7 days to 30 days

Benefits of MBC Finance

  • Affordable payday loans up to R4000
  • No endless paperwork
  • Quick and easy online applications

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

MBC Finance - Fast payday loans

A full affordability is generated and sent to you for validation of expenses, etc. It is advised that you be employed at your current company for at least 6 months in order for your payday cash loan application to be considered.

Though it is better you be in employment for at least twelve months. Secondly, we will take a look at the company you are currently employed with as it’s of utmost importance that all the contact details, your company be made available on a public listing in order for MNC Finance to confirm your employment telephonically

Credit score – How does it affect you?

Low Credit Score:  A low credit score can be due to previous difficult times where one stopped making payments to their accounts or loans or perhaps could not afford the larger instalments and then reduced payments, therefore making payment at a slower pace that ought to have been paid.

At times people just get fed up with making payment after payment of debt and no other reason other than just getting fed up. With that being said, it is also possible that there is a low credit score rating due to having no credit history at all, sometimes we enter the job market without having worked before and have no need for debt, this is where MBC Finance can assist with a personal loan for bad credit.

All information is updated with the credit bureau

MBC Finance is able to assist you when credit is obtained from us, the information that you provided on your loan application is then automatically updated on the credit bureau because all our loans are registered, and this can work in your favour or it can work against you.

If your credit is paid as per your agreement this will increase your credit score and make it easier in obtaining an instant loan with MBC Finance. With that being said, if you don’t pay your loans or debts on time it will have an adverse effect on your credit profile and unfortunately be listed as a slow payer and this will drop your credit score.

By not making payments on time and sticking to the agreement you will not have that dream home, car or wedding because your credit rating will affect your chances of any loans you apply for.

Ultimately either of the above come into play at some point, should you want to purchase that dream home or a flashy new vehicle perhaps you would like to start planning a wedding, as you can see ultimately always need to keep your payments up to date in order to apply for that loan you may need.

Customer Reviews & Testimonials

December 2018

My car unexpectedly broke down and I needed cash to take it in for repairs. I thought I would have to endure a long and stressful application process but luckily, MBC Finance understood the urgen...

Lee N
— Pretoria —

January 2019

I managed to fill in the application form within 20 minutes. It was really easy!

Nonhlanhla B
— Polokwane —

March 2019

Thank you to the entire MBC Finance team for the amazing service I got while I was applying for my payday loan. You guys made the process 10 times better!

Shria M
— Pietermaritzburg —

MBC Finance Contact

Physical Address

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed