Ayoba Loans

Ayoba loans are one of the leading online loan services available in South Africa.

Their service allows you to apply for a personal loan that's uncomplicated and effortless. They'd like to make the process as simple and straightforward as possible and minimize the hassle and unnecessary running around.

How to apply

It’s very simple to apply, simply log in and apply online by filling in Ayoba Loans' straightforward online application form.

Ayoba Loans will need:

• ID number
• First name and surname
• Cell phone number
• E-mail address
• And the amount you would like to borrow

Ayoba Loans believe in equal opportunity and encourage all South Africans to apply. Sometimes your financial situation is not ideal and they understand that and are there to help you. Whether you're in need of a short-term loan for any reason, big or small, look no further than Ayoba loans.

Flexible bad credit loans

The financial climate in South Africa is very unstable and that has led to many South African citizens becoming blacklisted.

Although there's no guarantee that Ayoba Loans will be able to assist you if you've been blacklisted or have a low credit rating, they encourage you to apply and will assist you as far as possible in obtaining a bad credit loan. They aim to provide a fast and flexible solution to finance when you need it most.

Confidentiality guaranteed

Ayoba Loans promise to keep all your information confidential and have high-security measures in place to guarantee that your personal information isn’t compromised. Their company is registered with the NCA and complies with the laws of the Republic.

Ayoba Loans aim to supply personal loans to you when you're in need of a little extra cash or help to cover emergency expenses.

Their personal loans are unsecured, meaning you won't have to list one of your assets to ensure that you pay back your loan. Whether you've been blacklisted or not, this lender will make an effort to help.

How to get credit with Ayoba

In order to qualify for a personal loan simply fill in their online application form with your personal details.

Documents required to apply for a loan

• To be a citizen of South Africa with a valid ID
• A South African bank account, a debit order will be set up for this account in order for you to pay back the payday loan amount
• You should earn at least R 3000 per month.

Declined applications

Ayoba Loans want to help you acquire a personal loan and will do everything in its power, but unfortunately, you may be declined for the following reasons:

• You would not be able to afford the monthly loan installment amount
• You've applied for debt counselling
• You're under debt review
• You've been placed under administration or sequestration

Ayoba Loans' friendly consultants

Ayoba Loans' consultants are ready to make the application process as effortless and quick as possible while ensuring you understand the process every step of the way.

If you have any questions during the application process, contact one of their friendly consultants and they'll help you every step of the way. They're knowledgeable and trained to answer any of your questions.